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» Northern California Ford Owners     » Automotive   » General Talk   » here is my plug for collector car insurance

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Author Topic: here is my plug for collector car insurance
venomous99
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Member # 1917

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my insurance renewal through grundy worldwide just came in for my 97.
here are the specifics
97 insured at 20k
driving record: 0 points, good drive, etc
coverage
bodily injury: 300k/500k
medical payments: 10k
uninsured motorist: 50k
underinsured motorist: 50k
0 deductible
unlimited miles

total yearly premium: 314.80

limitations: car needs to be garaged, car cant be driven to work or used for errands, must show proof of a 2nd car used for primary use. once youve been w/ them for a year they are more lenient on providing proof of the primary driver and basically as u do is renew the insurance.

given how limited i drive my car and what i use it for, collector car insurance fits my needs. just wanted to share for those that do not rely on your stangs for primary transport as this can save u a lot of bucks long term.

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MKII Q7
89LX

Posts: 4811 | From: dc | Registered: Oct 2002  |  :
Chavez66
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Member # 9812

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can i get away with my 97 cobra even tho its my daily driver? because i have my 66 mustang on hagerty classic car insurance but thats my weekend car [Wink]

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WWW.50Reasonscarclub.com

Posts: 1694 | From: Dont worry about it | Registered: Feb 2010  |  :
N8
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Member # 6048

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quote:
Originally posted by Chavez66:
can i get away with my 97 cobra even tho its my daily driver? because i have my 66 mustang on hagerty classic car insurance but thats my weekend car [Wink]

quote:
...limitations: car needs to be garaged, car cant be driven to work or used for errands, must show proof of a 2nd car used for primary use...

Posts: 11638 | Registered: Sep 2005  |  :
venomous99
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Member # 1917

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quote:
Originally posted by Chavez66:
can i get away with my 97 cobra even tho its my daily driver? because i have my 66 mustang on hagerty classic car insurance but thats my weekend car [Wink]

u can get away with it as they arent policing u when ur on the street but if anything happens while you're using the car outside of its coverage u might encounter some problems w/ the insurance. that said, ive driven my car to work and didnt sweat it...my excuse would be that i drove it on a pleasure ride and stopped by work. LOL i dont drive my car much so those limitations dont bother me

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MKII Q7
89LX

Posts: 4811 | From: dc | Registered: Oct 2002  |  :


 
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