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Author
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Topic: 03/04 CObra Owners in Here!
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Mr.Lucky
CAFords OG
Member # 1772
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posted
 
 
Alright guys, first of all i HATE u all for owning the car i want ![[Razz]](tongue.gif) j/k
that aside
I need info on all your insurance policies etc
I have the Opp. To pick up an Nice unmolested 04 cobra, i CAN AFFORD the car payment without a doubt, but insurance is killing me. And ive been a clean driver for over 4 years, good driver discount, everything.
How much are you guys paying a month? 6 months?
Who covers you, what kind of coverage, multi car? and youre records as well.
Help me out guys, im dying to get my Cobra ![[Big Grin]](biggrin.gif)
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95GT: Bolt ons.
Good sellers/buyers: Stangs R Us, 1SicGt, sn4bwc, racsirx, WickedStang, Autumnstang97, cali95gt
Posts: 4197 | From: Manteca | Registered: Sep 2002
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03SVTPower
CAFords OG
Member # 518
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posted
Im paying 121 a month but that also has my renters insurance rate added in too. I believe Im paying approx. 90 bucks a month for full coverage 250/500/250 are the coverages with a 500 detuctable.
no tickets on record, good driver discount. Oh yeah, im through state farm ![[patriot]](graemlins/patriot.gif)
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2003 Redfire "AED" Cobra R.I.P
Posts: 3481 | From: Nor-Cal | Registered: Oct 2001
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94gt
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Member # 3060
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posted
I think I'm paying about 140-150... with renters insurance and 1 ticket for 5 over.
A small tip... get another beater and have that as your primary car on the policy.
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2020 Explorer ST
2011 Silver Raptor 'Screw
Posts: 5777 | From: Beavercreek, OH | Registered: Jul 2003
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03SVTPower
CAFords OG
Member # 518
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posted
quote:
Originally posted by 94gt:
I think I'm paying about 140-150... with renters insurance and 1 ticket for 5 over.
A small tip... get another beater and have that as your primary car on the policy.
Or tell them you only drive your car 5k miles a year.lol i think i said i drive my car maybe 9k miles a year.
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2003 Redfire "AED" Cobra R.I.P
Posts: 3481 | From: Nor-Cal | Registered: Oct 2001
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91 5.0 5speed
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Member # 1867
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posted
Not sure what I pay for my cobra. But I have AAA and my homowners insurance plus Full coverage and 500 dollar detuctables on all three of my cars including my Cobra is like 300 per month.
Posts: 1383 | From: Vallejo | Registered: Sep 2002
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Mr.Lucky
CAFords OG
Member # 1772
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posted
Also age?
Im only 22 (23 in july) ![[Frown]](frown.gif) i want to throw it under my moms name and pay her. I have my 95gt but if i get the cobra its gone.
All quotes im getting are between 470-700/month ![[Eek!]](eek.gif)
[ March 26, 2007, 02:41 PM: Message edited by: bottled95GT?? ]
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95GT: Bolt ons.
Good sellers/buyers: Stangs R Us, 1SicGt, sn4bwc, racsirx, WickedStang, Autumnstang97, cali95gt
Posts: 4197 | From: Manteca | Registered: Sep 2002
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RixSikCobra
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Member # 5058
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posted
$91/month. I'm an "old" guy and have been with State Farm for 12 years and I have a good driving record. With that said, dude, you're a 22 year old MALE who wants a car that has 400hp=cha-ching(for the insurance co. )It ain't gonna be pretty. Good luck, though, it's worth it if ya can afford it.
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2004 Terminator
Torch Red Vert
Built,Ported,Cammed,Juiced
Posts: 2120 | From: Pleasanton | Registered: Nov 2004
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SVTGhoust
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Member # 20
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posted
I have an at fault accident and combine with my daily driver acura vigor, im paying about 190 per month. 29 years old.
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2013 Shelby GT500 / 2020 Shelby GT500
Posts: 962 | From: Brentwood, CA 94513 | Registered: Oct 2000
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94gt
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Member # 3060
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posted
OOps! forgot to add that I'm 25
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2020 Explorer ST
2011 Silver Raptor 'Screw
Posts: 5777 | From: Beavercreek, OH | Registered: Jul 2003
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1EVLSNKE
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Member # 4789
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posted
im insured with mercury insurance co. im 21 with 3or4 points on my driving record. i only pay 270 a month. MERCURY KICKS ASS
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LS WHAT
ORGANIZATION
VICTORIES:
GM INC,1 Sic formula(FRDEATR)
Posts: 422 | From: SAN JOSE | Registered: Aug 2004
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Luke87GT
Lay'n more stripes
than Caltrans
Member # 21
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posted
OMG, I cannot believe how much some of you are paying for insurance. Good Gawd
[ March 25, 2007, 11:55 PM: Message edited by: Luke87GT ]
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Stangless
Posts: 7802 | From: San Mateo | Registered: Jul 2000
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hidnn.o.s.
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Member # 1219
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posted
WOW, for my 06 GT I pay $77 per month with Farmers ![[Whoo Whooooo!]](graemlins/woowoo.gif)
Used to pay $129 per month for liability on my Sentra. It pays in more than one way to have a clean record!!!
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R.I.P. Willie G. You are missed on this forum
Posts: 15950 | Registered: Apr 2002
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stangless
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Member # 1414
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posted
used to pay a little under 100 for my 03 cobra 3 years ago( but was getting a ton of discounts). I was 22 Now I pay about the same but for Liability ONLY on a 96 cobra.
One accident and 3 points kicked my ass
Oh well.. this June my insurance should be about 900 for Full insurance
can't wait to get the snake insured the right way..
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=(
Posts: 4634 | From: bay | Registered: Jun 2002
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LQ9SN95
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Member # 7080
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posted
quote:
Originally posted by 1EVLSNKE:
im insured with mercury insurance co. im 21 with 3or4 points on my driving record. i only pay 270 a month. MERCURY KICKS ASS
fuck mercury! i have them too, and im 19, clean record, full coverage, $100 deductable, and i have a 94 cobra, not an 04, and i pay 300 fucking dollars a month!!!
and to top it off, i hit a car so im sure its goin up now, so what, maybe $350 now???? ![[Confused]](confused.gif)
fuck that is a shit load of money to be paying!!!! ![[Mad]](mad.gif)
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http://www.fastgms-teamfast.com
http://www.facebook.com/aop.fresno?ref=ts&fref=ts
Lq9 swap
102 fast intake
Trick flow heads
T rex cam
Posts: 8031 | From: Fresno, Ca | Registered: Sep 2006
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94gt
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Member # 3060
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posted
quote:
Originally posted by F8LSN8K:
fuck mercury! i have them too, and im 19, clean record, full coverage, $100 deductable, and i have a 94 cobra, not an 04, and i pay 300 fucking dollars a month!!!
You have a 100 deductable?! that's why your monthly payment is so high! Change it to 250 or 500 and it should come down some...
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2020 Explorer ST
2011 Silver Raptor 'Screw
Posts: 5777 | From: Beavercreek, OH | Registered: Jul 2003
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shamis935
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Member # 6300
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posted
29, 2 car policy, 300/500 coverage, 250/500 ded, 800$ for six months with allstate. i cant really complain they have taken good care of me.
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'03 cobra
Posts: 47 | From: suisun | Registered: Dec 2005
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Mr.Lucky
CAFords OG
Member # 1772
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posted
well i just called State Farm again (my insurance company), and i dont know what happen in like the last 2 months?????, but for a Premium policy, me on my own, 1310.00 ever 6 months....
218.33/month which is less than 100 bucks more than my 95GT.... i may be gettin my cobra
Posts: 4197 | From: Manteca | Registered: Sep 2002
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venomous99
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Member # 1917
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posted
i dont know how some of you are getting such great deals on insurance. what's the coverage like? when i was insuring my 03cobra the avg premium(i searched several) was 1800-2000 a year as a pleasure vehicle with 300/500 coverage. i was 27 years old at the time, had 0points and a good driving/insurance record. not sure how much location plays into the pricing but this was partly the reason y i got rid of my 03 and in retrospec, i wish i knew about collector car insurance as this is what im using for both of my stangs.
[ March 26, 2007, 03:32 PM: Message edited by: venomous99 ]
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MKII Q7
89LX
Posts: 4811 | From: dc | Registered: Oct 2002
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StangSpdstr
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Member # 1254
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posted
so i dont have an 03/04 but i do have a 97cobra.
I pay $800 for 6months with AAA
Im 22yrs old 23 in may nothing major in past 5yrs.
average coverage with 500.00 deductable.
key is tell them you have a short commute and its garaged.
i said 5mi one way commute and garaged...
AAA does this thing where you pay you first payment like 150 then every month it goes down till your last payment is like 58bucks. i like it and im not complaining.
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1997 Rio Red COBRA
FOR SALE :(
40 series flows
Posts: 488 | From: Dublin | Registered: May 2002
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Hyperider
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Member # 5936
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posted
Mine is about $150/month with home or renters insurance too. Again I'm also an old guy and been with State Farm for 20yrs. Crazy driver sometimes but no points in my record. Always go to traffic school to clear a moving violation whenever I get one. Good luck! You'll love it if you do get one, maybe it's worth it.
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04 Cobra
Posts: 396 | From: East Bay | Registered: Aug 2005
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TRIXSNK
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Member # 2844
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posted
I'm right about where everyone else is.
About $100 give or take as i have 3 cars and home included.
No tix and getting older than most here
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9 Sec EVO 9 is GONE!
New project in the works.......
Posts: 3740 | From: Bay Area | Registered: May 2003
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Gnari-Garage
CAFords OG
Member # 3164
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posted
for all you younge guys, look put your parents as the driver and put your self as the temperarily driver. That is the only way you could buy one of these cars. Good luck and PM me I have a 2003 silver cobra, and a 2004 Mystic cobra for sale
good luck
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2017 McLaren 570GT
2019 Audi S5
2017 Tundra 7" Lift, 37" Tires
Posts: 4017 | From: 916-sacramento | Registered: Aug 2003
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o3BlueMach1
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Member # 6858
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posted
Even though its not a cobra, my mach 1 was only like 20 bucks cheaper a month than a 03-04 cobra when i got it... back then i was paying 350 a month for full coverage(1 ticket, 1 accident, 21 yrs old), now after a year and both incidents getting dropped from my record i pay 220 a month.(good driver discount, 22 yrs old)
btw this is mercury insurance...
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2003 Azure Blue Mach 1
300whp 326 wtq
12.70 @ 108, 1.79 60'
Bolt-ons, 4.10's, and 17" ET Streets
Posts: 36 | From: Fairfield | Registered: Jun 2006
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94gt
¯
Member # 3060
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posted
quote:
Originally posted by 94gt:
I think I'm paying about 140-150... with renters insurance and 1 ticket for 5 over.
A small tip... get another beater and have that as your primary car on the policy.
Brain fart... I forgot to add that covers my 03, and my 98 ranger as well as my renters insurance.
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2020 Explorer ST
2011 Silver Raptor 'Screw
Posts: 5777 | From: Beavercreek, OH | Registered: Jul 2003
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