T O P I C R E V I E W
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89 FAKE SNAKE
Member # 4531
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posted
im tryin to get a loan..(5,000)...where would the best place to go or look into...my credit is decent for my age and i dnt pay late payments on what i do owe..thanks..
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91Trunkster
Member # 6598
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posted
american general
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TRIXSNK
Member # 2844
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posted
quote: Originally posted by 89 FAKE SNAKE: im tryin to get a loan..(5,000)...where would the best place to go or look into...my credit is decent for my age and i dnt pay late payments on what i do owe..thanks..
Looking for just a personal loan? Car loan?
5K to me is one of those wierd amounts for just a personal loan.
If you don't wana use your c/c for cash advance i would look into a credit union as they usually have very good apr's.
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venomous99
Member # 1917
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posted
as already stated, id look into a credit union.
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TRIXSNK
Member # 2844
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posted
Patelco
Kaiperm
Alliance Credit
Just a few for ya to check out
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slidewayz94
Member # 3101
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posted
yep credit union will give you the best rates vs. pulling cash advance on your credit card.
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89 FAKE SNAKE
Member # 4531
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posted
ya..thas wha i was lookin into is a credit union..where are good ones in san jose?
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Jdub07
Member # 2728
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posted
Go to patelco.com and find the nearest one to you, you'll be happy there.
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Venomized93
Member # 55
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posted
DO NOT do a cash advance. Cash advances are for EMERGENCY use only. Basically avoid at all cost. First they will charge you 3% or max at $75 some credit card companies may go a little higher. Not only that, the interest on that borrowed money is usually in the low 20% range. Basically in your situation it's not worth it.
Citibank has a really good rate on personal unsecured loans for 10.05%. I haven't really searched lately, but last that I saw it was one of the lowest ones. I will be honest though, your credit needs to be good though. Not excellent, but leaning towards really good.
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Venomized93
Member # 55
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posted
quote: Originally posted by 89 FAKE SNAKE: im tryin to get a loan..(5,000)...where would the best place to go or look into...my credit is decent for my age and i dnt pay late payments on what i do owe..thanks..
What are the funds going to be used for?
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n8y8
Member # 6048
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posted
Dont do a cash advance. And a credit union would be your best bet. If you already dont have a home bank. Personal loans I think are a little higher rate due to them being unsecured. Or attached to something tangible.
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BUKSING
Member # 6594
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posted
+1 for patelco
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jazzy_jeff
Member # 4857
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posted
+1 for Patelco!!
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cummins
Member # 5931
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posted
KingTom
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DLo
Member # 6133
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posted
I'm actually on a car loan right now for my mustang. I bought it almost 2 years ago, and I went through Star One Credit Union. The rate at the time was 4.6%, which I thought was pretty low. I only needed less than 5k as well - but I think the rates have gone up. Maybe 6% or so?
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twisted54
Member # 1981
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posted
provident is good too.
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STREETFIGHTER50
Member # 2973
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posted
i'm in the same boat
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saleen_freak
Member # 6521
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posted
Patelco fo'sho
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Fast_Bitch
Member # 2316
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posted
quote: Originally posted by 89 FAKE SNAKE: im tryin to get a loan..(5,000)...where would the best place to go or look into...my credit is decent for my age and i dnt pay late payments on what i do owe..thanks..
TechCU , its my credit union they always have great interest rates. techcu.com
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