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If you won the lotto 2night? 16m
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[QUOTE]Originally posted by venomous99: [QB] [QUOTE]Originally posted by JUNKYARD5.0: [qb] [QUOTE]Originally posted by Luke87GT: [qb] [QUOTE]Originally posted by venomous99: [qb] [QUOTE]Originally posted by SIC70STANG: [qb] off topic but how does everyone get into credit card debt? [/qb][/QUOTE]by buying shiet that they cant afford to pay w/ cash money. [/qb][/QUOTE]I've always said that people with deep credit card debt have some deeper underlying problem... brain damage, intense OCD, keeping up with the Joneses syndrome, etc etc etc... something is driving that obsession to have the latest/greatest. Of course there are some rare cases where it's medical or job loss and people are using credit cards to keep their head above water. But more often than not it's living beyond your means. This is exactly why I don't lend people money (unless it's a medical/job loss situation involving survival). I know there are people on this site who are stretching themselves into credit card debt to buy used Mustangs... a common symptom of brain damage, lol lol lol [/qb][/QUOTE]Another note, I don't think the problem is going into debt but part of it is more of getting out of it. Everyone has been in debt, credit, friend, whatever, but the problem is, in the case of credit cards, people are paying high interest rates and they pay more interest rate than the actual money they owe. [/qb][/QUOTE]well it goes along w/ not spending responsibly and within your means. higher interest rates = often less than ideal credit, which happens to certain ppl for a reason.. sadly these ppl werent handcuffed to accept the terms and conditions and should have control over their own credit. if i had to make a decision on using that credit card and faced paying higher intrest rates, i would reconsider that purchase unless it was an emergency and/or you're okay paying short term interest, guaranteeing yourself that the debt will be gone within your targeted period. [/QB][/QUOTE]
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