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[QUOTE]Originally posted by phonso302: [QB] I believe the minimum credit score needed for a fha loan is 620. They will require 3.5% down and will require mortgage insurance with any down payment under 20% (will make your monthly payment a little higher). The lender will want to see your tax returns for the last two years. Bank statements for atleast 6 months checking/savings. They will ask you for your paystubs. Those are some examples,there is no generic list as each lender has their own requirements. You need you sit down and think if its what you really want. Its a big responsibility time wise and financially. Aside from your down payment you should have atleast 10k set aside. You will need to buy a fridge,furniture,misc upgrades,paint the list goes on and on. It adds up so fast its crazy. [/QB][/QUOTE]
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