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house loan q?
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[QUOTE]Originally posted by 135.0: [QB] So if you can just refi anytime you want. Let's say you buy a house now at 3.75% with PMI and by the time you pay the loan down to 80% or the value goes up to where your at 80% but the rates are at 4% or even 5%. Why would you refi to a higher rate again???? And if you can refi anytime you want, how come when everybody's house price was super low a couple years back, hardly anybody could refi unless you qualified for the Obama plan???? Lol Stick conventional, it's the only way you can keep the low ass rate we have right now which isn't going to last forever, when your pay down the loan and have 80% loan to value. All you do then is get an appraisal and not have to refi. You know refinancing isn't free either right? [/QB][/QUOTE]
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