T O P I C R E V I E W
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bottled95GT??
Member # 1772
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posted
Alright guys, first of all i HATE u all for owning the car i want j/k that aside I need info on all your insurance policies etc
I have the Opp. To pick up an Nice unmolested 04 cobra, i CAN AFFORD the car payment without a doubt, but insurance is killing me. And ive been a clean driver for over 4 years, good driver discount, everything.
How much are you guys paying a month? 6 months? Who covers you, what kind of coverage, multi car? and youre records as well.
Help me out guys, im dying to get my Cobra
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03SVTPower
Member # 518
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posted
Im paying 121 a month but that also has my renters insurance rate added in too. I believe Im paying approx. 90 bucks a month for full coverage 250/500/250 are the coverages with a 500 detuctable.
no tickets on record, good driver discount. Oh yeah, im through state farm
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94gt
Member # 3060
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posted
I think I'm paying about 140-150... with renters insurance and 1 ticket for 5 over. A small tip... get another beater and have that as your primary car on the policy.
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03SVTPower
Member # 518
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posted
quote: Originally posted by 94gt: I think I'm paying about 140-150... with renters insurance and 1 ticket for 5 over. A small tip... get another beater and have that as your primary car on the policy.
Or tell them you only drive your car 5k miles a year.lol i think i said i drive my car maybe 9k miles a year.
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91 5.0 5speed
Member # 1867
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posted
Not sure what I pay for my cobra. But I have AAA and my homowners insurance plus Full coverage and 500 dollar detuctables on all three of my cars including my Cobra is like 300 per month.
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bottled95GT??
Member # 1772
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posted
Also age? Im only 22 (23 in july) i want to throw it under my moms name and pay her. I have my 95gt but if i get the cobra its gone. All quotes im getting are between 470-700/month [ March 26, 2007, 02:41 PM: Message edited by: bottled95GT?? ]
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RixSikCobra
Member # 5058
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posted
$91/month. I'm an "old" guy and have been with State Farm for 12 years and I have a good driving record. With that said, dude, you're a 22 year old MALE who wants a car that has 400hp=cha-ching(for the insurance co. )It ain't gonna be pretty. Good luck, though, it's worth it if ya can afford it.
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Lilghoust
Member # 20
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posted
I have an at fault accident and combine with my daily driver acura vigor, im paying about 190 per month. 29 years old.
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94gt
Member # 3060
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posted
OOps! forgot to add that I'm 25
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1EVLSNKE
Member # 4789
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posted
im insured with mercury insurance co. im 21 with 3or4 points on my driving record. i only pay 270 a month. MERCURY KICKS ASS
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Luke87GT
Member # 21
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posted
OMG, I cannot believe how much some of you are paying for insurance. Good Gawd [ March 25, 2007, 11:55 PM: Message edited by: Luke87GT ]
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hidnn.o.s.
Member # 1219
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posted
WOW, for my 06 GT I pay $77 per month with Farmers
Used to pay $129 per month for liability on my Sentra. It pays in more than one way to have a clean record!!!
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Jmir018
Member # 1414
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posted
used to pay a little under 100 for my 03 cobra 3 years ago( but was getting a ton of discounts). I was 22 Now I pay about the same but for Liability ONLY on a 96 cobra. One accident and 3 points kicked my ass
Oh well.. this June my insurance should be about 900 for Full insurance can't wait to get the snake insured the right way..
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F8LSN8K
Member # 7080
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posted
quote: Originally posted by 1EVLSNKE: im insured with mercury insurance co. im 21 with 3or4 points on my driving record. i only pay 270 a month. MERCURY KICKS ASS
fuck mercury! i have them too, and im 19, clean record, full coverage, $100 deductable, and i have a 94 cobra, not an 04, and i pay 300 fucking dollars a month!!!
and to top it off, i hit a car so im sure its goin up now, so what, maybe $350 now????
fuck that is a shit load of money to be paying!!!!
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94gt
Member # 3060
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posted
quote: Originally posted by F8LSN8K: fuck mercury! i have them too, and im 19, clean record, full coverage, $100 deductable, and i have a 94 cobra, not an 04, and i pay 300 fucking dollars a month!!!
You have a 100 deductable?! that's why your monthly payment is so high! Change it to 250 or 500 and it should come down some...
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shamis935
Member # 6300
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posted
29, 2 car policy, 300/500 coverage, 250/500 ded, 800$ for six months with allstate. i cant really complain they have taken good care of me.
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bottled95GT??
Member # 1772
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posted
well i just called State Farm again (my insurance company), and i dont know what happen in like the last 2 months?????, but for a Premium policy, me on my own, 1310.00 ever 6 months....
218.33/month which is less than 100 bucks more than my 95GT.... i may be gettin my cobra
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venomous99
Member # 1917
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posted
i dont know how some of you are getting such great deals on insurance. what's the coverage like? when i was insuring my 03cobra the avg premium(i searched several) was 1800-2000 a year as a pleasure vehicle with 300/500 coverage. i was 27 years old at the time, had 0points and a good driving/insurance record. not sure how much location plays into the pricing but this was partly the reason y i got rid of my 03 and in retrospec, i wish i knew about collector car insurance as this is what im using for both of my stangs. [ March 26, 2007, 03:32 PM: Message edited by: venomous99 ]
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StangSpdstr
Member # 1254
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posted
so i dont have an 03/04 but i do have a 97cobra.
I pay $800 for 6months with AAA Im 22yrs old 23 in may nothing major in past 5yrs. average coverage with 500.00 deductable.
key is tell them you have a short commute and its garaged. i said 5mi one way commute and garaged...
AAA does this thing where you pay you first payment like 150 then every month it goes down till your last payment is like 58bucks. i like it and im not complaining.
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F8LSN8K
Member # 7080
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posted
damn all u guys suck!!! i dont know why the fuck im paying so damn much!!!???
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Hyperider
Member # 5936
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posted
Mine is about $150/month with home or renters insurance too. Again I'm also an old guy and been with State Farm for 20yrs. Crazy driver sometimes but no points in my record. Always go to traffic school to clear a moving violation whenever I get one. Good luck! You'll love it if you do get one, maybe it's worth it.
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TRIXSNK
Member # 2844
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posted
I'm right about where everyone else is.
About $100 give or take as i have 3 cars and home included.
No tix and getting older than most here
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NavidR
Member # 3164
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posted
for all you younge guys, look put your parents as the driver and put your self as the temperarily driver. That is the only way you could buy one of these cars. Good luck and PM me I have a 2003 silver cobra, and a 2004 Mystic cobra for sale
good luck
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o3BlueMach1
Member # 6858
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posted
Even though its not a cobra, my mach 1 was only like 20 bucks cheaper a month than a 03-04 cobra when i got it... back then i was paying 350 a month for full coverage(1 ticket, 1 accident, 21 yrs old), now after a year and both incidents getting dropped from my record i pay 220 a month.(good driver discount, 22 yrs old) btw this is mercury insurance...
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94gt
Member # 3060
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posted
quote: Originally posted by 94gt: I think I'm paying about 140-150... with renters insurance and 1 ticket for 5 over. A small tip... get another beater and have that as your primary car on the policy.
Brain fart... I forgot to add that covers my 03, and my 98 ranger as well as my renters insurance.
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