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Author
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Topic: who insures your custom cars?
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fastertoys1
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Member # 5270
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posted
 
 
who will insure a 1,500 dollar blue book mustang that has dahm near 20K invested into it??if somthing were to happen to my car i wont be happy with a 1500 dollar check from my insurance co.
i was told i might have to get the car appraised?? ture? is so were? and what company is the best ? any one have any info?
Posts: 2178 | Registered: Jan 2005
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essasin
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Member # 4741
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posted
I know Hagerty and Grundy offer "Collector Car" Insurance. They'll insure it for you. I know a few hot rods that are insured and continue to use both of them.
Posts: 2402 | Registered: Jul 2004
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Wildfire532FB
CAFords OG
Member # 1482
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posted
Beretta, Remington and RRA ![[Wink]](wink.gif) Soon to be Kimber too
LOL
[ December 18, 2008, 02:08 AM: Message edited by: 532Fastback ]
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68 Fastback
84 CJ7
94 HMMWV
95 GT
03 F350
17 Fusion Hybrid
Posts: 17578 | From: 530 | Registered: Jun 2002
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DLo
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Member # 6133
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posted
quote:
Originally posted by 532Fastback:
Beretta, Remington and RRA Soon to be Kimber too
LOL
Are you going to shoot up a tree if it falls on it?
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94 GT
Posts: 1876 | From: Bay Area, CA | Registered: Oct 2005
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HaulinAss Motorsports
Its a STREETRaceCar!
Member # 541
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posted
quote:
Originally posted by DLo:
quote:
Originally posted by 532Fastback:
Beretta, Remington and RRA Soon to be Kimber too
LOL
Are you going to shoot up a tree if it falls on it?
Im sure he would, lol!
Posts: 22472 | From: Sacramento | Registered: Nov 2001
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BCINGUU
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Member # 2397
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posted
I've looked at those "stated value" policies and they are so expensive, you pay the entire value of the car in about 10 years.
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93 Cobra #4563 347ci 12.0@118 505rwhp 524tq
90 GT "Saleen Cobra" style convertible 347ci
67 GT "Eleanor" style coupe 347ci
Posts: 1425 | From: San Jose, CA | Registered: Jan 2003
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Wildfire532FB
CAFords OG
Member # 1482
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posted
quote:
Originally posted by DLo:
quote:
Originally posted by 532Fastback:
Beretta, Remington and RRA Soon to be Kimber too
LOL
Are you going to shoot up a tree if it falls on it?
Ever try falling a tree by shooting it?
Mine is insured, with State Farm.
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68 Fastback
84 CJ7
94 HMMWV
95 GT
03 F350
17 Fusion Hybrid
Posts: 17578 | From: 530 | Registered: Jun 2002
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hidnn.o.s.
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Member # 1219
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posted
We have a customer with a 91 Fox Body, original owner with 70k miles. The car is absolutely immaculate, show room new. We installed a 347, upgraded clutch etc. He had the car insured through Hagerty and it's covered for 20k. This was done within the last month.
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R.I.P. Willie G. You are missed on this forum
Posts: 15950 | Registered: Apr 2002
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venomous99
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Member # 1917
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posted
grundy collector car insurance...my 97 is insured for 15k under them. pay about $300 a year more or less, 0 deductable, unlimited miles.
there are restrictions however such as not being able to use the car for work...basically it would be a pleasure car if u used collector car insurance.
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MKII Q7
89LX
Posts: 4811 | From: dc | Registered: Oct 2002
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fastertoys1
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Member # 5270
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posted
so lets say i wanted the fox covered for 15-20k, do i need to get it looked at by the insurance 1st? do they add up all my recipts? or just go by what i tell them?
Posts: 2178 | Registered: Jan 2005
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Gnari-Garage
CAFords OG
Member # 3164
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posted
I had my old 94 insured with farmers and took them all my reciept and had them look at my car. they insured it more and when my car got stolen I was prety happy with what I got!
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2017 McLaren 570GT
2019 Audi S5
2017 Tundra 7" Lift, 37" Tires
Posts: 4017 | From: 916-sacramento | Registered: Aug 2003
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venomous99
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Member # 1917
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posted
well for grundy, all u need to do is provide pics of the car as well as a list of what it has. your premium will be based on the declared value.
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MKII Q7
89LX
Posts: 4811 | From: dc | Registered: Oct 2002
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Blind
2.3L
CAFords OG
Member # 3052
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posted
wow I just ran a quote for my 89 at $10k stated and it said $172/year
Do they cover you if something happens while you're at a track, like a road race track during a driving event (not a timed competition) ?
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89 LX Notchback ex 4cyl, 14psi
02 Harley F150, 15psi
Posts: 8521 | From: Fairfield | Registered: Jul 2003
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venomous99
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Member # 1917
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posted
i believe with grundy if the car is driven on a road course/track the insurance will be void.
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MKII Q7
89LX
Posts: 4811 | From: dc | Registered: Oct 2002
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essasin
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Member # 4741
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posted
quote:
Originally posted by Blind:
wow I just ran a quote for my 89 at $10k stated and it said $172/year
Do they cover you if something happens while you're at a track, like a road race track during a driving event (not a timed competition) ?
Unfortunately not. The policy I have on my 57 and 94 vert is that it can only be driven too and from shows and cruises. Limited miles under 10k miles. It is super cheap. Less than 200 for both a year. I think its 75 for my mustang and 125 for the Chevy.
Posts: 2402 | Registered: Jul 2004
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BCINGUU
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Member # 2397
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posted
Yeah the ones I talked to were for daily driver insurance. Very expensive.
quote:
Originally posted by BCINGUU:
I've looked at those "stated value" policies and they are so expensive, you pay the entire value of the car in about 10 years.
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93 Cobra #4563 347ci 12.0@118 505rwhp 524tq
90 GT "Saleen Cobra" style convertible 347ci
67 GT "Eleanor" style coupe 347ci
Posts: 1425 | From: San Jose, CA | Registered: Jan 2003
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Hozr
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Member # 6196
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posted
I have a stated value of 25k on my cobra for $600/year, full coverage.
AAA
Have my house and other cars with them as well.
AAA, CSAA, yep. The map people.
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For every winner, there are dozens of losers. Odds are you're one of them.
Posts: 290 | From: Chico | Registered: Nov 2005
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Blind
2.3L
CAFords OG
Member # 3052
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posted
quote:
Originally posted by Hozr:
I have a stated value of 25k on my cobra for $600/year, full coverage.
AAA
Have my house and other cars with them as well.
AAA, CSAA, yep. The map people.
does AAA cover cars on a track?
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89 LX Notchback ex 4cyl, 14psi
02 Harley F150, 15psi
Posts: 8521 | From: Fairfield | Registered: Jul 2003
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93redcobra
CAFords OG
Member # 1344
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posted
i use grundy for my classics
Posts: 2007 | From: 707 | Registered: May 2002
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fastertoys1
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Member # 5270
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posted
what am I looking to pay for 20k in coverage? Per month/year?
Is this cost in addition to my regular car insurance?
Posts: 2178 | Registered: Jan 2005
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