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Originally posted by 5.0-srt-4:
bro its fucking business mingry is in it for money man and if you have bad credit you are a high risk to fuck up and not pay thats where the high intrest rates come in a bank shouldnt reward a person with fucked up credit a low apr its common sence you guys dont need to use these fucking high tech car terms to make it simple mingry isnt a rip off artist from what i know hes in the car bus..

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Originally posted by 5.0-srt-4:
bro its fucking business mingry is in it for money man and if you have bad credit you are a high risk to fuck up and not pay thats where the high intrest rates come in a bank shouldnt reward a person with fucked up credit a low apr its common sence you guys dont need to use these fucking high tech car terms to make it simple mingry isnt a rip off artist from what i know hes in the car bus..

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Originally posted by cobraracer46:

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Originally posted by 5.0-srt-4:
bro its fucking business mingry is in it for money man and if you have bad credit you are a high risk to fuck up and not pay thats where the high intrest rates come in a bank shouldnt reward a person with fucked up credit a low apr its common sence you guys dont need to use these fucking high tech car terms to make it simple mingry isnt a rip off artist from what i know hes in the car bus..

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Once again, you need to look at the big picture. some one who has had a car repoed does not need to "reestablish" credit like the snake credit specialists at the car dealer always say they should. what they need to do is start budgeting their income, save and quit buying shit they cannot afford. If you need to make a payment a car, guess what, you cant afford it.

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Originally posted by putter:
It does not make a difference. I just explained how it works we get our lump some in a few days from the lender that finances you. Its a little more work setting up financing but not a lot. Either way the dealer gets cash. This is blunt not intended to be rude.

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You weren't rude

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Originally posted by outlawd94cobra:
May I ask your age and what exactly your credit score at this current time is Mr. Pay Outright Cash? I would also like to know what vehicle you currently have that relates to this message board please. [/QB]

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To answer your questions, I don't care what my FICO score is Since a FICO score is based only on how much debt one has, the payment history on has on debt and the number of credit accounts such as credit cards, car notes, ETC, that one has balances on. now, if you love debt and like the concept of making payments to get things for the rest of your life, you will have a high FICO score. Basically, the Fico score is the "I love debt score". I also believe that a high FICO score is a sign of stupidity because it does NOT measure how many investments you have, the size of your savings account or your net worth. As for what type of car I drive, I actually ride a bicycle more than than I drive, however, I do own a 2001 Cobra that is paid in full gathering dust in my garage.

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2001 SVT cobra convertible with a Viper T56, Fikse wheels, Griggs frame kit, roll bar, Vortech, 4:30 gears, brembo GT brakes and more.

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Originally posted by putter:
if a dealer was offering interest free loans why would you pay cash lol keep the money invest it then pay off?
The world revolves on credit.

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Wow, You are full shit. Same as as cash and interest free auto loans are not free if you think long term. Example, Lets say some one who thinks like a child and has a hard on for a new car walks in the snake pit finance dept. and drives off in a new $35000 mustang GT, they will not pay interest charges, but they will get their ass kicked financially because that GT that was financed for 0% interest for 5 years will loose over $18000 in value in the first 4 years of ownership! $18000! There is nothing free about that. So no, it based on depreciation alone, it would be stupid to take out a auto loan, especially an interest free one. Sadly, most people go out and finance another new car once the other one is paid for, so instead of building investments and savings, they choose instead to build credit just to have a life time of eternal payments instead of financial independence. As for the world revolving around credit, yes, credit revolves around the lives of companies that file for bankruptcy and broke people.

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2001 SVT cobra convertible with a Viper T56, Fikse wheels, Griggs frame kit, roll bar, Vortech, 4:30 gears, brembo GT brakes and more.