This is topic Car Insurance Is Fing BS in forum General Talk at Northern California Ford Owners  .


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Posted by Yames (Member # 5291) on :
 
Well so much for saving for my vacation this summer to Hawaii, I just had to pay my car insurance which I believe is total fucking BS, I mean who needs it really. Fuck if you get into accident and depending on the type accident just pay in cash or make installments. All insurance wants is your money, waste of time and money and a bunch of bullshit ass paperwork to fill out.

Sorry I'm pissed I just destroyed my phone because I paid my fucking insurance for the next two and a half months. I was trying to save for a vacation but that's out the window. Fuck I'm pissed. Anybody else that Car Insurance is BS?
 
Posted by silverLX (Member # 3207) on :
 
[Eek!] How much is your insurance? How is your driving record? Insurance is good to have, even though it does suck to pay.
 
Posted by n8y8 (Member # 6048) on :
 
hhmmm.....car insurance is very important and can keep your car from being impounded or your carcas being thrown in jail. although I wish I could pay for everything in cash. But it is a necessary evil, car insurance that is. Lord forbid you get hit and hurt by someone with out insurance and they cannot pay and you have to pay your own med bills which in turns send you to bankruptcy. All because one lil jack ass didnt want to pay 150 per month to insure his Yugo.
 
Posted by sharkattack (Member # 645) on :
 
Sounds like you need a better job.
 
Posted by Yames (Member # 5291) on :
 
quote:
Originally posted by silverLX:
[Eek!] How much is your insurance? How is your driving record? Insurance is good to have, even though it does suck to pay.
My car insurance is 562.85 for 6 months, I just paid them 286.26 for 2 and a half months and the funny thing is that the policy that I have in front of me says that they only wanted only 201.02. I called them today to just take it directly out of my account. Jerk offs.

Oh and yes I need new job because this one doesn't pay for shit, it sucks. [Mad]
 
Posted by NavidR (Member # 3164) on :
 
bro, I feel your pain, i hate car insurance, its just BULL SHIT!!! but it is very important that everyone has insurance and I wish DMV did more regular check ups on people to make sure they have insurance, like ask for it every six month.
 
Posted by Yames (Member # 5291) on :
 
quote:
Originally posted by NavidR:
bro, I feel your pain, i hate car insurance, its just BULL SHIT!!! but it is very important that everyone has insurance and I wish DMV did more regular check ups on people to make sure they have insurance, like ask for it every six month.
It should be checked more often I agree with you on that. And I mean everyone should be checked even if it's less than 6 months.
 
Posted by venomous99 (Member # 1917) on :
 
quote:
Originally posted by Yames:
quote:
Originally posted by NavidR:
bro, I feel your pain, i hate car insurance, its just BULL SHIT!!! but it is very important that everyone has insurance and I wish DMV did more regular check ups on people to make sure they have insurance, like ask for it every six month.
It should be checked more often I agree with you on that. And I mean everyone should be checked even if it's less than 6 months.
yames, i think you're having stang withdrawals and taking it out on the insurance co. haha.
yes, it sucks to pay for insurance but good to have insurance when u get into an accident and the other party involved wants to sue your ass for your money and assets.
it becomes even more important when you have property in your name to max out your coverage depending how much you own. last thing youd want is to get into an accident whereyou seriously injure someone resulting in a lawsuit. u can end up losing your house if your coverage is insufficient.
 
Posted by Yames (Member # 5291) on :
 
quote:
Originally posted by venomous99:
quote:
Originally posted by Yames:
quote:
Originally posted by NavidR:
bro, I feel your pain, i hate car insurance, its just BULL SHIT!!! but it is very important that everyone has insurance and I wish DMV did more regular check ups on people to make sure they have insurance, like ask for it every six month.
It should be checked more often I agree with you on that. And I mean everyone should be checked even if it's less than 6 months.
yames, i think you're having stang withdrawals and taking it out on the insurance co. haha.
yes, it sucks to pay for insurance but good to have insurance when u get into an accident and the other party involved wants to sue your ass for your money and assets.
it becomes even more important when you have property in your name to max out your coverage depending how much you own. last thing youd want is to get into an accident whereyou seriously injure someone resulting in a lawsuit. u can end up losing your house if your coverage is insufficient.
Yeah that's true, I understand why it's needed but still for us men, we're getting screwed on having to pay more than what females have to pay for car insurance, and yes I am having withdrawls right now, it's driving me nuts literally. I think in the next few months I should have enough to at least purchase a foxbody coupe or something but I need to take a vacation, I'm actually seriously considering on moving to Hawaii, I'll rent if I have to, I think I just need to get out of my house, I think it's part of the reason why I'm stressing out so much lately.
 
Posted by outlawd94cobra (Member # 265) on :
 
quote:
Originally posted by Yames:
quote:
Originally posted by silverLX:
[Eek!] How much is your insurance? How is your driving record? Insurance is good to have, even though it does suck to pay.
My car insurance is 562.85 for 6 months, I just paid them 286.26 for 2 and a half months and the funny thing is that the policy that I have in front of me says that they only wanted only 201.02. I called them today to just take it directly out of my account. Jerk offs.

Oh and yes I need new job because this one doesn't pay for shit, it sucks. [Mad]
562.85/6 = That comes out to about $94.00 dollars a month.... you complaining about that for full coverage?

Yeah, I think you need a new job if your not getting paid enough to pay for that and go on a vacation.
 
Posted by Yames (Member # 5291) on :
 
quote:
Originally posted by outlawd94cobra:
quote:
Originally posted by Yames:
quote:
Originally posted by silverLX:
[Eek!] How much is your insurance? How is your driving record? Insurance is good to have, even though it does suck to pay.
My car insurance is 562.85 for 6 months, I just paid them 286.26 for 2 and a half months and the funny thing is that the policy that I have in front of me says that they only wanted only 201.02. I called them today to just take it directly out of my account. Jerk offs.

Oh and yes I need new job because this one doesn't pay for shit, it sucks. [Mad]
562.85/6 = That comes out to about $94.00 dollars a month.... you complaining about that for full coverage?

Yeah, I think you need a new job if your not getting paid enough to pay for that and go on a vacation.
I think I was used to paying monthly on my Mustang which came out to 175 a month but then I was getting hella over time at my job which was great, they said it was going to last awhile but now they have cut back by like a lot I don't know maybe an extra 500 bucks but I was actually able to afford my car note, my insurance and anything else that I had to get. Now they cut down our hours now I can't even afford to piss straight. I'm actually thinking of getting a second job right now till Fall I have another interview on Monday so I don't know I'm just venting right now.
 
Posted by 69grandecj (Member # 5794) on :
 
quote:
Originally posted by Yames:
quote:
Originally posted by silverLX:
[Eek!] How much is your insurance? How is your driving record? Insurance is good to have, even though it does suck to pay.
My car insurance is 562.85 for 6 months, I just paid them 286.26 for 2 and a half months and the funny thing is that the policy that I have in front of me says that they only wanted only 201.02. I called them today to just take it directly out of my account. Jerk offs.

Oh and yes I need new job because this one doesn't pay for shit, it sucks. [Mad]
That has to be cheaper than the insurance on the Mach.
 
Posted by Yames (Member # 5291) on :
 
Oh by the way silverLX my driving record is fine, no tickets and or points knock on wood.
 
Posted by boostin1.8 (Member # 868) on :
 
how were you expecting to go to hawaii for $290?

[ May 24, 2006, 04:52 PM: Message edited by: boostin1.8 ]
 
Posted by SmokinLX (Member # 1684) on :
 
I believe there is a loop hole in the insurance code that say's if You have a 25,000 bond that You keep at all times to cover any damages then You don't have to have car insurance? But If You own a house and You get in a wreck and someone in Your car or another car get's seriously injured Your house would become their's or the hospital's.
 
Posted by 5.0Caliber (Member # 5865) on :
 
I wish i could pay $ 562 a month for insurance! Currently my insurance company (progressive) is screwing me for $ 3,207.65 for 6 months full coverage and thats for a fricken brand new civic [Mad] My insurance payment is more than my car payment [Confused]
 
Posted by SmokinLX (Member # 1684) on :
 
quote:
Originally posted by 5.0Caliber:
I wish i could pay $ 562 a month for insurance! Currently my insurance company (progressive) is screwing me for $ 3,207.65 for 6 months full coverage and thats for a fricken brand new civic [Mad] My insurance payment is more than my car payment [Confused]
Sell Your car and get one You can pay cash for and go down to the lowest insurance till You get Your record cleared up. [patriot] I had a drunk driving about 12 year's ago "and that's what sent My payment through the roof" and that's what I did. [patriot]
 
Posted by sf89lx (Member # 3965) on :
 
quote:
Originally posted by boostin1.8:
how were you expecting to go to hawaii for $290?
[worship] seriosuly,, i pay 70 bucks for liability..
 
Posted by 1bdpone (Member # 6708) on :
 
That sucks! I only pay $140 per month for full coverage on my 93 gt, 2001 supercrew 4x4 and my motorcycle (liability only on the cycle) combined. You should shop around for cheaper insurance.
 
Posted by Yames (Member # 5291) on :
 
quote:
Originally posted by boostin1.8:
how were you expecting to go to hawaii for $290?
LOL I wasn't planning on going for 290.00. I'm going to be saving a couple of pay checks before I go and plus until then I have a job interview on Monday for a second job so I can afford to go in August because I might not come back.

BTW I'm not paying 560 a month. It's about 95 a month. 560 is for 6 months I think maybe a little more, I still think guys are getting screwed for what we have to pay for.

james
 
Posted by hidnn.o.s. (Member # 1219) on :
 
quote:
Originally posted by 5.0Caliber:
I wish i could pay $ 562 a month for insurance! Currently my insurance company (progressive) is screwing me for $ 3,207.65 for 6 months full coverage and thats for a fricken brand new civic [Mad] My insurance payment is more than my car payment [Confused]
[Roll Eyes]
 
Posted by cobraracer46 (Member # 1142) on :
 
quote:
Originally posted by SmokinLX:
quote:
Originally posted by 5.0Caliber:
I wish i could pay $ 562 a month for insurance! Currently my insurance company (progressive) is screwing me for $ 3,207.65 for 6 months full coverage and thats for a fricken brand new civic [Mad] My insurance payment is more than my car payment [Confused]
Sell Your car and get one You can pay cash for and go down to the lowest insurance till You get Your record cleared up. [patriot] I had a drunk driving about 12 year's ago "and that's what sent My payment through the roof" and that's what I did. [patriot]
Exactly! SomokinLX is right. [patriot] Oh, by the way, I pay 24 bucks a mounth for liability! [Whoo Whooooo!]

[ May 25, 2006, 11:51 AM: Message edited by: cobraracer46 ]
 
Posted by F8LPONY (Member # 11) on :
 
Maybe if we could keep our friends from commiting insurance fraud by keying their own car or pretending their piece of shit $250 stereo system was worth $3,000 our rates wouldnt be so high. Simply put things owundt cost so much if not for fraud.

Being proud of parts or paint bought with fraud is no different than items being paid for with drug money, its still wrong. A big F U to all those who participate in either.
 
Posted by z pyro (Member # 3745) on :
 
quit bitching, I pay $240 a month for my 140hp integra!! my car payment is only $140!! no accidents, 2 tickets from 2 years ago [Mad] 20 yr old male

[ May 25, 2006, 01:51 PM: Message edited by: z pyro ]
 
Posted by Yames (Member # 5291) on :
 
quote:
Originally posted by z pyro:
quit bitching, I pay $240 a month for my 140hp integra!! my car payment is only $140!! no accidents, 2 tickets from 2 years ago [Mad] 20 yr old male
That's because of the two tickets, that's your own fault, if you didn't have the two tickets I'm sure it would be a lot less. Get rid of the ford taurus sho that you have in your sig for a couple of grand and put that money aside for insurance.

My caddy is the only car that I have and I'm actually thinking of selling it and getting a honda or an acura or something for cheaper gas and cheaper insurance. Hey I'm just trying to save money ok. sheesh.
 
Posted by z pyro (Member # 3745) on :
 
quote:
Originally posted by Yames:
quote:
Originally posted by z pyro:
quit bitching, I pay $240 a month for my 140hp integra!! my car payment is only $140!! no accidents, 2 tickets from 2 years ago [Mad] 20 yr old male
That's because of the two tickets, that's your own fault, if you didn't have the two tickets I'm sure it would be a lot less. Get rid of the ford taurus sho that you have in your sig for a couple of grand and put that money aside for insurance.

My caddy is the only car that I have and I'm actually thinking of selling it and getting a honda or an acura or something for cheaper gas and cheaper insurance. Hey I'm just trying to save money ok. sheesh.
it's still bullshit though. as someone else said, you can be a shitty driver and get in accidents and as long as they arent reported to insurance you don't pay any more. but you can be a good driver and just get a ticket or two and they bend your ass over and put the KY just out of reach
and I'm trying to sell the sho to pay off other bills i'm getting behind on, as well as fix my bike

[ May 25, 2006, 03:45 PM: Message edited by: z pyro ]
 




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