This is topic Car Insurance company recommendations in forum General Talk at Northern California Ford Owners  .


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Posted by SF89lLx (Member # 3965) on :
 
I'm with the family policy with State Farm at the moment but looking to see if we can get better rates. Looking to Allstate and Mercury for quotes..any good or bad feedback about these companies? any other recommendations for good and bargain price insurance companies.. esurance and geico???
 
Posted by Mustang Mike (Member # 4057) on :
 
Mercury is a very good company. I have been with them for about ten years and they have paid out 2 total losses. My rates have not moved a bit..... Wait yeah they did, they went down a few months back for some reason(can't remember). But yeah, I would recommend for sure.
 
Posted by asskickn88 (Member # 4957) on :
 
Ive used Geico and 21st Century and had good luck. Its a toss up between those two for the best rate.
 
Posted by CLEEN 50 (Member # 5867) on :
 
I acutally have state farm insurance and it is great. I just signed up for renters insurance and they give you a discount off your insurance premium. It basically pays for itself. I pay $80 a bucks a month for 2 cars and renters ins. they also have great customer service out of the SSF office.
 
Posted by 69grandecj (Member # 5794) on :
 
Allstate sucks. If you get in an accident you car will be fixed with used and aftermarket parts galore. State Farm, Mercury, Liberty Mutual would be much better.

You get what you pay for in insurance.
 
Posted by asskickn88 (Member # 4957) on :
 
quote:
Originally posted by 69grandecj:
Allstate sucks. If you get in an accident you car will be fixed with used and aftermarket parts galore. State Farm, Mercury, Liberty Mutual would be much better.

You get what you pay for in insurance.
Yep, check my signature.... Allstate sucks ass. We had 2 claims handled very well with Geico, I recommend them 100%.
 
Posted by DRIVINFST (Member # 2430) on :
 
I just got a policy with Esurance, saved my girl and I $200 a month compared to progressive.
 
Posted by slidewayz94 (Member # 3101) on :
 
AAA has been very inexpensive, I have multi discount. I do not have additional equip. coverage, but a couple months ago my touch screen DVD was stolen, and AAA replaced it and replaced all the interior panels/body damage without hesitation.
 
Posted by Five Decimal Zero (Member # 1251) on :
 
I've always thought AAA was expensive but for some reason they beat Mercury Insurance's (through AIS) quote by $200/yr. They basically mirrored my existing coverage with Mercury and beat it. Plus I get AAA membership... free towing, in-house DMV, etc...
 
Posted by FoRdGiRl (Member # 6279) on :
 
im back w farmers we have been kickin aaa and allstates ass on insurance i can give you quotes if you want much better if you have multiple cars as well as home or rental coverage we also give discounts for certain occupations pm with your info if you want me to run some figures for you. Our agency is diffrent then most though we will NOT write min state coverage we asses your assests and recomend coverage to protect what you have worked hard for from catastrophic losses. We put a very professional and educational proposal together for you. LMK if you are interested [patriot]
 
Posted by 532Fastback (Member # 1482) on :
 
Farmers ownes!
 
Posted by FoRdGiRl (Member # 6279) on :
 
quote:
Originally posted by 532Fastback:
Farmers ownes!
you guys have farmers [Confused] that blows we would be great for your fam we market to a select group of peeps and your fam would be perfect but farmers is gay now and makes it pretty much impossible and costly to take other pol. I wrote policies for someone a couple yrs ago who wants me to help him now and i am having to pay another agent who i gave it to a whole yr worth of commision to get back [Roll Eyes] [BS flag] tell your parents to cancel for 60days then come to me [Big Grin] haha
 
Posted by 532Fastback (Member # 1482) on :
 
quote:
Originally posted by FoRdGiRl:
quote:
Originally posted by 532Fastback:
Farmers ownes!
you guys have farmers [Confused] that blows we would be great for your fam we market to a select group of peeps and your fam would be perfect but farmers is gay now and makes it pretty much impossible and costly to take other pol. I wrote policies for someone a couple yrs ago who wants me to help him now and i am having to pay another agent who i gave it to a whole yr worth of commision to get back [Roll Eyes] [BS flag] tell your parents to cancel for 60days then come to me [Big Grin] haha
LOL My parents have had Farmers for years. One of my old high school buddies owns his own Farmers franchise or something.
 
Posted by Trunkster (Member # 6598) on :
 
AAA is what I would recommend.
 
Posted by venomous99 (Member # 1917) on :
 
handsdown the best prices are at wawanesa.com
my policy is expiring this month and just for kicks i got quotes oday from ais, esurance and the lowest one out of 25+ companies was $200 more from what i pay w/ wawanesa.
 
Posted by mustang928 (Member # 2123) on :
 
quote:
Originally posted by venomous99:
handsdown the best prices are at wawanesa.com
my policy is expiring this month and just for kicks i got quotes oday from ais, esurance and the lowest one out of 25+ companies was $200 more from what i pay w/ wawanesa.
X2... They are the best and when it comes to claims, they are also A+. You can go online and get a quote from them.
 
Posted by venomous99 (Member # 1917) on :
 
quote:
Originally posted by mustang928:
quote:
Originally posted by venomous99:
handsdown the best prices are at wawanesa.com
my policy is expiring this month and just for kicks i got quotes oday from ais, esurance and the lowest one out of 25+ companies was $200 more from what i pay w/ wawanesa.
X2... They are the best and when it comes to claims, they are also A+. You can go online and get a quote from them.
yup...i always recommend them cuz i know the prices are the lowest. someone do some comparisons and let me know if u can find a lower price.
 
Posted by Five Decimal Zero (Member # 1251) on :
 
Damn, they beat my AAA quote by $400! [Eek!]
How is their overall service? I am seriously considering them...
 
Posted by venomous99 (Member # 1917) on :
 
quote:
Originally posted by Five Decimal Zero:
Damn, they beat my AAA quote by $400! [Eek!]
How is their overall service? I am seriously considering them...
the service is pretty good. i havent had a claim personally but know a few that have. just weeks ago, a buddy of mine who i also recommended totalled his car and was offered a reasonable amount by wawanesa. i still use AAA for their tow service.

comon..anyone else come up with some better rates before i decide to insure my car for the next year.
 
Posted by 89dropteezyLX (Member # 2385) on :
 
Any one here have Progressive??? How are they??? when it comes to filing claims....
 
Posted by FoRdGiRl (Member # 6279) on :
 
just an fyi for everyone do what you want with it...

Most people go by price when shopping for insurance and yes you can get extremely cheap insurance out there but the real reason to have insurance is in case of accident/damage/injury/and death your transferring the finacial part to the insurance company. You sign a contract for max pay of 100000 or less the company is gonna write you a check for that and tell you to call a lawyer if the damages are more and are now off the hook. sooo if you kill someone and get sued for a million dollars it is now your responsibility to come up with 900000 and most of us dont have that or have it invested in places or our property and dont wanna have to give up what we worked hard for over the years.

We have been re writing people with min coverage and 9 out of 10 times saving them money and giving them more coverage and the 1 we are costing them a lil more but again if something happens they are taken care of and dont have to kiss what they worked hard for or future earnings goodbye.

Most agents dont take the time to asses your risks so you get what you pay for and get screwed in the end. If you can afford to pay for good insurance and have assest you'd like to keep and not lose i highly suggest you anaylize that and purchase coverage that helps protect that [patriot]
 
Posted by venomous99 (Member # 1917) on :
 
the amount of coverage you choose really depends on how much assets you have under your name. if you're some 20year old w/ only a car to your name it makes no sense to go w/ high coverage.
typically when comparing prices, i make a apples to apples comparison ensuring the coverage limits are identical. since i have properties in my name i end up maxing all coverage...anyhow, that said wawanesa is still the lowest insurance quote ive gotten for 2 years in a row..

[ September 21, 2007, 12:14 AM: Message edited by: venomous99 ]
 
Posted by 69grandecj (Member # 5794) on :
 
quote:
Originally posted by 89dropteezyLX:
Any one here have Progressive??? How are they??? when it comes to filing claims....
There rates are good and they do give quick service, but your car WILL be repaired with aftermarket parts. They are they only insurance company that I deal with that uses non DOT approved aftermarket headlights.
 




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