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Housing market pissing me off
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[QUOTE]Originally posted by AL STOCK: [QB] [QUOTE]Originally posted by Kaindia50: [qb] [QUOTE]Originally posted by AL STOCK: [qb] Which area are you looking into? Try Sacramento or areas surrounding there, 3 of my friends got houses there without a hassel, one of them did 5% to 0 down. Kaindia50 - Are you pre-approved? If not, go get FHA pre-approved first (first time buyer loan) Sounds like the agent you dealing with EITHER KNOWS YOU WONT LAND AN OFFER or thinks your not going to get a house with your qualifications (down payment, credit score, money in bank etc etc , or just plain useless but Call up these guys PLATINUM HOME MORTGAGE Citrus Heights, CA 95621 Office: (916) 727-1101 Sacramento: (916) 441-1598 ^^ They will get you pre-approved on the phone depanding on your qualifications. They are the same folks who got my sister her house here in San Bruno and same folks who got me pre-approved for a good loan. So im just waiting on the perfect house (i stay picky lol). Goodluck folks, this is the year to get a house. :patriot: :patriot: [/qb][/QUOTE]this chick is young bro...like 28...shes reaching for them big sales ...like houses around 200k up range so she can make a good amount of pocket change...im already approved and doin $15k down and dads givin me 10k (weddin gift hehe) so $25,000 is a good amount of downpayment i dont think a bank would refuse [/qb][/QUOTE]$25K down for a house for $100-150K is MORE THEN ENOUGH. What kinda of loan did you get approved on? FHA? If FHA then do as little as 3.5% down and would still get the house. My sister got a nice house here like 4 blocks away, 3 BD, 3BA, HUGE HUGE backyard with 3.5% down, they had well over $150K in their bank, and walked away with 3.5% down and now already paid $30K for 2 extra bedrooms. Now they ready to spend the big bucks on my wedding hahahahaha If your agent aint good, move onto another, if you have that feeling that she isn't helping you out, then follow your instinct and get a different agent. [/QB][/QUOTE]
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