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[QUOTE]Originally posted by losbadgts: [QB] [QUOTE]Originally posted by 135.0: [qb] If you have the 20% you'd be better off putting it down vs paying pmi. Pmi is of absolutely no benefit to you, the only way to collect on the policy is the bank collecting if you don't pay. Your better off lighting your money on fire. But honestly if you are having problems understanding the difference between 3.5% vs 20% you better go back to your loan officer or bank and have then prepare some new quotes ASAP. I mean this should be the biggest purchase of your life, so you should know as much as you can first. You do realize closing costs are another 2-3% of the sales price too they don't let you finance, right!? [/qb][/QUOTE]Well this is pretty much my first time buying a home thats why I been asking and trying to figure out whats best. Thats why also I been saving to buy a home. But I got cut up in this whole fha thing so thats why I was in doubt. [/QB][/QUOTE]
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