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Author
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Topic: insurance claim question
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5.t0es
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Member # 5864
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posted
 
 
My car was hit somehow while parked, it scraped up the front bumper. My question is, when filing the claim the adjuster said its under collision, but no fault. How will this affect my rates if filed? she told me I could cash out minus deductible, or have a shop fix it and I pay the deductible.
Posts: 2990 | From: eb | Registered: Jul 2005
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Blind
2.3L
CAFords OG
Member # 3052
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posted
my wife's car was hit while parked, it went under collision, repair was under $1k but still more than our $500 deductible. I had them fix it and paid the deductible directly to the shop of my choice. Our rates did not change.
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89 LX Notchback ex 4cyl, 14psi
02 Harley F150, 15psi
Posts: 8521 | From: Fairfield | Registered: Jul 2003
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gq916
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Member # 8540
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posted
Your rate should only go up if it's your fault. Since you claimed that someone hit your car while parked your rates shouldn't go up.
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Zinc Yellow 2003 Mach1
Maximum Motorsport Suspension
White 1996 Cobra-Sold 3/2013
Tuned by ForceFed
AED Dyno 308rwhp 283rwtq SAE
Posts: 306 | From: sacramento | Registered: Jul 2008
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5.t0es
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Member # 5864
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posted
2013.
Posts: 2990 | From: eb | Registered: Jul 2005
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adower
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Member # 5955
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posted
Youre not at fault. Rate shouldn't change.
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98 Cobra
Griggs
S Trim
HRE
Posts: 3327 | Registered: Aug 2005
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adower
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Member # 5955
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posted
Youre not at fault. Rate shouldn't change.
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98 Cobra
Griggs
S Trim
HRE
Posts: 3327 | Registered: Aug 2005
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