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FUUUUCK buying a house
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[QUOTE]Originally posted by Jdub07: [QB] It's a little scarry walking at this point. We have to pay for the appraisal still $350. BofA says they pay for their own appraisal. Even if we had to pay for it twice its chump change when it comes down to it. Just cause my sister knows this guy and we are only days away from having to sign the loan contingency I feel so relieved we walked. As soon as we were "in contract" shit started jumping all over the place with the lender. Both me and the wife said FUCK THIS SHIT!! Thanks for the support guys. I have an appointment @ bank of america today so if all goes well we will go through them. Brokers are cool if you barley qualify becuase they will squeeze you in by your balls...but if you are a well qualified buyer, then there is no need for them. Dude e-mailed me said no hard feelings and offered the appraisal to be sent to whatever lender we end up going with. Thats cool and all but I'll just be sending him the appraisal check and paying for another on if needed. I don't want anything from him now. Wont burn the bridge but I'll cut the loss. Wish me luck today. I'll still be signing the loan contingency in ten days weather we have a finalized loan or not LMAO! I should go to vegas after all this shit cause buying a house is a major gamble. But hardball is the name of the game. We want to take advantage of the market right now so the house we found was originally listed at $620K then they lowered it down to $550K. That is when we went to look at it. I low balled them hard and they came back with $525K. I stuck to my lowball offer and they went to $515K. Again I stuck to my offer never going up and they went to $490K. I told my realator we are walking unless they take my original offer. Low and behold we are in contract for $480K. House is NOT a repo or short sale. So if we can land a house at $140K less than the original asking price then there is no way I'm going to get shafted on the loan we get. Hence taking advantage of the market right now, in all areas being house price and loan rates. that was long LOL [/QB][/QUOTE]
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