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[QUOTE]Originally posted by Eddie510: [QB] [QUOTE]Originally posted by racsirx: [qb] I wish you luck, but dont worry, I bought my first house with no job, and I still dont have a job, you dont have to pay off your credits, just make sure you owe only half the balance, and your debt to income ratio is low, also see if your lender will let you use stated income, that sometimes helps, and interest only loans are not good for your first home, but work good for investment properties, like a second income like rental houses, also have about $5k-$10K in your checking account at all times until the loan is closed, also I would get a pre-approved loan before you go house shopping, because houses sell fast and sometimes you get out bidded or they sell before you can get the loan. [/qb][/QUOTE] :patriot: amen :worship: [/QB][/QUOTE]
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