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does anyone here work for AAA home insurance?
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<table border="0" cellpadding="1" cellspacing="1" width="99%" align="center"> <tr bgcolor="#000000"><td> <table border="0" width="100%" cellpadding="3" cellspacing="0"> <tr bgcolor="#000099"> <td colspan="2" align="left"> <font size="2" color="#ffffff" face="Verdana, Arial"> <b>T O P I C R E V I E W</b> </font></td></tr> <tr bgcolor="#dedfdf"> <td valign="top" width="18%"> <font size="2" face="Verdana, Arial"> <b>Jmir018</b> <br /><small>Member # 1414</small> </font></td> <td width="82%"> <font size="1" face="Verdana, Arial"> <img src="https://californiafords.com/ubb/posticon.gif" border="0" alt=" - " /> posted <script language="JavaScript1.3" type="text/javascript"> document.writeln(timestamp(new Date(2007,1,15,15,56,0), dfrm, tfrm, 0, 0, 0, 0)); </script><hr /> </font> <font size="2" face="Verdana, Arial"> does anyone here work for AAA home insurance?<br />thanks. <br /> </font> </td></tr> <tr bgcolor="#f7f7f7"> <td valign="top" width="18%"> <font size="2" face="Verdana, Arial"> <b>Jmir018</b> <br /><small>Member # 1414</small> </font></td> <td width="82%"> <font size="1" face="Verdana, Arial"> <img src="https://californiafords.com/ubb/posticon.gif" border="0" alt=" - " /> posted <script language="JavaScript1.3" type="text/javascript"> document.writeln(timestamp(new Date(2007,1,15,19,44,0), dfrm, tfrm, 0, 0, 0, 0)); </script><hr /> </font> <font size="2" face="Verdana, Arial"> TTT,<br />I'm about to call them and establish a claim for water damage(bathroom) and need some advice.<br />Has anyone used their home insurance to help them cut the costs of remodeling a bathroom? <br /> </font> </td></tr> <tr bgcolor="#dedfdf"> <td valign="top" width="18%"> <font size="2" face="Verdana, Arial"> <b>69grandecj</b> <br /><small>Member # 5794</small> </font></td> <td width="82%"> <font size="1" face="Verdana, Arial"> <img src="https://californiafords.com/ubb/posticon.gif" border="0" alt=" - " /> posted <script language="JavaScript1.3" type="text/javascript"> document.writeln(timestamp(new Date(2007,1,16,18,37,0), dfrm, tfrm, 0, 0, 0, 0)); </script><hr /> </font> <font size="2" face="Verdana, Arial"> They WILL raise your rates. If they by chance they can find a way not to cover they will. Then they will underwrite it and still raise your rates.<br /><br />If you make too many claims on your homeowners insurance you can be dropped. Also other carriers will not take you if you have had a claim within the past 5 years.<br /><br />I'm dropping CSAA once I pass that threshold. <br /> </font> </td></tr> <tr bgcolor="#f7f7f7"> <td valign="top" width="18%"> <font size="2" face="Verdana, Arial"> <b>CalpolyMustang</b> <br /><small>Member # 6966</small> </font></td> <td width="82%"> <font size="1" face="Verdana, Arial"> <img src="https://californiafords.com/ubb/posticon.gif" border="0" alt=" - " /> posted <script language="JavaScript1.3" type="text/javascript"> document.writeln(timestamp(new Date(2007,1,16,23,22,0), dfrm, tfrm, 0, 0, 0, 0)); </script><hr /> </font> <font size="2" face="Verdana, Arial"> I absolutely agree. Do not claim for the sake of trying to save a few bucks now. The insurance company will always earn it back by increased premiums. I've been a homeowner for 12 years with a clean record. I made one simple claim 5 years ago and it still comes back to haunt me. Insurance companies run a "clue" report on your address and any claims stay visible from 3 years to 5 years, and that includes new carriers. My premium went from $800 to $1000 the year after the claim, the next year they wanted $1500! I had to shop 3 different insurances and was lucky to get back to $900. Sorry if this was long, but my take is that unless your damages are well into the tens of thousands, I would just suck it up and fix it outside of insurance. <br /> </font> </td></tr> <tr bgcolor="#dedfdf"> <td valign="top" width="18%"> <font size="2" face="Verdana, Arial"> <b>Jmir018</b> <br /><small>Member # 1414</small> </font></td> <td width="82%"> <font size="1" face="Verdana, Arial"> <img src="https://californiafords.com/ubb/posticon.gif" border="0" alt=" - " /> posted <script language="JavaScript1.3" type="text/javascript"> document.writeln(timestamp(new Date(2007,1,17,17,35,0), dfrm, tfrm, 0, 0, 0, 0)); </script><hr /> </font> <font size="2" face="Verdana, Arial"> thanks<br /> <br /> <small>[ February 17, 2007, 05:36 PM: Message edited by: Jmir018 ]</small> <br /> </font> </td></tr> </table></td></tr></table> <br /> <br />
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