posted                             

quote:

---

Originally posted by Muskank:
It's worth "trade" through KBB about 9K and it's in great condition. No dents. Clean black leather. New engine. 3k on it. I owe 14,5K.

---

Is the 14.5k the payoff now? Or is that the calculated amount that you owe using your payments (which is interest bearing). How much can you sell that car for? I realized you are upside down but if its not too much trouble you may have to sell that car and pay a little to get out of it. You can even get a loan for the difference of what you sold it for and how much you owe and the payments will be much cheaper due to the principle being lower. Hell if the amount isn't too much you can even put it on a credit card.

Try to avoid damaging your credit. I was in your shoes a while ago. I had to sell my car and also pay 3k to get out of it. At the time I didn't have 3k so I got a personal loan from a bank. Payments were much lower than the car payment and I could easily afford it. 4 years later I bought some property and I could not have done it with bad credit so I'm glad I got out of it clean.

Or you can be like the idiots who suggest insurance scam. And we wonder why insurance rates are so high Faggots

--------------------
Your definitely jealous of my strength and brains. - 68_427_Fastback

Cummins looks like the Wendy's girl......without the pig tails. - JT

posted                             

quote:

---

Originally posted by modular:
Yup! Burn it so we can pay for it through higher rates. Thanks

---

posted                             

quote:

---

Originally posted by modular:
Yup! Burn it so we can pay for it through higher rates. Thanks

---

posted                             

quote:

---

Originally posted by n8y8:

quote:

---

Originally posted by modular:
Yup! Burn it so we can pay for it through higher rates. Thanks

---

Thats a lie insurance companies tell to raise rates and people just eat that shit up. Almost how oil companies blame just about anything for higher gas prices. They do it, becuase they know we'll pay. They do it on a scale that congress approves. And it is all tied into the crooked ass insurance dude we had in office at the top. Without getting all up into a political science topic, I'll just let you know that it has been proven time and time again that the rate at which insurance companies payout to what they take in, does not even closely justify rate hikes.

---

posted                             

quote:

---

Originally posted by modular:
This is BS how can you ignorant MOFOS tell him to burn it? FUCK!

---

damn u must work for an insurance company the way you're cryin about it. ure makin it sound like you're paying for these "burnt" cars outta your pocket btw.. you know of 1 guy who's got 17 under his belt so go and cry to him. weather you wanna accept it or not, its the kids only way out and if he did torch his car, it would have NO effect on your insurance. so you've expressed your feelings.. but whats your reasoning? btw ignorant is a strong word in which by reading the last few posts only you've displayed...


ig·no·rant /ˈɪgnərənt/ Pronunciation Key - Show Spelled Pronunciation[ig-ner-uhnt] Pronunciation Key - Show IPA Pronunciation
–adjective
1. lacking in knowledge or training; unlearned: an ignorant man.
2. lacking knowledge or information as to a particular subject or fact: ignorant of quantum physics.
3. uninformed; unaware.
4. due to or showing lack of knowledge or training: an ignorant statement.


on edit: my insurance went down $8 dollars a month this january and I've had it for 3 years... I'm 23 and I have 3 suspensions from 2000-2002. you can't possibly tell me that in three years I've had MY insurance that there weren't any "frauds" because there have been so why hasn't my rate gone up? hhhmmmmmmmmm

[ January 12, 2007, 03:54 AM: Message edited by: COPFITY ]

--------------------
'92 Mustang LX Coupe
-Procharger P600
'71 Camaro Project
'97 Saturn SL1(saving the planet)

posted                             

quote:

---

Originally posted by 95GTConvtACE:
Ok, I have been in this type of situation before. First off, only repo if you plan on filing for Bankruptcy. Otherwise, the repo will affect your credit for many years to come. If you do let them repo, remove all of the parts you want back. If you file for bankruptcy, they can't come after you for parts that you took off your car. I had two repos, but was already in the process of filing for bankruptcy. It has been about a year and a half and already have purchased a new house, and financed a car.
The best solution is to try and make the monthly. Get a rich girlfriend or something to help pay your other bills. Oh yeah, I almost forgot, the Bankruptcy laws have changed since I filed so look into that as well. Good Luck.

---

posted                             

quote:

---

Originally posted by modular:

quote:

---

Originally posted by n8y8:

quote:

---

Originally posted by modular:
Yup! Burn it so we can pay for it through higher rates. Thanks

---

Thats a lie insurance companies tell to raise rates and people just eat that shit up. Almost how oil companies blame just about anything for higher gas prices. They do it, becuase they know we'll pay. They do it on a scale that congress approves. And it is all tied into the crooked ass insurance dude we had in office at the top. Without getting all up into a political science topic, I'll just let you know that it has been proven time and time again that the rate at which insurance companies payout to what they take in, does not even closely justify rate hikes.

---

Do you really think youre the only brain savy MOFO on these boards? I know 1 guy personaly who has burned 17 cars. Do the math on the pay outs and you think the insurance company is making big? You must be a moron thinking your "crew" is the only one burning cars. Point the finger at the insurance company who is paying 40k for a expedition that got burned and you think they are big ballin? Invest! INVEST all your money in car insurance and sell your business if insurance is big ballin. By the way, yes Im pissed . yes Im pissed at you ghetto mother fuckin insurance fraud bitches. If you need to rob a MOFO do it with a pistol at an atm not through my insurance. BITCH!

---

posted                             

quote:

---

Originally posted by n8y8:

quote:

---

Originally posted by modular:

quote:

---

Originally posted by n8y8:

quote:

---

Originally posted by modular:
Yup! Burn it so we can pay for it through higher rates. Thanks

---

Thats a lie insurance companies tell to raise rates and people just eat that shit up. Almost how oil companies blame just about anything for higher gas prices. They do it, becuase they know we'll pay. They do it on a scale that congress approves. And it is all tied into the crooked ass insurance dude we had in office at the top. Without getting all up into a political science topic, I'll just let you know that it has been proven time and time again that the rate at which insurance companies payout to what they take in, does not even closely justify rate hikes.

---

Do you really think youre the only brain savy MOFO on these boards? I know 1 guy personaly who has burned 17 cars. Do the math on the pay outs and you think the insurance company is making big? You must be a moron thinking your "crew" is the only one burning cars. Point the finger at the insurance company who is paying 40k for a expedition that got burned and you think they are big ballin? Invest! INVEST all your money in car insurance and sell your business if insurance is big ballin. By the way, yes Im pissed . yes Im pissed at you ghetto mother fuckin insurance fraud bitches. If you need to rob a MOFO do it with a pistol at an atm not through my insurance. BITCH!

---

Damn I just read this. I am hoping this anger was just in general and not directed at me. As I never said anything to excite you. Okay you say you know one cat that made 17 big payadays. Well think of the thousands who go years without a accident or doont get paydays because the other driver has to pay or whatever. There is more than one scenario. The money is setup as a revolving door. I was only giving my insight as I had to research this thoroughly for an economics class. Now I am not saying I am the end all of the subject. But I did look into it. Not just listen to what was fed to me by bill makers and politicians. So calm down man, and lay off the coffee or whatever you had. If dude inurances out his car you wont have to go get a second mortgage to make ends meet. It just dont work like that.


And DAG302 has a valid option. But like I said me personally, I'd insurance it rather than ruin my credit. As a last ditch effort.

---

posted                             

quote:

---

Originally posted by n8y8:

quote:

---

Originally posted by modular:

quote:

---

Originally posted by n8y8:

quote:

---

Originally posted by modular:
Yup! Burn it so we can pay for it through higher rates. Thanks

---

Thats a lie insurance companies tell to raise rates and people just eat that shit up. Almost how oil companies blame just about anything for higher gas prices. They do it, becuase they know we'll pay. They do it on a scale that congress approves. And it is all tied into the crooked ass insurance dude we had in office at the top. Without getting all up into a political science topic, I'll just let you know that it has been proven time and time again that the rate at which insurance companies payout to what they take in, does not even closely justify rate hikes.

---

Do you really think youre the only brain savy MOFO on these boards? I know 1 guy personaly who has burned 17 cars. Do the math on the pay outs and you think the insurance company is making big? You must be a moron thinking your "crew" is the only one burning cars. Point the finger at the insurance company who is paying 40k for a expedition that got burned and you think they are big ballin? Invest! INVEST all your money in car insurance and sell your business if insurance is big ballin. By the way, yes Im pissed . yes Im pissed at you ghetto mother fuckin insurance fraud bitches. If you need to rob a MOFO do it with a pistol at an atm not through my insurance. BITCH!

---

Damn I just read this. I am hoping this anger was just in general and not directed at me. As I never said anything to excite you. Okay you say you know one cat that made 17 big payadays. Well think of the thousands who go years without a accident or doont get paydays because the other driver has to pay or whatever. There is more than one scenario. The money is setup as a revolving door. I was only giving my insight as I had to research this thoroughly for an economics class. Now I am not saying I am the end all of the subject. But I did look into it. Not just listen to what was fed to me by bill makers and politicians. So calm down man, and lay off the coffee or whatever you had. If dude inurances out his car you wont have to go get a second mortgage to make ends meet. It just dont work like that.


And DAG302 has a valid option. But like I said me personally, I'd insurance it rather than ruin my credit. As a last ditch effort.

---

I would never direct this towards you, I wouldnt want you to "gangster up" on me and have to kill me over your internet image. LOL

--------------------
I had no idea that so many people knew everything until I joined this site.
I was prolly drunk. Get over it
***BEWARE*** COP CALLERS! Eljefe-Adower!

posted                             

quote:

---

Originally posted by Eddie306:
yea, theres alot of options, just take the insurance off for now bro and pay the car's monthly due's. whatever you do dont let them repo.Good luck bro.

---