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Author
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Topic: Need help with an accident I was involved last night.update
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SLOWFOX
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Member # 11067
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posted
 
 
Ok so story short me and my sister were driving on tully as soon as we pass the next main street some couple runs a red and clips us in the front we spin 4xs and hit the divider my sisters truck was totalled. Ok my question is my sister insurance called me today they can pay 5k in medical bills but as soon as we come to a settlement with the other insurance we need to pay back all the money used.ok what should we do I say we get a lawyer and get legal I mean we cant loose they ran the red light and we have a witness that saw everything. Best option for us and any recomindations welcome
[ January 04, 2012, 10:16 AM: Message edited by: SLOWFOX ]
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" A Wolf under sheep's clothing"-svoRICK 2/10/12
Almost everything I asked for.
Posts: 2399 | From: ESSJ | Registered: Jul 2011
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Egocentric
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Member # 9529
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The fuck is insurance for again, to loan you money or to pay for it? Time to lawyer up.
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08 G37S
72 C10 Custom
R6
quote:
ain't no one tell me what to do. - NEIGHT
Posts: 1712 | From: NoOneTellMeWhatToDo-Neight | Registered: Oct 2009
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66_5.0
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Member # 9974
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Get a lawyer, insurance companies are assholes and I would get every dime I could x2.
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1966 Mustang
Posts: 1967 | Registered: Apr 2010
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Loudness
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Member # 8393
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Do not get an attorney! They take almost 50% of the settlement, my wife and I were in a accident last year and settled ourselves by doing research online. We ended up getting a very big amount and were very happy with settling it our selves. Attorneys do the same shit and take most of the money...imo
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Posts: 504 | From: East Bay | Registered: May 2008
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88FOX
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Member # 9969
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posted
Get a lawyer so in the end he can make sure you don't pay out of pocket for any type of fees. They ran the red light, they caused this all to happen so they're insurance should pay for everything.
Posts: 1938 | From: bay area | Registered: Apr 2010
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BULLITTMAN
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Member # 8468
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It's your insurance company's responsibility to contact the other party's insurance to get back the money they give you. Every time I had an insurance claim, my insurance companies always took care of me and I never had to do anything but take the car to the body shop...
Does your sister have a low cost insurance company? Sounds like one of those Eastwood type insurance deals...
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R.I.P Little Bro Willie Guzman (5LTRSVT) 4/24/87 - 11/23/12
01 Bullitt #3102 Stroked and blown
Built and tuned by Shaun at AED
14 Fiesta ST
Posts: 1354 | From: San Jose | Registered: Jun 2008
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SLOWFOX
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Member # 11067
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posted
No its a statefarm branch...but they just want to help us cover or injuries but what should I do take their assistence or just wait to see wat happens my back is kinda hurting I just want to know what are my options...
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" A Wolf under sheep's clothing"-svoRICK 2/10/12
Almost everything I asked for.
Posts: 2399 | From: ESSJ | Registered: Jul 2011
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87#184saleen
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Member # 6276
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my wife is a paralegal for personal injury she seen this all the time she is the one that deals with the insurance you can do it your self any questions lmk
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R.I.P DAD 3/5/36 - 6/2/07
2004 PORSCHE CAYENNE S on 22”
2013 PORSCHE Panamera on 21”
1987 SALEEN #184
Member of R H P
Posts: 1455 | Registered: Dec 2005
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Mr.Lucky
CAFords OG
Member # 1772
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quote:
Originally posted by SLOWFOX:
No its a statefarm branch...but they just want to help us cover or injuries but what should I do take their assistence or just wait to see wat happens my back is kinda hurting I just want to know what are my options...
You need to get checked out asap. You also need to keep detailed notes from now on out.
1) mileage driven to doctors
2) time spent getting medical help
Etc etc every bit of info that can be used and counted toward "compensation/pain and suffering"
My HR manager who's a paralegal was rearended. And I've seen what she's gone through. Keep your patience because it'll be lengthy.
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95GT: Bolt ons.
Good sellers/buyers: Stangs R Us, 1SicGt, sn4bwc, racsirx, WickedStang, Autumnstang97, cali95gt
Posts: 4197 | From: Manteca | Registered: Sep 2002
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87 coupe
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Member # 10919
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In a situation like that I went to doctor for 4 months and got like 4gs that's all so get a lawyer for something that big!!!!
Posts: 2016 | From: Home | Registered: May 2011
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fredfifty
Since
9/2010
Member # 10320
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posted
18004injury
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RIP EDSON VELORO
IM A NOOB, EXCUSE ME. THANKS.
92 LX Coupe 5.0 CARB'd BOLT-ONS SMOG LEGAL
62 Rag Impala
Posts: 4948 | Registered: Sep 2010
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SLOWFOX
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Member # 11067
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posted
Gonna go in to get a free consultation...
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" A Wolf under sheep's clothing"-svoRICK 2/10/12
Almost everything I asked for.
Posts: 2399 | From: ESSJ | Registered: Jul 2011
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adower
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Member # 5955
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First off if you get an attorney they take minimum 30%.
With your med payments that's how insurance works. They pay for your bills and when you settle you pay them back what they paid.
Go to the doctor and what not. If they are 100% at fault you can get all missed wages, pain and suffering, medical paid, co payments. Whatever you do, don't settle until you are done treating with a doctor.
[ December 30, 2011, 06:24 PM: Message edited by: adower ]
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98 Cobra
Griggs
S Trim
HRE
Posts: 3327 | Registered: Aug 2005
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Stangn5oh
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Member # 10875
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No attorney.
Uh how insurance works is nobody gets a dime until everything is settled and that can take from 10days to months
so your insurarance is actually helping u with a 5000 intrest free loan.Take the loan to help now for transportation and meds. Keep all receipts gas, mileage, time out of work
and dont forget pain and suffering.
Looks like youll be driving a cobra in no time
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88 lx
17 Renegade turbo
18 Compass 4x4
Hit the gasser, go faster, all u heard was dual exhaust n flowmasters.
Posts: 1643 | From: Sacramento | Registered: Apr 2011
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SLOWFOX
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Member # 11067
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Wow reLly frank I guess ill have to get you some mods with my settlement cuz thnks to you I was in the accident ![[Mad]](mad.gif)
And its not a loan its a medical bill loan you can say. nothing like a cold beer to get rid of the accident stress lol...
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" A Wolf under sheep's clothing"-svoRICK 2/10/12
Almost everything I asked for.
Posts: 2399 | From: ESSJ | Registered: Jul 2011
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Just_a_GT
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Member # 10372
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You have the upper hand here. No need for an attorney. Do all the research you can an like everyone else has been saying keep track of everything. You are in a position here where you can squeeze as much cash out of their insurance. Take the 5000 if you need them. You should be getting a lot more then that in your settlement.
What insurance did the other driver have?
Tell them since the accident you have been unable to perform in the bed, they will cash you out for your troubles lol I've just heard a lot of stories people have reported and have gotten a cool amount of cash
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1990 GT 308 edelbrock alum heads Daily driver
2000 GT CAMMED 281ci
Posts: 697 | From: Winton, CA | Registered: Oct 2010
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Stangn5oh
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Member # 10875
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posted
quote:
Originally posted by ZEXyPONY4.6:
You have the upper hand here. No need for an attorney. Do all the research you can an like everyone else has been saying keep track of everything. You are in a position here where you can squeeze as much cash out of their insurance. Take the 5000 if you need them. You should be getting a lot more then that in your settlement.
What insurance did the other driver have?
Tell them since the accident you have been unable to perform in the bed, they will cash you out for your troubles lol I've just heard a lot of stories people have reported and have gotten a cool amount of cash
He was already having trouble peforming in bed before the accident so i dnt think thell cover that.
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88 lx
17 Renegade turbo
18 Compass 4x4
Hit the gasser, go faster, all u heard was dual exhaust n flowmasters.
Posts: 1643 | From: Sacramento | Registered: Apr 2011
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Eddie510-
CAFords OG
Member # 2354
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posted
What you need to do is talk to THERE insurance .. directly
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"I like to be more politicaly correct than what I really believe so I can get more frinds here on CaFords"-Cummings "TIPICKLE"
Posts: 6556 | Registered: Jan 2003
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Stangn5oh
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Member # 10875
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posted
quote:
Originally posted by SLOWFOX:
Wow reLly frank I guess ill have to get you some mods with my settlement cuz thnks to you I was in the accident
And its not a loan its a medical bill loan you can say. nothing like a cold beer to get rid of the accident stress lol...
Do you want the list now or when u get cashed out.
U see! Because of the recent accident its causing u to drink to relieve stress
[ December 30, 2011, 08:23 PM: Message edited by: Stangn5oh ]
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88 lx
17 Renegade turbo
18 Compass 4x4
Hit the gasser, go faster, all u heard was dual exhaust n flowmasters.
Posts: 1643 | From: Sacramento | Registered: Apr 2011
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Blind
2.3L
CAFords OG
Member # 3052
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posted
any medical checks you do, present the billing department with the insurance policy number of the at fault driver.
when I was in my accident I got checked out and went to a chiro for about a year, and had a rental car for a month. I did not pay for anything out of pocket and they never took a credit card from me/etc. All I gave them was the policy number of the at fault driver and billing was handled for me.
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89 LX Notchback ex 4cyl, 14psi
02 Harley F150, 15psi
Posts: 8521 | From: Fairfield | Registered: Jul 2003
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triple b
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Member # 8763
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posted
Dude make sure u get checked out and sister get all the medical attention u need just because you hear dollars signs dont mean you can instantly come up on the car crash...saftey first make a list now of all the expenses their insurance will pay as soon as the police report come out trust me that they will be at fault. I would clian pain and suffering and stick it hard to their insurance company.....dont back down. Remember " nobody can tell you that your not in pain...its subjective evidence which means me or ur doctor or insurance guy cant say that ur not..and if it affects your work or ability to work you get paid.
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1988 4cyl conv 306 HCI "sasha"
2004 tahoe
Sold- 87 GT, 72 chevelle, 63 biscane, 82 monte carlo, 73 nova, 88 silverado,
Posts: 1730 | From: sacramento ca | Registered: Nov 2008
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SLOWFOX
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Member # 11067
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posted
Quick update went to drs on monday he said I need to take a month off I said no he gave me stupid dirrections that no employer would follow work 1hour rest 15 min and cant carry over 20lbs I said ok ill take 2weeks so now am on a 2 week disability leave how does that work where do I file? I'll see my dr today aswell..
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" A Wolf under sheep's clothing"-svoRICK 2/10/12
Almost everything I asked for.
Posts: 2399 | From: ESSJ | Registered: Jul 2011
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hidnn.o.s.
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Member # 1219
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posted
quote:
Originally posted by 66_5.0:
Get a lawyer, insurance companies are assholes and I would get every dime I could x2.
Which is why we pay and complain about higher rates.....
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R.I.P. Willie G. You are missed on this forum
Posts: 15950 | Registered: Apr 2002
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DIRTY SALLY
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Member # 7845
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posted
LOOK like you wernt that bad your still typing away on cafords ![[Embarrassed]](redface.gif)
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Savage Habits
instagram @2cheezen
Posts: 9145 | Registered: Aug 2007
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v-town coupe
fordologist
Member # 2771
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posted
quote:
Originally posted by SLOWFOX:
Quick update went to drs on monday he said I need to take a month off I said no he gave me stupid dirrections that no employer would follow work 1hour rest 15 min and cant carry over 20lbs I said ok ill take 2weeks so now am on a 2 week disability leave how does that work where do I file? I'll see my dr today aswell..
you have to go through unemployment and get the disability paper work. you fill out a section and your dr fills out another, and your dr has to mail it. got hurt dirt bike riding last year and was out for 3 weeks and that was the process I followed and it worked out great.
Posts: 4597 | From: the V-town | Registered: May 2003
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