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[QUOTE]Originally posted by JUNKYARD5.0: [QB] [QUOTE]Originally posted by DIRTY SALLY: [qb] [QUOTE]Originally posted by venomous99: [qb] how did you guys proceed on ways of buyin a house -research the area where u wanna live and get a feel for the prices, have a stable job, have a healthy 20% down payment(+ closing costs) to avoid PMI or higher rates of going with other loan types like FHA, have excellent credit, favorable debt to income ratio, find a realtor that has many years of experience in the field and preferably find one with real reviews and feedback from their clientele, same goes for a loan brokaer, if at all possible stay away from short sales unless youre willing to go in on the long haul accepting the risk your efforts might not pay off. home buying obviously is a big financial obligation so make sure youre finding the right house and youre prepared financially to take it on. what things can i use to help me? -research a lot and talk to many who have gone through the process. i used zillow, redfin, trulia, zip realtor as tools to look up mls and look up comps. another useful tool i used was propertyshark which allows you to look up the property stats like previous owners, assessments, sales prices, bank lienholder, etc. what things do i need to look out for? -look out for craters in the foundation or police crime scene tape, dead bodies in the basement. those sorts of things. who has the best loan rates. fixed or no? -difficult to answer as this will depend on the time of day, broker you go with and how healthy your application is. good luck [/qb][/QUOTE]THANKS BRO :patriot: [/qb][/QUOTE]That is very useful! :patriot: [/QB][/QUOTE]
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