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Originally posted by swedensky:
That's not true, I haven't once taken a CAFords member from what they wanted to originally do. I'm not gonna pressure someone when I have to come on here and ask for repeated referrals, there are quite a few people on the forum I have suggested to wait before buying a car.

And we CUDL with credit unions, but as a first time car buyer he is most likely going to receive 6.9%+ (that's IF he has established more than 2-3 paid rotating accounts of at least $1-3000) where if he wants to go through Ford and give up $1000 in rebate he can most likely walk out with 3.9% as a first time buyer.

Any of the people on this forum that have money, know money, and are good with money will suggest to take the route with the lowest interest rate. If you can't afford the payment on that situation then don't buy it, but why pay more interest and toss more money just to get something now??

OP I'm here to help, not to sell. You can ask for help from any one you'd like, just keep in mind when you want help you usually go to a professional or someone who does things for a living...not a hobby or people who like to interject their opinions when they don't know what they're talking about. (if you need an example ask all the people that took their motors to Dan instead of a full shop to save money....hahaha sorry couldn't resist.)

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Originally posted by Pure Stang:

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Originally posted by venomous99:

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Originally posted by Pure Stang:
The dealer I plan on going to is a family friend so I doubt he will try to get over on me, but I do want to see my options.

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be careful on that if your family member is just the salesman cuz the sales manager on duty ultimately makes the decision on what deal is offered. the salesman is just a middle man.

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I think he is the sales manager not 100% sure. Either way I'm going to check around.

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Originally posted by venomous99:

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Originally posted by Pure Stang:

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Originally posted by venomous99:

quote:

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Originally posted by Pure Stang:
The dealer I plan on going to is a family friend so I doubt he will try to get over on me, but I do want to see my options.

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be careful on that if your family member is just the salesman cuz the sales manager on duty ultimately makes the decision on what deal is offered. the salesman is just a middle man.

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I think he is the sales manager not 100% sure. Either way I'm going to check around.

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as a sanity check i would also inquire online on getting some internet quotes and see how far you can drive the price down,using that as a reference when you're negotiating in person. some salesman depending on the stealership are more willing to wheel and deal via the internet while others send you some bs full msrp quote. i tend to go w/ the ones that you can smell their desperation to gain your business. of course use kbb as well.

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Originally posted by Blind:

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Originally posted by venomous99:

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Originally posted by Pure Stang:

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Originally posted by venomous99:

quote:

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Originally posted by Pure Stang:
The dealer I plan on going to is a family friend so I doubt he will try to get over on me, but I do want to see my options.

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be careful on that if your family member is just the salesman cuz the sales manager on duty ultimately makes the decision on what deal is offered. the salesman is just a middle man.

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I think he is the sales manager not 100% sure. Either way I'm going to check around.

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as a sanity check i would also inquire online on getting some internet quotes and see how far you can drive the price down,using that as a reference when you're negotiating in person. some salesman depending on the stealership are more willing to wheel and deal via the internet while others send you some bs full msrp quote. i tend to go w/ the ones that you can smell their desperation to gain your business. of course use kbb as well.

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truecar.com & edmunds.com will let you find dealer invoice price on brand new cars. I used that as my starting level to negotiate on our new car. Ended up getting the car for 3% under invoice which is pretty good for the type of car we bought. Had to buy it out of state, but that was fun anyways.

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