This is topic People with new coyotes quick question. in forum General Talk at Northern California Ford Owners .
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Posted by Pure Stang (Member # 7251) on
:
How much did you pick up your coyote? How much down and what are your payments? I'm thinking about getting one and throwing down about 2500-5k as a down payment.
[ 2014-04-29, 08:51 PM: Message edited by: Pure Stang ]
Posted by 5Porn0 (Member # 6001) on
:
I put down $2500 and my payments are $346/month
Posted by Pure Stang (Member # 7251) on
:
quote:
Originally posted by 5Porn0:
I put down $2500 and my payments are $346/month
That's actually less than I thought. I was thinking about 450-500. Base model or brembo package?
Posted by 2T0NE (Member # 4216) on
:
Dont forget to add taxes ,gap and all the other fees , that will be what eats up your down payment so add that plus a lil extra and that will be your actual down payment
Posted by Pure Stang (Member # 7251) on
:
quote:
Originally posted by 2T0NE:
Dont forget to add taxes ,gap and all the other fees , that will be what eats up your down payment so add that plus a lil extra and that will be your actual down payment
This will be the first time I plan on buying a new car, so I'm not too sure how this goes. Have a solid job and my credit is not excellent but not horrible, I guess you can say good.
Posted by SSFGiant (Member # 10811) on
:
Just message swendesky. He'll tell you everything you need to know.
Posted by Beastly GT500 TVS (Member # 9723) on
:
quote:
Originally posted by SSFGiant:
Just message swendesky. He'll tell you everything you need to know.
Yup I recommend this
Posted by swedensky (Member # 12185) on
:
quote:
Originally posted by Beastly GT500 TVS:
quote:
Originally posted by SSFGiant:
Just message swendesky. He'll tell you everything you need to know.
Yup I recommend this
^ I think that sounds like a good way to go ^
OP I bought mine for less (brand new) than anyone here with $4000 down ($2000 out of pocket and $2000 rebate). I don't have great credit - 5.9% for 72 months and my payment is $472.
Just PM me, I'll get you done.
Posted by NEIGHT (Member # 8741) on
:
quote:
Originally posted by swedensky:
quote:
Originally posted by Beastly GT500 TVS:
quote:
Originally posted by SSFGiant:
Just message swendesky. He'll tell you everything you need to know.
Yup I recommend this
^ I think that sounds like a good way to go ^
OP I bought mine for less (brand new) than anyone here with $4000 down ($2000 out of pocket and $2000 rebate). I don't have great credit - 5.9% for 72 months and my payment is $472.
Just PM me, I'll get you done.
Still no 11/12 in white?
Posted by 2T0NE (Member # 4216) on
:
Get into a Credit union there rates and loans are killer, you can buy private or from dealer if your in the 700s youll get under 0-2.99% and id never finance for 72 months 60 max , personally thats just me. Dont want to pay 5k in interest. Unless it works out for u that way , judgement call
[ 2014-04-29, 10:48 PM: Message edited by: 2T0NE ]
Posted by 135.0 (Member # 4992) on
:
Buy one!
Posted by Greasy (Member # 5258) on
:
quote:
Originally posted by NEIGHT:
quote:
Originally posted by swedensky:
quote:
Originally posted by Beastly GT500 TVS:
quote:
Originally posted by SSFGiant:
Just message swendesky. He'll tell you everything you need to know.
Yup I recommend this
^ I think that sounds like a good way to go ^
OP I bought mine for less (brand new) than anyone here with $4000 down ($2000 out of pocket and $2000 rebate). I don't have great credit - 5.9% for 72 months and my payment is $472.
Just PM me, I'll get you done.
Still no 11/12 in white?
13/14's are better
Posted by NEIGHT (Member # 8741) on
:
quote:
Originally posted by Greasy:
quote:
Originally posted by NEIGHT:
quote:
Originally posted by swedensky:
quote:
Originally posted by Beastly GT500 TVS:
quote:
Originally posted by SSFGiant:
Just message swendesky. He'll tell you everything you need to know.
Yup I recommend this
^ I think that sounds like a good way to go ^
OP I bought mine for less (brand new) than anyone here with $4000 down ($2000 out of pocket and $2000 rebate). I don't have great credit - 5.9% for 72 months and my payment is $472.
Just PM me, I'll get you done.
Still no 11/12 in white?
13/14's are better
I prefer the 11/12 front ends.
Posted by Pure Stang (Member # 7251) on
:
quote:
Originally posted by 2T0NE:
Get into a Credit union there rates and loans are killer, you can buy private or from dealer if your in the 700s youll get under 0-2.99% and id never finance for 72 months 60 max , personally thats just me. Dont want to pay 5k in interest. Unless it works out for u that way , judgement call
Already in a credit union.
Posted by SF Coupe (Member # 1810) on
:
If this is your first new car purchase don't let the sales person start talking to you about monthly payments, talk in terms of the total cost of the car. Once you have a number agreed to then you figure out the down payments and if you can afford it.
Posted by venomous99 (Member # 1917) on
:
quote:
Originally posted by SF Coupe:
If this is your first new car purchase don't let the sales person start talking to you about monthly payments, talk in terms of the total cost of the car. Once you have a number agreed to then you figure out the down payments and if you can afford it.
exactly....i always negotiate price first and stop them the very second they start talking about monthly payments.
dont get fooled by salesmen asking how much you're looking to spend monthly and what the down is...next thing you know you'll be signing a lease.
here is a payment calculator.
http://www.cars.com/go/advice/financing/calc/loanCalc.jsp?mode=full
Posted by swedensky (Member # 12185) on
:
That's not true, I haven't once taken a CAFords member from what they wanted to originally do. I'm not gonna pressure someone when I have to come on here and ask for repeated referrals, there are quite a few people on the forum I have suggested to wait before buying a car.
And we CUDL with credit unions, but as a first time car buyer he is most likely going to receive 6.9%+ (that's IF he has established more than 2-3 paid rotating accounts of at least $1-3000) where if he wants to go through Ford and give up $1000 in rebate he can most likely walk out with 3.9% as a first time buyer.
Any of the people on this forum that have money, know money, and are good with money will suggest to take the route with the lowest interest rate. If you can't afford the payment on that situation then don't buy it, but why pay more interest and toss more money just to get something now??
OP I'm here to help, not to sell. You can ask for help from any one you'd like, just keep in mind when you want help you usually go to a professional or someone who does things for a living...not a hobby or people who like to interject their opinions when they don't know what they're talking about. (if you need an example ask all the people that took their motors to Dan instead of a full shop to save money....hahaha sorry couldn't resist.)
Posted by swedensky (Member # 12185) on
:
quote:
Originally posted by NEIGHT:
Still no 11/12 in white?
No sir, the only one we've gotten (and have right now) is an auto. I have been on the look out. Actually the only manual we've gotten in is the CASpecial I posted in my vendors thread.
Posted by Blind (Member # 3052) on
:
quote:
Originally posted by swedensky:
quote:
Originally posted by Beastly GT500 TVS:
quote:
Originally posted by SSFGiant:
Just message swendesky. He'll tell you everything you need to know.
Yup I recommend this
^ I think that sounds like a good way to go ^
OP I bought mine for less (brand new) than anyone here with $4000 down ($2000 out of pocket and $2000 rebate). I don't have great credit - 5.9% for 72 months and my payment is $472.
Just PM me, I'll get you done.
5.9% for 72mo, holy shit!
Just bought my wife a comparably priced new car as a new GT ($31k) and we have a 1.79% for 60 months with roughly the same payment.
Posted by SantaClara_Cobra (Member # 9488) on
:
Do not go buy a car alone if you just want an affordable monthly payment!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!'mmmm they gon getcha!!!!!!!!!!!!!
Posted by Pure Stang (Member # 7251) on
:
quote:
Originally posted by swedensky:
That's not true, I haven't once taken a CAFords member from what they wanted to originally do. I'm not gonna pressure someone when I have to come on here and ask for repeated referrals, there are quite a few people on the forum I have suggested to wait before buying a car.
And we CUDL with credit unions, but as a first time car buyer he is most likely going to receive 6.9%+ (that's IF he has established more than 2-3 paid rotating accounts of at least $1-3000) where if he wants to go through Ford and give up $1000 in rebate he can most likely walk out with 3.9% as a first time buyer.
Any of the people on this forum that have money, know money, and are good with money will suggest to take the route with the lowest interest rate. If you can't afford the payment on that situation then don't buy it, but why pay more interest and toss more money just to get something now??
OP I'm here to help, not to sell. You can ask for help from any one you'd like, just keep in mind when you want help you usually go to a professional or someone who does things for a living...not a hobby or people who like to interject their opinions when they don't know what they're talking about. (if you need an example ask all the people that took their motors to Dan instead of a full shop to save money....hahaha sorry couldn't resist.)
Ill pm you.
Posted by Pure Stang (Member # 7251) on
:
The dealer I plan on going to is a family friend so I doubt he will try to get over on me, but I do want to see my options.
Posted by swedensky (Member # 12185) on
:
quote:
Originally posted by Blind:
5.9% for 72mo, holy shit!
Just bought my wife a comparably priced new car as a new GT ($31k) and we have a 1.79% for 60 months with roughly the same payment.
Yeah I know, I was a ~575 score at the time and coming out of a straw purchase where the interest rate was 10.99%. Just wanted to take what I could get!
Posted by venomous99 (Member # 1917) on
:
quote:
Originally posted by Pure Stang:
The dealer I plan on going to is a family friend so I doubt he will try to get over on me, but I do want to see my options.
be careful on that if your family member is just the salesman cuz the sales manager on duty ultimately makes the decision on what deal is offered. the salesman is just a middle man.
Posted by Pure Stang (Member # 7251) on
:
quote:
Originally posted by venomous99:
quote:
Originally posted by Pure Stang:
The dealer I plan on going to is a family friend so I doubt he will try to get over on me, but I do want to see my options.
be careful on that if your family member is just the salesman cuz the sales manager on duty ultimately makes the decision on what deal is offered. the salesman is just a middle man.
I think he is the sales manager not 100% sure. Either way I'm going to check around.
[ 2014-04-30, 11:23 AM: Message edited by: Pure Stang ]
Posted by jmcclesk (Member # 1355) on
:
quote:
Originally posted by swedensky:
That's not true, I haven't once taken a CAFords member from what they wanted to originally do. I'm not gonna pressure someone when I have to come on here and ask for repeated referrals, there are quite a few people on the forum I have suggested to wait before buying a car.
And we CUDL with credit unions, but as a first time car buyer he is most likely going to receive 6.9%+ (that's IF he has established more than 2-3 paid rotating accounts of at least $1-3000) where if he wants to go through Ford and give up $1000 in rebate he can most likely walk out with 3.9% as a first time buyer.
Any of the people on this forum that have money, know money, and are good with money will suggest to take the route with the lowest interest rate. If you can't afford the payment on that situation then don't buy it, but why pay more interest and toss more money just to get something now??
OP I'm here to help, not to sell. You can ask for help from any one you'd like, just keep in mind when you want help you usually go to a professional or someone who does things for a living...not a hobby or people who like to interject their opinions when they don't know what they're talking about. (if you need an example ask all the people that took their motors to Dan instead of a full shop to save money....hahaha sorry couldn't resist.)
sorry but the dan quote was classic! thanks for the laugh I was having a shitty day and that made me feel better!!
Posted by venomous99 (Member # 1917) on
:
quote:
Originally posted by Pure Stang:
quote:
Originally posted by venomous99:
quote:
Originally posted by Pure Stang:
The dealer I plan on going to is a family friend so I doubt he will try to get over on me, but I do want to see my options.
be careful on that if your family member is just the salesman cuz the sales manager on duty ultimately makes the decision on what deal is offered. the salesman is just a middle man.
I think he is the sales manager not 100% sure. Either way I'm going to check around.
as a sanity check i would also inquire online on getting some internet quotes and see how far you can drive the price down,using that as a reference when you're negotiating in person. some salesman depending on the stealership are more willing to wheel and deal via the internet while others send you some bs full msrp quote. i tend to go w/ the ones that you can smell their desperation to gain your business. of course use kbb as well.
Posted by Blind (Member # 3052) on
:
quote:
Originally posted by venomous99:
quote:
Originally posted by Pure Stang:
quote:
Originally posted by venomous99:
quote:
Originally posted by Pure Stang:
The dealer I plan on going to is a family friend so I doubt he will try to get over on me, but I do want to see my options.
be careful on that if your family member is just the salesman cuz the sales manager on duty ultimately makes the decision on what deal is offered. the salesman is just a middle man.
I think he is the sales manager not 100% sure. Either way I'm going to check around.
as a sanity check i would also inquire online on getting some internet quotes and see how far you can drive the price down,using that as a reference when you're negotiating in person. some salesman depending on the stealership are more willing to wheel and deal via the internet while others send you some bs full msrp quote. i tend to go w/ the ones that you can smell their desperation to gain your business. of course use kbb as well.
truecar.com & edmunds.com will let you find dealer invoice price on brand new cars. I used that as my starting level to negotiate on our new car. Ended up getting the car for 3% under invoice which is pretty good for the type of car we bought. Had to buy it out of state, but that was fun anyways.
Posted by Pure Stang (Member # 7251) on
:
quote:
Originally posted by Blind:
quote:
Originally posted by venomous99:
quote:
Originally posted by Pure Stang:
quote:
Originally posted by venomous99:
quote:
Originally posted by Pure Stang:
The dealer I plan on going to is a family friend so I doubt he will try to get over on me, but I do want to see my options.
be careful on that if your family member is just the salesman cuz the sales manager on duty ultimately makes the decision on what deal is offered. the salesman is just a middle man.
I think he is the sales manager not 100% sure. Either way I'm going to check around.
as a sanity check i would also inquire online on getting some internet quotes and see how far you can drive the price down,using that as a reference when you're negotiating in person. some salesman depending on the stealership are more willing to wheel and deal via the internet while others send you some bs full msrp quote. i tend to go w/ the ones that you can smell their desperation to gain your business. of course use kbb as well.
truecar.com & edmunds.com will let you find dealer invoice price on brand new cars. I used that as my starting level to negotiate on our new car. Ended up getting the car for 3% under invoice which is pretty good for the type of car we bought. Had to buy it out of state, but that was fun anyways.
Ill look into those sites and do a little studying see what I can negotiate.
Posted by Beastly GT500 TVS (Member # 9723) on
:
I would plan a trip to future ford in sac and go through tyler. He won't waste your time. Hes gonna let you know what he can and can't do for you. I have bought 2 fords from him and both times went smooth and gave me a great deal.
Posted by swedensky (Member # 12185) on
:
Not to mention that Edmunds and Truecar DO NOT show specific invoices..they will show an average based on the type of car/options...
I am fine showing the invoice to the exact car, regardless of what car lot it is sitting on....
I actually just got home tonight from delivering a car to a members house...in OAKLEY. There's desperation and there's taking care of your family/friends/peers. If you talk like you got screwed over once before all I can think is why you bent over in the first place.
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