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[QUOTE]Originally posted by venomous99: [QB] [QUOTE]Originally posted by 91Trunkster: [qb] [QUOTE]Originally posted by venomous99: [qb] [QUOTE]Originally posted by cobraracer46: [qb] I've said this over and over again: some of the biggest snakes on the planet can be found at the car dealer ( especially the finance department). You people need to learn that that going through life sucking the dicks of the car dealers and the banks by messing around with car payments is a fuckin stupid thing to do because shit like this can happen to you. If you pay cash for a vehicle instead of financing it, you will protect your self from getting fucked up the ass by the car dealers. By the way, I worked at a car dealer for many years and saw first hand all the crooked shit the finance department did so I speak from experience. :D [/qb][/QUOTE]dude i swear its your life long mission to let the world know that financing is not the way to go(in your opinion) i have some news for you buddy. not everyone can afford to shell out 30k for a car(not speaking for mysef) and therefore, resort to financing through a bank. as long as you finance responsibly and not beyond your means it can be worth while. as far as the dude who got hustled. we all make mistakes when we're young and learn from it. get the specifics of the contract. something tells me dude either financed under a real high interest rate or was dooped into signing for a long term lease in favor of having low payments with the residual value at the end of the lease terms being too high. personally, i prefer buying from a private party as you can bargain the selling price more. private parties usually are not looking to make a profit so you end up getting a much better price than fair market. [/qb][/QUOTE]I don't believe he said everyone has 30k cash to buy cars, but if you need to make payments on a car whether they are large or small it's a waste of money, buy a car within your means that you can afford to pay cash for, there is no arguing that this is the best way to go. Some people with $500 a month payments and $150 for insurance can easily buy a $3500 car that looks and runs good for the same price of 6 months payments, and pocket the remaining 42-54 months of $650 payments, car payments just don't add up at all, no matter how you look at it, unless they are on 0% financing and you are using it to build your credit, but if you got 0% financing your credit is fine, etc. etc. etc. [/qb][/QUOTE]point is financing is not as bad as he makes it out to be. yes, you pay interest but you're able to buy a car thats newer with less headaches assuming you're reasonsable assessing how much you can afford. for some. settling for a 3k bucket is not acceptable and one would rather pay the extra 2k interest over the course of a 5year term to drive a newer car that in the end would require less maintenance generally speaking. again, this guy makes it like financing and banks should be avoided like the plague when in realty it's not bad at all AGAIN, if done responsibly. we're not talking about a car payment that exceeds 50% of your net income or financing a car at 10% apr. [/QB][/QUOTE]
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