quote:

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Originally posted by 89 FAKE SNAKE:
im tryin to get a loan..(5,000)...where would the best place to go or look into...my credit is decent for my age and i dnt pay late payments on what i do owe..thanks..

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Looking for just a personal loan? Car loan?

5K to me is one of those wierd amounts for just a personal loan.

If you don't wana use your c/c for cash advance i would look into a credit union as they usually have very good apr's.
 

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Posted by venomous99 (Member # 1917) on :
 
as already stated, id look into a credit union.
 

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Posted by TRIXSNK (Member # 2844) on :
 
Patelco

Kaiperm

Alliance Credit

Just a few for ya to check out
 

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Posted by slidewayz94 (Member # 3101) on :
 
yep credit union will give you the best rates vs. pulling cash advance on your credit card.
 

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Posted by 89 FAKE SNAKE (Member # 4531) on :
 
ya..thas wha i was lookin into is a credit union..where are good ones in san jose?
 

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Posted by Jdub07 (Member # 2728) on :
 
Go to patelco.com and find the nearest one to you, you'll be happy there.
 

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Posted by Venomized93 (Member # 55) on :
 
DO NOT do a cash advance. Cash advances are for EMERGENCY use only. Basically avoid at all cost. First they will charge you 3% or max at $75 some credit card companies may go a little higher. Not only that, the interest on that borrowed money is usually in the low 20% range. Basically in your situation it's not worth it.

Citibank has a really good rate on personal unsecured loans for 10.05%. I haven't really searched lately, but last that I saw it was one of the lowest ones. I will be honest though, your credit needs to be good though. Not excellent, but leaning towards really good.
 

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Posted by Venomized93 (Member # 55) on :
 

quote:

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Originally posted by 89 FAKE SNAKE:
im tryin to get a loan..(5,000)...where would the best place to go or look into...my credit is decent for my age and i dnt pay late payments on what i do owe..thanks..

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What are the funds going to be used for?
 

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Posted by n8y8 (Member # 6048) on :
 
Dont do a cash advance. And a credit union would be your best bet. If you already dont have a home bank. Personal loans I think are a little higher rate due to them being unsecured. Or attached to something tangible.
 

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Posted by BUKSING (Member # 6594) on :
 
+1 for patelco
 

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Posted by jazzy_jeff (Member # 4857) on :
 
+1 for Patelco!!
 

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Posted by cummins (Member # 5931) on :
 
KingTom
 

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Posted by DLo (Member # 6133) on :
 
I'm actually on a car loan right now for my mustang. I bought it almost 2 years ago, and I went through Star One Credit Union. The rate at the time was 4.6%, which I thought was pretty low. I only needed less than 5k as well - but I think the rates have gone up. Maybe 6% or so?
 

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Posted by twisted54 (Member # 1981) on :
 
provident is good too.
 

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Posted by STREETFIGHTER50 (Member # 2973) on :
 
i'm in the same boat
 

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Posted by saleen_freak (Member # 6521) on :
 
Patelco fo'sho
 

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Posted by Fast_Bitch (Member # 2316) on :
 

quote:

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Originally posted by 89 FAKE SNAKE:
im tryin to get a loan..(5,000)...where would the best place to go or look into...my credit is decent for my age and i dnt pay late payments on what i do owe..thanks..

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