This is topic Dealership Rip Off in forum General Talk at Northern California Ford Owners .
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Posted by GRIGGYJAMESJIMBO (Member # 6319) on
:
A dealership in Hayward sold a car to one of my cuzins for a sticker price of $21,000 so he pays $2,000 down payment and goes home happy ass fuck b/c he tought he got a "good" deal on a new 0 miles truck. Well he come to see me today and tells me that they called him back AFTER he signed the paperwork and told him the "new total" is $47,000 LOL for a fucking Toyota! Fuck the guy that sold him the car, the salesman told him that with financing and all that percentage horseshit, and payment plan the total sum was $31,000.... Wow all I can say is can he return the truck? And will he loose his $2,000 cash deposit? And can't you sue somehow for a protection against consumer rights violation for the FACT that they blatantly lied to him? Anyone has any ideas? ![[patriot]](graemlins/patriot.gif)
Posted by inferno03 (Member # 6519) on
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those guys can be assholes, when buying a new car you really got to see and read all of the paper work. that way you know what your really paying for.
Posted by NorCalRydaz (Member # 3233) on
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Damn your cousin Got hussled!! You have to read that peper work. SHit... They can tell you anything. Could have told him he bought the truck for $10... It's what's written that matters!
Posted by rgtrahn (Member # 7133) on
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This is what I could find for you check it out.
http://www.dca.ca.gov/publications/car_buyer_rights.shtmlt out
[ May 21, 2007, 10:05 PM: Message edited by: rgtrahn ]
Posted by GRIGGYJAMESJIMBO (Member # 6319) on
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"Damn your cousin Got hussled!! You have to read that peper work. SHit... They can tell you anything. Could have told him he bought the truck for $10... It's what's written that matters!"
Yup, u said it right. But u know youngstas get all hyped up, they don't wan't no foreplay they just wan't it now! So yeah he just signed all the paper work with out looking at it and trusted the fucking salesmans "word of mouth". I mean it's a mistake that is gonna cost. Hopefully he can at least return the truck and get some of his money back....
Posted by LS1EATR (Member # 2702) on
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dam that sucks!!!!! good luck
Posted by hidnn.o.s. (Member # 1219) on
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I can GUARANTEE you there is A LOT of information missing in this story.
Posted by AL STOCK (Member # 1852) on
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Yeah our experience has been shitty too but we learned from mistakes...
At first we got a 2004 328Ci BMW with little things wrong with it (scratch on bumper & traction button not functioning).. They promised to fix it on a written paper.. Bought the car, week later we go to get it fixed.. They said "that wasnt in the contract to fix it bcuz we knocked off extra $1,000 on the deal".. Reported to BBB..
2nd was a 2005 Cadillac CTS with CTS-V Kit, got approved, $30,000 out the door with the upgrades.. Go see Finance Manager for final paperwork... Funny guy said to sign the paperwork.. Paperwork said "$38,500" all the way at the bottom.. We asked wassup? He told us "DMV, Finance charges etc etc".. We said " No thank you" and walked out..
Make sure you read whatever you sign, read before you sign!
As far as your situation, contact the Sales/Finance Managers and tell them that wasnt the deal you signed for... Demand for your money back, also contact BBB asap and give them heads up..
I think theres a few guys on here that work for dealerships, send them a PM.. I think Navid?
Posted by Eddie510- (Member # 2354) on
:
quote:
Originally posted by GRIGGYJAMESJIMBO:
"Damn your cousin Got hussled!! You have to read that peper work. SHit... They can tell you anything. Could have told him he bought the truck for $10... It's what's written that matters!"
Yup, u said it right. But u know youngstas get all hyped up, they don't wan't no foreplay they just wan't it now! So yeah he just signed all the paper work with out looking at it and trusted the fucking salesmans "word of mouth". I mean it's a mistake that is gonna cost. Hopefully he can at least return the truck and get some of his money back....
thats how people get killed, but thats how they make money
[ May 21, 2007, 11:23 PM: Message edited by: Eddie510- ]
Posted by GRIGGYJAMESJIMBO (Member # 6319) on
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"thats how people get killed, but thats how they make moneY"
TRUE but damn, theese people just flat out lie! Damn how in THA HELL are you gonna pay 47k for a damn car that had a sticker price of 21k? U know, but man yup we have to handle this correctly I hooked my cuzin up with this PR office number(lawyer, he made an appointment, I'm just heated bc it's a damn injustice.
Posted by Cobra5.0Jeep (Member # 1482) on
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50K for a toyota?!
Posted by 91Trunkster (Member # 6598) on
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There is no way a 47k dollar car had a 21k dollar sticker, and if it was it was a huge mistake and when signing paperwork you are told what the monthly payment is, very hard to believe without hearing everything.
My motto, if you can't pay cash you don't need to buy it, unless your talking real estate.
Posted by WeSTBaY5.0 (Member # 5899) on
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quote:
My motto, if you can't pay cash you don't need to buy it, unless your talking real estate.
[/QB]
mine too!!
Posted by GRIGGYJAMESJIMBO (Member # 6319) on
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"There is no way a 47k dollar car had a 21k dollar sticker, and if it was it was a huge mistake"
My motto is payment is for suckaz!
U know but yeah I saw the paperwork today, and yeah he told me the sticker price was 21k thats why I'm kinda mad they nailed him.... And who ever said it was a 47k car? I just said that the sticker price was 21k and they are charging him 47k now, yeah paperwork doesn't lie, damn hes in a crazy predicament as of now. U got it twisted man read carefully, it's not a 47k car it's a 21k car that they are trying to screw him for 47k.
Posted by Dag302 (Member # 4682) on
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Is it 47K at the end of the term? Maybe they couldnt get him the rate they thought and he has a high interest rate so in the end he will pay that much for the car. Something doesnt sound right.
Posted by GRIGGYJAMESJIMBO (Member # 6319) on
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Yeah the interest rate is above .9 but I can remember accuratelly. But yeah it's definatelly up there and past 9.
Posted by Paxton5.0 (Member # 3764) on
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Did he agree to one amount on the paper work and then they call him back later and tell him that it would be more?This is the impression I got from your post. If this is the case, tell them to go f*ck themselves.
Posted by xcessive50 (Member # 2995) on
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I read that post a few times and worked some numbers and whats written just doesnt make sense.How do you sign paperwork on a 21k truck w/2k down (leaves 19k to finance),end up with a total of 31k.(which i guess with a high interest rate,taxes,license fees,warranty,maint.plan,finance charges,etc.,it could be possible) But where does the 47k come from?? Look at his copies of the contract. is that what it says?
[ May 22, 2007, 11:26 AM: Message edited by: xcessive50 ]
Posted by FoRdGiRl (Member # 6279) on
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Hayward ford got $5000 more outta me then i was orginally told i fuckin hate that place hope the next terrorist attack is right into that fuckin building ![[Roll Eyes]](rolleyes.gif)
with that said i went to folsom ford on friday very pleased with my experience there
Posted by BlueBeast88.306 (Member # 6360) on
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Yeah that suck's, but you got to read the paper work when financing. 31,000 at the end of the term on a 19,000 loan is not that crazy, he could have little to no credit or bad credit. Which even with that you can hustle it down. Intrest is a bitch, thats what most of the payment covers. In real estate you end up paying about a million for a 400k house, now that's a real bitch. Bottom line if the paper work was signed and agreed on at one amount, you don't have to pay a dime more. That is what a contract is for, protection of both parties.
Posted by forced331 (Member # 1270) on
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That sucks! If its bad or no credit just pay your payments for 6 months and then Refinance through a credit union for a lower rate. This way you have built your credit. I doubt the stealership will take the truck back.
Goodluck to your cousin!
[ May 22, 2007, 12:14 PM: Message edited by: forced331 ]
Posted by NavidR (Member # 3164) on
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look did your cuasin sign paper works the first time??? if yes then he just needs to tell them FUCK OFF I already signed if they don't like it then they can take the truck back. IF HE HASN'T SIGNED THE NEW PAPER WORKS THEN THEY HAVE TO TAKE THE TRUCK BACK OR SELL IT TO HIM AT THE PRICE THEY GIVED HIM.
ALSO ABOUT THE INTEREST IF THEY TOLD HIM 8% AND HE SIGNED THEN THEY COULDN'T GET HIM FINANCED AND CALLED HIM AND ASKED HIM TO COME BACK AND RESIGN AT 10% THEN HE COULD JUST TELL THEM NO unless he really wants the truck then he will sign(JUST AN EXAMPLE)
TRUST ME AS LONG AS YOU HAVEN'T SIGNED THE CONTRACT THEN THEY WILL HAVE TO TAKE THE CAR BACK. IF YOU HAVE SIGNED AND THEY ARE TRYING TO CHANGE IT, WELL ITS THE SAME THING JUST SAY NO THANK YOU THEY WILL EITHER AGREE TO THE FIRST TERMS OR THEY WILL ASK HIM TO RETURN THE CAR!
good luck
Posted by cobraracer46 (Member # 1142) on
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I've said this over and over again: some of the biggest snakes on the planet can be found at the car dealer ( especially the finance department).
You people need to learn that that going through life sucking the dicks of the car dealers and the banks by messing around with car payments is a fuckin stupid thing to do because shit like this can happen to you. If you pay cash for a vehicle instead of financing it, you will protect your self from getting fucked up the ass by the car dealers.
By the way, I worked at a car dealer for many years and saw first hand all the crooked shit the finance department did so I speak from experience. ![[Big Grin]](biggrin.gif)
Posted by SmokinLX (Member # 1684) on
:
quote:
Originally posted by cobraracer46:
I've said this over and over again: some of the biggest snakes on the planet can be found at the car dealer ( especially the finance department).
You people need to learn that that going through life sucking the dicks of the car dealers and the banks by messing around with car payments is a fuckin stupid thing to do because shit like this can happen to you. If you pay cash for a vehicle instead of financing it, you will protect your self from getting fucked up the ass by the car dealers.
By the way, I worked at a car dealer for many years and saw first hand all the crooked shit the finance department did so I speak from experience.
No one is going to argue with You there! I get My financing through My credit union and then it put's the ball in My court when I go to buy the car. Then I make sure i have an in at a dealership and never work with someone I don't know. Also some research on the car is a must to decide if the warranty is worth the money and to get an idea from the car owner's of a particular model vehicle You are intrested in, and what they paid for it and what problem's they have ran into.
Posted by venomous99 (Member # 1917) on
:
quote:
Originally posted by cobraracer46:
I've said this over and over again: some of the biggest snakes on the planet can be found at the car dealer ( especially the finance department).
You people need to learn that that going through life sucking the dicks of the car dealers and the banks by messing around with car payments is a fuckin stupid thing to do because shit like this can happen to you. If you pay cash for a vehicle instead of financing it, you will protect your self from getting fucked up the ass by the car dealers.
By the way, I worked at a car dealer for many years and saw first hand all the crooked shit the finance department did so I speak from experience.
dude i swear its your life long mission to let the world know that financing is not the way to go(in your opinion) i have some news for you buddy. not everyone can afford to shell out 30k for a car(not speaking for mysef) and therefore, resort to financing through a bank. as long as you finance responsibly and not beyond your means it can be worth while.
as far as the dude who got hustled. we all make mistakes when we're young and learn from it. get the specifics of the contract. something tells me dude either financed under a real high interest rate or was dooped into signing for a long term lease in favor of having low payments with the residual value at the end of the lease terms being too high. personally, i prefer buying from a private party as you can bargain the selling price more. private parties usually are not looking to make a profit so you end up getting a much better price than fair market.
Posted by 91Trunkster (Member # 6598) on
:
quote:
Originally posted by venomous99:
quote:
Originally posted by cobraracer46:
I've said this over and over again: some of the biggest snakes on the planet can be found at the car dealer ( especially the finance department).
You people need to learn that that going through life sucking the dicks of the car dealers and the banks by messing around with car payments is a fuckin stupid thing to do because shit like this can happen to you. If you pay cash for a vehicle instead of financing it, you will protect your self from getting fucked up the ass by the car dealers.
By the way, I worked at a car dealer for many years and saw first hand all the crooked shit the finance department did so I speak from experience.
dude i swear its your life long mission to let the world know that financing is not the way to go(in your opinion) i have some news for you buddy. not everyone can afford to shell out 30k for a car(not speaking for mysef) and therefore, resort to financing through a bank. as long as you finance responsibly and not beyond your means it can be worth while.
as far as the dude who got hustled. we all make mistakes when we're young and learn from it. get the specifics of the contract. something tells me dude either financed under a real high interest rate or was dooped into signing for a long term lease in favor of having low payments with the residual value at the end of the lease terms being too high. personally, i prefer buying from a private party as you can bargain the selling price more. private parties usually are not looking to make a profit so you end up getting a much better price than fair market.
I don't believe he said everyone has 30k cash to buy cars, but if you need to make payments on a car whether they are large or small it's a waste of money, buy a car within your means that you can afford to pay cash for, there is no arguing that this is the best way to go. Some people with $500 a month payments and $150 for insurance can easily buy a $3500 car that looks and runs good for the same price of 6 months payments, and pocket the remaining 42-54 months of $650 payments, car payments just don't add up at all, no matter how you look at it, unless they are on 0% financing and you are using it to build your credit, but if you got 0% financing your credit is fine, etc. etc. etc.
Posted by venomous99 (Member # 1917) on
:
quote:
Originally posted by 91Trunkster:
quote:
Originally posted by venomous99:
quote:
Originally posted by cobraracer46:
I've said this over and over again: some of the biggest snakes on the planet can be found at the car dealer ( especially the finance department).
You people need to learn that that going through life sucking the dicks of the car dealers and the banks by messing around with car payments is a fuckin stupid thing to do because shit like this can happen to you. If you pay cash for a vehicle instead of financing it, you will protect your self from getting fucked up the ass by the car dealers.
By the way, I worked at a car dealer for many years and saw first hand all the crooked shit the finance department did so I speak from experience.
dude i swear its your life long mission to let the world know that financing is not the way to go(in your opinion) i have some news for you buddy. not everyone can afford to shell out 30k for a car(not speaking for mysef) and therefore, resort to financing through a bank. as long as you finance responsibly and not beyond your means it can be worth while.
as far as the dude who got hustled. we all make mistakes when we're young and learn from it. get the specifics of the contract. something tells me dude either financed under a real high interest rate or was dooped into signing for a long term lease in favor of having low payments with the residual value at the end of the lease terms being too high. personally, i prefer buying from a private party as you can bargain the selling price more. private parties usually are not looking to make a profit so you end up getting a much better price than fair market.
I don't believe he said everyone has 30k cash to buy cars, but if you need to make payments on a car whether they are large or small it's a waste of money, buy a car within your means that you can afford to pay cash for, there is no arguing that this is the best way to go. Some people with $500 a month payments and $150 for insurance can easily buy a $3500 car that looks and runs good for the same price of 6 months payments, and pocket the remaining 42-54 months of $650 payments, car payments just don't add up at all, no matter how you look at it, unless they are on 0% financing and you are using it to build your credit, but if you got 0% financing your credit is fine, etc. etc. etc.
point is financing is not as bad as he makes it out to be. yes, you pay interest but you're able to buy a car thats newer with less headaches assuming you're reasonsable assessing how much you can afford. for some. settling for a 3k bucket is not acceptable and one would rather pay the extra 2k interest over the course of a 5year term to drive a newer car that in the end would require less maintenance generally speaking. again, this guy makes it like financing and banks should be avoided like the plague when in realty it's not bad at all AGAIN, if done responsibly. we're not talking about a car payment that exceeds 50% of your net income or financing a car at 10% apr.
[ May 23, 2007, 05:44 PM: Message edited by: venomous99 ]
Posted by gt1990gt (Member # 7211) on
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my boy is pob. paying 60k for his tacoma he has shitty credit truck was 37k sticker (lifted wheels tires) new at 19 percent intrest!! crazy
Posted by 2stangs69-91 (Member # 1951) on
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LOL go buy a house and then look how much you actualy will end up paying after 30 years it will make you cry.
Posted by 91Trunkster (Member # 6598) on
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quote:
Originally posted by 2stangs69-91:
LOL go buy a house and then look how much you actualy will end up paying after 30 years it will make you cry.
Houses tend to increase in value (current market state excluding), where as automobiles rapidly decrease in value.
Posted by venomous99 (Member # 1917) on
:
quote:
Originally posted by 2stangs69-91:
LOL go buy a house and then look how much you actualy will end up paying after 30 years it will make you cry.
yeah but the biggest difference there is that you can report the interest paid on your mortgage, not a car.
Posted by 50Reasons (Member # 6452) on
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r u sure the guy is not paying some high interest on the loan and you do have to pay tax lic. doc fees ect. he's probably got bad credit and once you sighn the papers and take the car home for more than 1 day theirs a thing called no cooling off period in CA its posted in every dealership . basicaly he's screwed
Posted by 50Reasons (Member # 6452) on
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its always smart to pay little extra every month on your car payment to knock some off the ballance if you pay the min. the interest will kill you
Posted by 94gt (Member # 3060) on
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quote:
Originally posted by gt1990gt:
my boy is pob. paying 60k for his tacoma he has shitty credit truck was 37k sticker (lifted wheels tires) new at 19 percent intrest!! crazy
a 19% rate on a 37k truck?! What the f*ck was he thinking?! ![[Eek!]](eek.gif)
That's just damned retarded.
Posted by GRIGGYJAMESJIMBO (Member # 6319) on
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Thanks guys, damn no I know hes not the first one to get fucked like that. Man he payed 2,000 down payment and it's time to make a first payment. I told him, "are u f'ng serious?" so I just gave him the advice to not make a first payment, fuck them they NEED to take that truck back. He already lost them $2,000 I'm almost positive!
Posted by hidnn.o.s. (Member # 1219) on
:
quote:
Originally posted by FoRdGiRl:
Hayward ford got $5000 more outta me then i was orginally told i fuckin hate that place hope the next terrorist attack is right into that fuckin building
What a trash ass fucking comment.
Posted by hidnn.o.s. (Member # 1219) on
:
quote:
Originally posted by cobraracer46:
I've said this over and over again: some of the biggest snakes on the planet can be found at the car dealer ( especially the finance department).
You people need to learn that that going through life sucking the dicks of the car dealers and the banks by messing around with car payments is a fuckin stupid thing to do because shit like this can happen to you. If you pay cash for a vehicle instead of financing it, you will protect your self from getting fucked up the ass by the car dealers.
By the way, I worked at a car dealer for many years and saw first hand all the crooked shit the finance department did so I speak from experience.
YOU ARE AN ABSOLUTE IDIOT if you think it is financially wise to shell out the full amount of a vehicle, rather than finance it.
Posted by Dag302 (Member # 4682) on
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Why would pay cash instead of financing at 5-6%. Take the cash and invest it for 10-15%.
Posted by hidnn.o.s. (Member # 1219) on
:
quote:
Originally posted by Dag302:
Why would pay cash instead of financing at 5-6%. Take the cash and invest it for 10-15%.
SOMEONE HAS A FUCKING CLUE
Posted by HI-OUTPUT (Member # 2249) on
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read this stuff it might help
http://www.tccoa.com/articles/misc/leasing.html
http://www.tccoa.com/articles/misc/suedealer.html
Posted by mustangdude24 (Member # 6581) on
:
quote:
Originally posted by FoRdGiRl:
Hayward ford got $5000 more outta me then i was orginally told i fuckin hate that place hope the next terrorist attack is right into that fuckin building with that said i went to folsom ford on friday very pleased with my experience there
Hopefully I'm not at work the day that happens ![[Frown]](frown.gif)
Posted by essasin (Member # 4741) on
:
quote:
Originally posted by 94gt:
quote:
Originally posted by gt1990gt:
my boy is pob. paying 60k for his tacoma he has shitty credit truck was 37k sticker (lifted wheels tires) new at 19 percent intrest!! crazy
a 19% rate on a 37k truck?! What the f*ck was he thinking?! That's just damned retarded.
Wow must have been a nice Tacoma. I kept clawing and scratching to get them to agree on my 07 Tacoma Trd for 25k otd, at 7& financing after a decent down payment. I feel that I am already spending a good chunk of change let alone paying 60k for a Tacoma.
Posted by JohnB (Member # 969) on
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Like it was previously stated, unless he's signed a new contract...walk away and say thanks.
And can I get a ![[Whoo Whooooo!]](graemlins/woowoo.gif)
for 0% financing??
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