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Author
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Topic: Credit check
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triple black hatch
CAFords OG
Member # 5420
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posted
 
 
Does anyone know a website to check what's in your credit for free? Any help would be appreciated.
Posts: 1409 | From: (650)-(209) | Registered: Mar 2005
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wilit
Mustang Messiah
Member # 3367
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posted
Freecreditreport.com
You can check all 3 reporting agencies for free once a year. They don't give you your FICO score though. That you typically need to pay for.
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"If a man hasn't found something worth dying for, he isn't fit to live." - Martin Luther King Jr.
Posts: 4793 | From: 37.78514° North 122.40100° West | Registered: Oct 2003
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fredfifty
Since
9/2010
Member # 10320
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posted
Thats not free.
Www.annualcreditreport.com is the real one
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RIP EDSON VELORO
IM A NOOB, EXCUSE ME. THANKS.
92 LX Coupe 5.0 CARB'd BOLT-ONS SMOG LEGAL
62 Rag Impala
Posts: 4948 | Registered: Sep 2010
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Robb
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Member # 9444
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posted
creditkarma.com is free but i dont know how accurate it is though
Posts: 2467 | From: Sacramento,CA | Registered: Sep 2009
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phonso302
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Member # 9260
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posted
What are you trying to buy? Different loans use different scores...
The scores I know of are FICO,vantage,score power,plus score...
The free annual report you get for free doesn't have an actual score. The "free" scores you see advertised are usually way off
Posts: 1820 | From: PINOLE | Registered: Jun 2009
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triple black hatch
CAFords OG
Member # 5420
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posted
I want to fix my credit and I know I have some collections on my credit. I want to know what it is so I can work with them to fix it.
Posts: 1409 | From: (650)-(209) | Registered: Mar 2005
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phonso302
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Member # 9260
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posted
quote:
Originally posted by triple black hatch:
I want to fix my credit and I know I have some collections on my credit. I want to know what it is so I can work with them to fix it.
Here's some advice...
Go to the annual cradit report (its completly free no credit card required) get the free report. Any collections will be on there with contact info. Call them and offer to pay if they remove the negative info from your credit file immediately. Make sure you get everything in writing, don't take their word. Don't pay anyone to help you or go to credit repair agency they will just take your money and it will take you longer to pay.
Try and pay one collection a month or settle with them for less. Collection companies are hurting and will most likely settle.
Posts: 1820 | From: PINOLE | Registered: Jun 2009
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SwEeT03Gt
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Member # 10283
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posted
you can go to a car dealer and say your looking to "buy a car" and they'll pull up everything if you got bad credit all your collections will show up n they'll usually high light them- and its free ![[Big Grin]](biggrin.gif)
Posts: 4484 | From: -NicKlE n DiMe- | Registered: Sep 2010
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phonso302
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Member # 9260
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posted
quote:
Originally posted by SWEET03GT:
you can go to a car dealer and say your looking to "buy a car" and they'll pull up everything if you got bad credit all your collections will show up n they'll usually high light them- and its free
and bring your credit score lower at the same time...
Annualcreditreport.com completly free and wont lower your score.
Posts: 1820 | From: PINOLE | Registered: Jun 2009
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phil a
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Member # 6951
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posted
quote:
Originally posted by phonso302:
quote:
Originally posted by SWEET03GT:
you can go to a car dealer and say your looking to "buy a car" and they'll pull up everything if you got bad credit all your collections will show up n they'll usually high light them- and its free
and bring your credit score lower at the same time...
Annualcreditreport.com completly free and wont lower your score.
Correct - a 'hard' pull vs a 'soft' pull
phonso's got some solid advice here
Posts: 1261 | From: toledo oh | Registered: Jul 2006
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2T0NE
Go 49ers
Member # 4216
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posted
quote:
Originally posted by wilit:
Freecreditreport.com
You can check all 3 reporting agencies for free once a year. They don't give you your FICO score though. That you typically need to pay for.
its 1 dollar jesus,freecredit report.com ftw
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Originally posted by x Raelsmar x:
Can't wait till the Giants lose tomorrow night so all you Giants fans are forced to shut the fuck up.
Posts: 14676 | From: 760 carlsbad | Registered: Mar 2004
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hilltim54
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Member # 10655
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posted
quote:
Originally posted by phonso302:
quote:
Originally posted by triple black hatch:
I want to fix my credit and I know I have some collections on my credit. I want to know what it is so I can work with them to fix it.
Here's some advice...
Go to the annual cradit report (its completly free no credit card required) get the free report. Any collections will be on there with contact info. Call them and offer to pay if they remove the negative info from your credit file immediately. Make sure you get everything in writing, don't take their word. Don't pay anyone to help you or go to credit repair agency they will just take your money and it will take you longer to pay.
Try and pay one collection a month or settle with them for less. Collection companies are hurting and will most likely settle.
Good advice! I have a couple I need to get rid of... ![[Frown]](frown.gif)
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Just bcuz you lived a long life dont mean it cant come to a short end old ass nigga.
Thugnificent
Posts: 1971 | From: Oregon | Registered: Feb 2011
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phonso302
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Member # 9260
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posted
quote:
Originally posted by hilltim54:
quote:
Originally posted by phonso302:
quote:
Originally posted by triple black hatch:
I want to fix my credit and I know I have some collections on my credit. I want to know what it is so I can work with them to fix it.
Here's some advice...
Go to the annual cradit report (its completly free no credit card required) get the free report. Any collections will be on there with contact info. Call them and offer to pay if they remove the negative info from your credit file immediately. Make sure you get everything in writing, don't take their word. Don't pay anyone to help you or go to credit repair agency they will just take your money and it will take you longer to pay.
Try and pay one collection a month or settle with them for less. Collection companies are hurting and will most likely settle.
Good advice! I have a couple I need to get rid of...
Get on it, it will only hurt you the longer you wait.
Posts: 1820 | From: PINOLE | Registered: Jun 2009
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