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Author
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Topic: Who insures your hot rod? Help!
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9cobra7
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Member # 2812
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posted
 
 
My company won't touch anything that's been lowered even which is through Costco, IDS Insurance. So now I gotta change companies and want to know who you guys use and if you like them
Is it worth even mentioning how many mods this car has? Should I just say it's stock to get the cheap insurance, what are some of the tricks of the trade here? My car: 95 Gt, Full Griggs, built 383 with Vortech S trim, 560 rwhp, fuel cell, etc. Any advise would help? Thanks you guys
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If you can't walk and chew gum at the same time, don't walk.
Posts: 2633 | From: usa | Registered: May 2003
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91GR40LX
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Member # 1329
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posted
One thing to consider...if you don't state any mods to your insurance company and get the cheap insurance, your mods won't be covered if something happens down the road.
Posts: 340 | From: East Bay | Registered: May 2002
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Blind
2.3L
CAFords OG
Member # 3052
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if it's not your daily driver you can get collector car insurance though hagarty or grundy, and it's super cheap but stated value.
just need to show proof of it not being your only car, you won't drive it to work, etc.
progressive also covers up to $2500 worth of mods if it is your daily driver.
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89 LX Notchback ex 4cyl, 14psi
02 Harley F150, 15psi
Posts: 8521 | From: Fairfield | Registered: Jul 2003
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9cobra7
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Member # 2812
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posted
Forgot to mention, just a weekend car maybe 4k miles a year and thanks for the info.
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If you can't walk and chew gum at the same time, don't walk.
Posts: 2633 | From: usa | Registered: May 2003
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venomous99
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Member # 1917
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grundy insurance. 20k car..max insurance limits = $318 a year.
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MKII Q7
89LX
Posts: 4811 | From: dc | Registered: Oct 2002
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iceman302
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Member # 7180
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posted
Hagerty. You might be a little more limited on the mileage. They may insure for more than 3K miles though...
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'65 Mustang Fastback
Posts: 4171 | From: Rancho Murieta | Registered: Oct 2006
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venomous99
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Member # 1917
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quote:
Originally posted by iceman302:
Hagerty. You might be a little more limited on the mileage. They may insure for more than 3K miles though...
i looked into hagerty but skipped as they had way too many limitations like showing proof of a newer daily driver and they also charged a deductible and had mileage limitations from what i recall. on paper the deal grundy was offering was superior to hagerty's but in terms of hassles when filing a claim thats something i dont know about nor do i ever wish to ever find out.
![[Wink]](wink.gif)
Posts: 4811 | From: dc | Registered: Oct 2002
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iceman302
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Member # 7180
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posted
quote:
Originally posted by venomous99:
quote:
Originally posted by iceman302:
Hagerty. You might be a little more limited on the mileage. They may insure for more than 3K miles though...
i looked into hagerty but skipped as they had way too many limitations like showing proof of a newer daily driver and they also charged a deductible and had mileage limitations from what i recall. on paper the deal grundy was offering was superior to hagerty's but in terms of hassles when filing a claim thats something i dont know about nor do i ever wish to ever find out.
I always shop so I'll have to compare. One thing that was a huge plus with Hagerty... they will actually insure a car that's under construction, including all of your parts.
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'65 Mustang Fastback
Posts: 4171 | From: Rancho Murieta | Registered: Oct 2006
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blkfoxbody89
5.O
Member # 8361
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posted
Through Dashers I've got Bristol West and I pay 81/mo with 3 sports cars and 1 suv. With 2 points on my record..
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'89 gt
'90 gt
Posts: 976 | From: sacramento | Registered: Apr 2008
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9cobra7
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Member # 2812
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posted
Thanks guys, sounds like I got a couple of great options here and start calling on Monday, I've been paying way to much apparently.
Posts: 2633 | From: usa | Registered: May 2003
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SF Coupe
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Member # 1810
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posted
I use Heacock collector car insurance for my race car. $260 a year for stated value and all I had to do was show the car parked in my garage.
Posts: 1082 | From: SF | Registered: Sep 2002
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