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» Northern California Ford Owners     » Automotive   » General Talk   » Credit score (Page 1)

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Author Topic: Credit score
triple black hatch
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What up everyone I have a question. I'm trying to fix my credit any of you know a safe website to check whats on my credit report?
Posts: 1409 | From: (650)-(209) | Registered: Mar 2005  |  :
89_Faleen
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Creditkarma
Posts: 275 | Registered: Mar 2011  |  :
Fostang
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Credit karma is far from being accurate. Having said though it gives you a general basis of what your current score is and how if any improvement you have made.

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67' Fastback TT 408
67' Camaro Lsx
64' Corvette Fuelie
57' Chevy Bel Air Lsx
68’ Pony Convertible
66’ Pony Coupe

Posts: 3011 | From: Stockton/Danville | Registered: Nov 2003  |  :
fredfifty
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www.annualcreditreport.com is free and legit

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RIP EDSON VELORO
IM A NOOB, EXCUSE ME. THANKS.
92 LX Coupe 5.0 CARB'd BOLT-ONS SMOG LEGAL
62 Rag Impala

Posts: 4948 | Registered: Sep 2010  |  :
triple black hatch
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quote:
Originally posted by fredfifty:
www.annualcreditreport.com is free and legit

Does this one show you everything in your credit?
Posts: 1409 | From: (650)-(209) | Registered: Mar 2005  |  :
fredfifty
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9/2010
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quote:
Originally posted by triple black hatch:
quote:
Originally posted by fredfifty:
www.annualcreditreport.com is free and legit

Does this one show you everything in your credit?
yes minus the credit score, but i see thats what you need...

[ 2016-06-01, 02:32 PM: Message edited by: fredfifty ]

Posts: 4948 | Registered: Sep 2010  |  :
sic70stang
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quote:
Originally posted by fredfifty:
www.annualcreditreport.com is free and legit

Legit. You get to check all 3 companies per year. I checked one only every 3 months to see my improvements.

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The anti-crew
1987 rolling safety violation.

Posts: 6940 | From: California | Registered: Jul 2005  |  :
LXjames
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If you have a credit card you can have them display your score on your statement or online.

[ 2016-06-01, 05:03 PM: Message edited by: LXjames ]

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On Point Motorsport prez.
King Lx

Posts: 4761 | From: Pittsburg CA | Registered: Mar 2011  |  :
SLOWBACK 67
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Just send me your SSN, Mothers maiden name and I will give anyone here a free credit check.

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Originally posted by turbo50:
I have no intenions of keeping anyones parts or taking anyones money.

Posts: 8582 | From: Vallejo | Registered: Dec 2005  |  :
92_5.0
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quote:
Originally posted by SLOWBACK 67:
Just send me your SSN, Mothers maiden name and I will give anyone here a free credit check.

Pm sent! ....jk lol

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Infineon/Sears point? same difference!
11.8 @ 115 mph @ Sac Raceway
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Posts: 1629 | From: bay area | Registered: May 2007  |  :
NonOpSlow2V
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I use www.myfico.com
it cost money but it give you every single detail on everything in your credit history.

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1997 Autumn Orange GT vert
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Posts: 2139 | From: San Francisco | Registered: Oct 2005  |  :
PonyBoy415
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I use CreditKarma and I think it's great

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2013 GT500 Deep Impact Blue # 2878
2013 5.0 with TrackPack - Sold
2001 GT Convertible
2012 Focus SE MK3
1989 5.0 LX Convertible - Sold

Posts: 356 | From: San Francisco | Registered: Jul 2014  |  :
triple black hatch
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Thank's guys I Went with www.annualcreditreport.com Thanks for all the replies.
Posts: 1409 | From: (650)-(209) | Registered: Mar 2005  |  :
FivePTSlow
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quote:
Originally posted by Boosted_DropTop:
Creditkarma

+10000000000

Creditkarma helped me go from a 672, to an 817! Totally free, and gives you all the info you need on how to improve your score.

If you have any questions feel free to hit me up, I've been playing the game to get the high score for awhile now.

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2011 GT/CS 5.0 + Boost(Procharger)
90 Bronco 5.8 Lifted
05 SRT-4 24PSI E-85 at least 50 million hp
07 Harley VROD NRS Stage 1

Posts: 1857 | From: Sacramento | Registered: May 2007  |  :
FivePTSlow
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quote:
Originally posted by Fostang:
Credit karma is far from being accurate. Having said though it gives you a general basis of what your current score is and how if any improvement you have made.

This is true, creditkarma seems to miscalculate your score lower than it actually is, so that you sign up for stuff on their sight. I've used it as a tool to build my credit. It breaks down all of the different categories and how they change your score etc

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2011 GT/CS 5.0 + Boost(Procharger)
90 Bronco 5.8 Lifted
05 SRT-4 24PSI E-85 at least 50 million hp
07 Harley VROD NRS Stage 1

Posts: 1857 | From: Sacramento | Registered: May 2007  |  :
FivePTSlow
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quote:
Originally posted by LXjames:
If you have a credit card you can have them display your score on your statement or online.

Yup, about 10 of my cards show and update your score regularly, these are spot on your actual credit score, unlike credit karma. Credit karma is good though because your scores are updated often.mand it gives you full access to two of your complete credit reports free. Trans Union and equifax I believe.

Discover will give you your trans Union score
Citibank does equifax
Barclay does trans Union
Amex does experian
Chase does experian
B of A does trans Union
First national bank does trans Union if I remember correctly

[ 2016-06-03, 06:53 PM: Message edited by: FivePTSlow ]

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2011 GT/CS 5.0 + Boost(Procharger)
90 Bronco 5.8 Lifted
05 SRT-4 24PSI E-85 at least 50 million hp
07 Harley VROD NRS Stage 1

Posts: 1857 | From: Sacramento | Registered: May 2007  |  :
FivePTSlow
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Here's where one of my scores is at, all 3 are above 800

 -

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2011 GT/CS 5.0 + Boost(Procharger)
90 Bronco 5.8 Lifted
05 SRT-4 24PSI E-85 at least 50 million hp
07 Harley VROD NRS Stage 1

Posts: 1857 | From: Sacramento | Registered: May 2007  |  :
East Bay 50
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quote:
Originally posted by FivePTSlow:
Here's where one of my scores is at, all 3 are above 800

 -

Show off! LOL! wish I had an 819 credit score [patriot]

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Kurgan tuned stroked and blown 347 foxbody. boost nukka!

Posts: 2699 | Registered: Dec 2007  |  :
venomous99
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quote:
Originally posted by FivePTSlow:
Here's where one of my scores is at, all 3 are above 800

 -

not bad bro.....
try 858 fico. creditors love extending credit to me.

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MKII Q7
89LX

Posts: 4811 | From: dc | Registered: Oct 2002  |  :
1996 GT
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Can you co sign for ed650s uncle Rico?

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Posts: 9308 | Registered: Oct 2004  |  :
FivePTSlow
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I'm getting there, the only thing holding me back now is the average age of my credit is low. That's the one area I can't do much about except wait.

Once I pay off my last of the credit card debts soon, and 3 inquiries drop off this year I'm sure I'll see a huge bump in my score.

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2011 GT/CS 5.0 + Boost(Procharger)
90 Bronco 5.8 Lifted
05 SRT-4 24PSI E-85 at least 50 million hp
07 Harley VROD NRS Stage 1

Posts: 1857 | From: Sacramento | Registered: May 2007  |  :
FivePTSlow
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quote:
Originally posted by East Bay 50:
quote:
Originally posted by FivePTSlow:
[qb] Here's where one of my scores is at, all 3 are above 800

Show off! LOL! wish I had an 819 credit score [patriot]
All you have to do is make it a focus. It's taken me about 3 years to go from a 672 to over 800. It's like playing an ongoing game, try to get the highest score possible while following the rules of the game.

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2011 GT/CS 5.0 + Boost(Procharger)
90 Bronco 5.8 Lifted
05 SRT-4 24PSI E-85 at least 50 million hp
07 Harley VROD NRS Stage 1

Posts: 1857 | From: Sacramento | Registered: May 2007  |  :
adower
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Credit is overrated. The only thing I needed credit for was my mortgage.

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98 Cobra
Griggs
S Trim
HRE

Posts: 3327 | Registered: Aug 2005  |  :
SLOWBACK 67
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quote:
Originally posted by adower:
Credit is overrated. The only thing I needed credit for was my mortgage.

+1
C.R.E.A.M [Big Grin]

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Originally posted by turbo50:
I have no intenions of keeping anyones parts or taking anyones money.

Posts: 8582 | From: Vallejo | Registered: Dec 2005  |  :
fredfifty
Since
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quote:
Originally posted by SLOWBACK 67:
quote:
Originally posted by adower:
Credit is overrated. The only thing I needed credit for was my mortgage.

+1
C.R.E.A.M [Big Grin]

the R stands for Ruin. [Razz]
Posts: 4948 | Registered: Sep 2010  |  :


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