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[QUOTE]Originally posted by venomous99: [QB] [QUOTE]Originally posted by adower: [qb] [QUOTE]Originally posted by venomous99: [qb] crazy interest rates being thrown out here but i guess u gotta go w/ what is available to u based on your credit history. if you're getting quoted 7% obviously there is a good reason why you're getting a shiet rate . financing is fine and yes even ppl w/ the money to front do it all the time..and there is nothing wrong w/ it as long as you put in some thought on whats the best course of action for your situation. most often credit unions give you the best rates compared the big name banks. i was recently preapproved through premierone cu at 1.7% for a used car up to $50k for up to a 6 year term based on highest tier credit. also try penfed.org which usually has some damn good rates. good luck [/qb][/QUOTE]The rate is being based off year of the car most likely. [/qb][/QUOTE]yeah i think most spots will give u prime rate as long as the car is 6 years or newer. im not sure how they scale the rates for cars older than that but it does make sense that rates may be higher. my recommendation to the original poster is to hit up grandma or pops for some cash and pay em back over time. LOL...or u can just stack paper and buy the car outright. jp the challenges we face as car enthusiasts w/ limited cash flow. [/QB][/QUOTE]
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