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Author
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Topic: good place to get a loan?
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89 FAKE SNAKE
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Member # 4531
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im tryin to get a loan..(5,000)...where would the best place to go or look into...my credit is decent for my age and i dnt pay late payments on what i do owe..thanks..
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90 COUPE
01 R1 (stock)
04 XR-50(stroked)
06 TT-R50E
SRA & PWA member
Posts: 3075 | From: san jose | Registered: May 2004
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TRIXSNK
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Member # 2844
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posted
quote:
Originally posted by 89 FAKE SNAKE:
im tryin to get a loan..(5,000)...where would the best place to go or look into...my credit is decent for my age and i dnt pay late payments on what i do owe..thanks..
Looking for just a personal loan? Car loan?
5K to me is one of those wierd amounts for just a personal loan.
If you don't wana use your c/c for cash advance i would look into a credit union as they usually have very good apr's.
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9 Sec EVO 9 is GONE!
New project in the works.......
Posts: 3740 | From: Bay Area | Registered: May 2003
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venomous99
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Member # 1917
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posted
as already stated, id look into a credit union.
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MKII Q7
89LX
Posts: 4811 | From: dc | Registered: Oct 2002
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TRIXSNK
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Member # 2844
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posted
Patelco
Kaiperm
Alliance Credit
Just a few for ya to check out ![[Wink]](wink.gif)
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9 Sec EVO 9 is GONE!
New project in the works.......
Posts: 3740 | From: Bay Area | Registered: May 2003
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slidewayz94
CAFords OG
Member # 3101
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posted
yep credit union will give you the best rates vs. pulling cash advance on your credit card.
Posts: 4251 | From: Sac | Registered: Jul 2003
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89 FAKE SNAKE
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Member # 4531
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posted
ya..thas wha i was lookin into is a credit union..where are good ones in san jose?
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90 COUPE
01 R1 (stock)
04 XR-50(stroked)
06 TT-R50E
SRA & PWA member
Posts: 3075 | From: san jose | Registered: May 2004
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Jdub07
( O Y O )
Member # 2728
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posted
Go to patelco.com and find the nearest one to you, you'll be happy there.
Posts: 7282 | Registered: Apr 2003
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Venomized93
Founding Member
Member # 55
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DO NOT do a cash advance. Cash advances are for EMERGENCY use only. Basically avoid at all cost. First they will charge you 3% or max at $75 some credit card companies may go a little higher. Not only that, the interest on that borrowed money is usually in the low 20% range. Basically in your situation it's not worth it.
Citibank has a really good rate on personal unsecured loans for 10.05%. I haven't really searched lately, but last that I saw it was one of the lowest ones. I will be honest though, your credit needs to be good though. Not excellent, but leaning towards really good.
Posts: 2077 | From: San Francisco, California | Registered: Oct 2000
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Venomized93
Founding Member
Member # 55
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posted
quote:
Originally posted by 89 FAKE SNAKE:
im tryin to get a loan..(5,000)...where would the best place to go or look into...my credit is decent for my age and i dnt pay late payments on what i do owe..thanks..
What are the funds going to be used for?
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2018 Tesla Model 3 Performance
Posts: 2077 | From: San Francisco, California | Registered: Oct 2000
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N8
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Member # 6048
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posted
Dont do a cash advance. And a credit union would be your best bet. If you already dont have a home bank. Personal loans I think are a little higher rate due to them being unsecured. Or attached to something tangible.
Posts: 11638 | Registered: Sep 2005
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BUKSING
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Member # 6594
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+1 for patelco ![[patriot]](graemlins/patriot.gif)
Posts: 1571 | From: 510 | Registered: Mar 2006
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YEFF
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Member # 4857
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posted
+1 for Patelco!!
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RIP - 2000 Saleen Mustang GT - Custom Estate Green
Posts: 236 | From: 9i6 | Registered: Sep 2004
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cummins
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Member # 5931
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posted
KingTom
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Your definitely jealous of my strength and brains. - 68_427_Fastback
Cummins looks like the Wendy's girl......without the pig tails. - JT
Posts: 3441 | From: The Rice Fields | Registered: Aug 2005
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DLo
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Member # 6133
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posted
I'm actually on a car loan right now for my mustang. I bought it almost 2 years ago, and I went through Star One Credit Union. The rate at the time was 4.6%, which I thought was pretty low. I only needed less than 5k as well - but I think the rates have gone up. Maybe 6% or so?
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94 GT
Posts: 1876 | From: Bay Area, CA | Registered: Oct 2005
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twisted54
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Member # 1981
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posted
provident is good too.
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2013 Black on Black 5.0 with Boost N Things - CORN FED 🌽
Posts: 3421 | From: ebay | Registered: Oct 2002
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STREETFIGHTER50
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Member # 2973
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posted
i'm in the same boat
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'89 Coupe-Kurgan Tuned 498/491RW, Vortech SI, 351W
Posts: 3925 | From: SF Bay Coastin' to Rocklin | Registered: Jun 2003
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Fast_Bitch
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Member # 2316
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posted
quote:
Originally posted by 89 FAKE SNAKE:
im tryin to get a loan..(5,000)...where would the best place to go or look into...my credit is decent for my age and i dnt pay late payments on what i do owe..thanks..
TechCU , its my credit union they always have great interest rates. techcu.com
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www.GirlsFmx.com
Think you can keep up ?
Posts: 611 | From: The UnE | Registered: Jan 2003
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