Author
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Topic: Visa Black Card
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JohnCM
CAFords OG
Member # 1076
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posted
I got an invitation for this scam, but I started giving it some more thought and was thinking if it would actually be worth getting to receive better service at bars and restaurants.
What is the cafords opinion?
$495 for a credit card
Posts: 3545 | From: Roseville | Registered: Mar 2002
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adower
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Member # 5955
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posted
quote: Originally posted by JohnCM: I got an invitation for this scam, but I started giving it some more thought and was thinking if it would actually be worth getting to receive better service at bars and restaurants.
What is the cafords opinion?
$495 for a credit card
I got one of those as well. Laughed and three it in the garbage. Pay them for a credit card. Hell naw.
-------------------- 98 Cobra Griggs S Trim HRE
Posts: 3327 | Registered: Aug 2005
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SLOWBACK 67
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Member # 6348
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posted
Where do I apply for the white card? I had an 805 last time I ran my credit LOL
-------------------- Originally posted by turbo50: I have no intenions of keeping anyones parts or taking anyones money.
Posts: 8582 | From: Vallejo | Registered: Dec 2005
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1996 GT
I'm Joe Yates
Member # 4992
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posted
Does the black card pay for tickets, or back child support, or bail money?
Posts: 9308 | Registered: Oct 2004
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hurting your feelings
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Member # 13641
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posted
quote: Originally posted by SLOWBACK 67: Where do I apply for the white card? I had an 508 last time I ran my credit LOL
Fixed it for you.
Posts: 1830 | From: In front of the bank with a 45 an a ski mask | Registered: Jun 2014
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SLOWBACK 67
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Member # 6348
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posted
quote: Originally posted by hurting your feelings: quote: Originally posted by SLOWBACK 67: Where do I apply for the white card? I had an 508 last time I ran my credit LOL
Fixed it for you.
I actually do have really good credit.
-------------------- Originally posted by turbo50: I have no intenions of keeping anyones parts or taking anyones money.
Posts: 8582 | From: Vallejo | Registered: Dec 2005
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hurting your feelings
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Member # 13641
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posted
quote: Originally posted by SLOWBACK 67: quote: Originally posted by hurting your feelings: quote: Originally posted by SLOWBACK 67: Where do I apply for the white card? I had an 508 last time I ran my credit LOL
Fixed it for you.
I actually do have really good credit.
To be a member here you have to have bad credit an at least one misdemeanor.
Posts: 1830 | From: In front of the bank with a 45 an a ski mask | Registered: Jun 2014
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SLOWBACK 67
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Member # 6348
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posted
I was arrested for a DUI about 10 years ago. I think that should qualify to be a member here.
-------------------- Originally posted by turbo50: I have no intenions of keeping anyones parts or taking anyones money.
Posts: 8582 | From: Vallejo | Registered: Dec 2005
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hurting your feelings
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Member # 13641
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posted
quote: Originally posted by SLOWBACK 67: I was arrested for a DUI about 10 years ago. I think that should qualify to be a member here.
That makes you a o.g on here
Posts: 1830 | From: In front of the bank with a 45 an a ski mask | Registered: Jun 2014
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BLK66FB
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Member # 8282
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posted
Not as good as an American Express Black Card...
-------------------- ----------------------
1966 Mustang Fastback 2016 Mustang GT
Posts: 115 | From: San Jose | Registered: Mar 2008
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stanger00
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Member # 13818
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posted
Threw that straight in the trash when I seen the envelope.
Posts: 211 | From: Concord | Registered: Oct 2014
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fredfifty
Since 9/2010
Member # 10320
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posted
quote: Originally posted by stanger00: Threw that straight in the trash when I seen the envelope.
I hope you shredded it first lol some pro greasball thief will have a field day with that cc app.
Posts: 4953 | Registered: Sep 2010
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stanger00
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Member # 13818
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posted
It only got the hand shred.
-------------------- 2000 Mustang GT Aluminator, TFS, Vortech, AED
Posts: 211 | From: Concord | Registered: Oct 2014
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Black 02 SS
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Member # 5939
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posted
quote: Originally posted by JohnCM: What is the cafords opinion?
Are you sure this is the best place for financial advise? LOL!!
Read this for a more detailed comparison: http://thepointsguy.com/2014/08/amex-platinum-vs-visa-black-vs-citi-prestige-who-wins/
If you're someone that travels or eats out often it may be worth it for the perks you get. I have the SPG AMEX card and it suits my purpose for hotel stays. In the last year I've had 9-10 free nights at Sheratons, which I can't complain about for a $75 annual fee.
-------------------- Schwinn 18speed
Posts: 949 | From: East Bay | Registered: Aug 2005
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phonso302
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Member # 9260
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posted
my wife and I always get those invites. Straight to the shredder they go... only a sucker would pay $500 a year for a credit card.
Posts: 1820 | From: PINOLE | Registered: Jun 2009
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50Reasons
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Member # 6452
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posted
Cash is king ... Did away with all my cc and pay cash for everything now , now I'm paying off the mortgages early putting all money towards principal don't want any payments anymore budgeting everything.. Try reading Dave Ramsey book it's helping me a lot.. If you don't have the cash u don't need it
-------------------- 50Reasons Car Club President Daniel/50Reasons http://youtu.be/n_UkDg_F4MQ https://youtu.be/066xRvxKy-g
Posts: 9483 | From: Sacramento Ca | Registered: Jan 2006
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adower
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Member # 5955
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posted
quote: Originally posted by 50Reasons: Cash is king ... Did away with all my cc and pay cash for everything now , now I'm paying off the mortgages early putting all money towards principal don't want any payments anymore budgeting everything.. Try reading Dave Ramsey book it's helping me a lot.. If you don't have the cash u don't need it
Its just that simple. For some reason some people cannot wrap their ideas around this line of thinking. Dunno how you could charge a unnecessary item on a credit card knowing you dont have the money to pay for it.
-------------------- 98 Cobra Griggs S Trim HRE
Posts: 3327 | Registered: Aug 2005
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JohnCM
CAFords OG
Member # 1076
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posted
I agree cash is king lately I've been using my credit card for everything and paying the full balance each following month
Posts: 3545 | From: Roseville | Registered: Mar 2002
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fredfifty
Since 9/2010
Member # 10320
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posted
I go to town with my amex card at costco, dont judge me.
Posts: 4953 | Registered: Sep 2010
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Robb
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Member # 9444
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posted
quote: Originally posted by 50Reasons: Cash is king ... Did away with all my cc and pay cash for everything now , now I'm paying off the mortgages early putting all money towards principal don't want any payments anymore budgeting everything.. Try reading Dave Ramsey book it's helping me a lot.. If you don't have the cash u don't need it
I did this as well. Paying payments for everything is how people stay poor.
Posts: 2467 | From: Sacramento,CA | Registered: Sep 2009
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hurting your feelings
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Member # 13641
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posted
quote: Originally posted by fredfifty: I go to town with my amex card at costco, dont judge me.
An you get cash back at the end of the year.
Posts: 1830 | From: In front of the bank with a 45 an a ski mask | Registered: Jun 2014
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1996 GT
I'm Joe Yates
Member # 4992
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posted
quote: Originally posted by hurting your feelings: quote: Originally posted by fredfifty: I go to town with my amex card at costco, dont judge me.
An you get cash back at the end of the year.
I get rewards for using the credit cards and paying them off by the end of the month so you don't rack up interest charges. Plus get points back, but annual fee that big must be for big ballers with larger bills than me.
Posts: 9308 | Registered: Oct 2004
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fredfifty
Since 9/2010
Member # 10320
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posted
quote: Originally posted by hurting your feelings: quote: Originally posted by fredfifty: I go to town with my amex card at costco, dont judge me.
An you get cash back at the end of the year.
thats why I go to town
Posts: 4953 | Registered: Sep 2010
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