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what happens if you dont pay your credit cards
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[QUOTE]Originally posted by Jdub07: [QB] I've balanced transfered twice and it works great! People say it effects your credit when you do it but that is only if you DON"T TAKE ADVANTAGE of the balance transfer. It will be clear to see if your balance transfering to avoid making payments or if you are truley trying to pay down what you owe. I don't own a house but my score is 820 which I think is pretty good. I had 12 cards at one time and didn't even use 9 or 10 of them. I made sure they were all in good standing then dumped all but two cards. Don't balance transfer unless you intend to use it for it's intended use. Even if you have to make min. payments for a while. [/QB][/QUOTE]
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