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» Northern California Ford Owners     » Automotive   » General Talk   » Is my car gunna be totaled? (Page 2)

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Author Topic: Is my car gunna be totaled?
96stang4.6
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but if you dont have a deductable for collision it will not be covered, liability is for if you hit a car or hurt someone. The damage you do is your responsibility, its the same thing if it gets stolen, insurance wont payout if you dont have a theft deductable. they wouldnt replace my window in my car when it got broken in

[ December 04, 2012, 01:00 PM: Message edited by: 96stang4.6 ]

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93 chp
88 t top mustang gt
87 coupe IRS swapped
12 mustang gt/cs

Posts: 164 | From: sac | Registered: Apr 2010  |  :
East Bay 50
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quote:
Originally posted by Wht86drop:
Full coverage is 300 a month for me so i hada go with liability for 120. I dont even wana part it kuz its probaly not worth it. Ill probably just strip the motor tranny seats and get another but better

300 a month for an 86 mustang? Jesus Christ! Do you have 5 DUI's or something? might want to try a new insurance company....

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Kurgan tuned stroked and blown 347 foxbody. boost nukka!

Posts: 2699 | Registered: Dec 2007  |  :
Wildfire532FB
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quote:
Originally posted by East Bay 50:
quote:
Originally posted by Wht86drop:
Full coverage is 300 a month for me so i hada go with liability for 120. I dont even wana part it kuz its probaly not worth it. Ill probably just strip the motor tranny seats and get another but better

300 a month for an 86 mustang? Jesus Christ! Do you have 5 DUI's or something? might want to try a new insurance company....
Yeah wtf?! I pay 180 something for my 95 GT for 6 months.

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68 Fastback
84 CJ7
94 HMMWV
95 GT
03 F350
17 Fusion Hybrid

Posts: 17578 | From: 530 | Registered: Jun 2002  |  :
50Reasons
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quote:
Originally posted by East Bay 50:
quote:
Originally posted by Wht86drop:
Full coverage is 300 a month for me so i hada go with liability for 120. I dont even wana part it kuz its probaly not worth it. Ill probably just strip the motor tranny seats and get another but better

300 a month for an 86 mustang? Jesus Christ! Do you have 5 DUI's or something? might want to try a new insurance company....
Young drivers with a couple ticks and driving a mustang pay that rate sounds right to me

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50Reasons Car Club President
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Posts: 9483 | From: Sacramento Ca | Registered: Jan 2006  |  :
Wht86drop
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Im 19 guys. But i didnt report it to my insurance, my dad reported it to his and said that he reversed into me car pulling into the driveway in the rain. Ive tried going to other companies but its useless becauce i get the same prices. When i first got my license a year ago i had a 74 duster and they had me pay 130 a month for liability. This sucks hahaha

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Jalapeña Red 86 GT Vert
Yellow 72 Chevelle
Rio Red 97 Cobra

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Posts: 1669 | From: East Palo Alto, Fiji Islands | Registered: Jun 2012  |  :
Wht86drop
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Oh yea and i had like 2 stupid tickets before i got my license and 3 right after with 2 accidents one 100% my fault and the other 52% my fault.

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Jalapeña Red 86 GT Vert
Yellow 72 Chevelle
Rio Red 97 Cobra

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Posts: 1669 | From: East Palo Alto, Fiji Islands | Registered: Jun 2012  |  :
96stang4.6
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im 19 and i pay 100 a month for a 2007 gt and a 93 chp

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93 chp
88 t top mustang gt
87 coupe IRS swapped
12 mustang gt/cs

Posts: 164 | From: sac | Registered: Apr 2010  |  :
Wht86drop
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Wtf? Lol i need whatever insurance you got

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Jalapeña Red 86 GT Vert
Yellow 72 Chevelle
Rio Red 97 Cobra

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Posts: 1669 | From: East Palo Alto, Fiji Islands | Registered: Jun 2012  |  :
ed650
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im 20 and pay $680 a year full coverage for my 1990 I'm on my dads insurance policy though.
Posts: 1744 | From: menlo park | Registered: Apr 2010  |  :
NEIGHT
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I'm glad I don't have my own insurance. I'm 20 with 2 points N got full coverage on my car with AAA I don't pay much either kuz it's under my moms name. So I guess legally the '86 belongs to my mom it's registered N insured under her name.

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-Savage Habits-
1992 Summer Edition
1986 Hatch- catfish killer
1964 Impala hard top

Posts: 18529 | From: EA$T $IDE REDWOOD CITY | Registered: Nov 2008  |  :
Robb
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When I was 19 I paid $690 for a 98 camaro z28, 98 gt, 92 f150 for a full year under my name. Crazy how much some of you pay for insurance on an old mid 80s mustang lol.
Posts: 2467 | From: Sacramento,CA | Registered: Sep 2009  |  :
ed650
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quote:
Originally posted by NEIGHT:
I'm glad I don't have my own insurance. I'm 20 with 2 points N got full coverage on my car with AAA I don't pay much either kuz it's under my moms name. So I guess legally the '86 belongs to my mom it's registered N insured under her name.

Haha one day your going to screw up and she's gona threaten you by telling you shes gona take the car away

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410w Hatch
306Ci Coupe

Posts: 1744 | From: menlo park | Registered: Apr 2010  |  :
NEIGHT
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quote:
Originally posted by ed650:
quote:
Originally posted by NEIGHT:
I'm glad I don't have my own insurance. I'm 20 with 2 points N got full coverage on my car with AAA I don't pay much either kuz it's under my moms name. So I guess legally the '86 belongs to my mom it's registered N insured under her name.

Haha one day your going to screw up and she's gona threaten you by telling you shes gona take the car away
Lol yeah right she tries that I'm laying stripes in front the house!

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-Savage Habits-
1992 Summer Edition
1986 Hatch- catfish killer
1964 Impala hard top

Posts: 18529 | From: EA$T $IDE REDWOOD CITY | Registered: Nov 2008  |  :
WILDMAN97
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Foxbody + Bent frame = Salvage

I had a friend that had his coupe keyed, went to claimed it under his insurance and they told him if they go ahead with the claim it would be salvaged.

Posts: 260 | From: Modesto | Registered: Apr 2009  |  :
Blue92
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quote:
Originally posted by NEIGHT:
quote:
Originally posted by ed650:
quote:
Originally posted by NEIGHT:
I'm glad I don't have my own insurance. I'm 20 with 2 points N got full coverage on my car with AAA I don't pay much either kuz it's under my moms name. So I guess legally the '86 belongs to my mom it's registered N insured under her name.

Haha one day your going to screw up and she's gona threaten you by telling you shes gona take the car away
Lol yeah right she tries that I'm laying stripes in front the house!
That's mature. [Roll Eyes]
Posts: 2906 | Registered: Dec 2008  |  :
Wht86drop
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Well tomorrows judgement so we'll see what happens. Even though i know whats gunna happen u still gota have hope for the best. Would hate to see her go...

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Jalapeña Red 86 GT Vert
Yellow 72 Chevelle
Rio Red 97 Cobra

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Posts: 1669 | From: East Palo Alto, Fiji Islands | Registered: Jun 2012  |  :
Wht86drop
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Just took the car to cooks collision in redwood city and they told me that since the car is over 20 years old they have to send an adjuster out to where the car is to figure out the value or somethin. He also took pictures all around the car and interior. I cleaned the car in n out before i took it so hopefully it looks clean in the pics he took. I dont know what the interior pics are for though..

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Jalapeña Red 86 GT Vert
Yellow 72 Chevelle
Rio Red 97 Cobra

High-Output Generations CC

Posts: 1669 | From: East Palo Alto, Fiji Islands | Registered: Jun 2012  |  :
East Bay 50
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quote:
Originally posted by Wht86drop:
Wtf? Lol i need whatever insurance you got

You need to learn to drive and stop getting stupid tickets! lol

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Kurgan tuned stroked and blown 347 foxbody. boost nukka!

Posts: 2699 | Registered: Dec 2007  |  :
Wht86drop
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Lol i try not to get any now

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Jalapeña Red 86 GT Vert
Yellow 72 Chevelle
Rio Red 97 Cobra

High-Output Generations CC

Posts: 1669 | From: East Palo Alto, Fiji Islands | Registered: Jun 2012  |  :
FordRyderz510
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And I saved while bunch of insurance by driving away from the scene

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Ford Ryderz -Est. 2003
88' GT
96' GT
97' Saleen #17
94' GT-Sold

Posts: 1894 | From: Hayward | Registered: May 2006  |  :


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