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[QUOTE]Originally posted by Jdub07: [QB] Best thing I did was got a personal loan for $5k and paid it off ASAP and make sure there are no early pay off penalties. After that I started getting offers all the time...I even got a couple cards I never applied for. Then I got a new car and sold it two years later and paid it off. I only made like $900 on the resale of the car but my credit score jumped to 760. Also I'm about to pay off a Patelco car loan on my mountaineer (just totaled it)...I'm sure the early payoff will help my credit score some lol. Don't just make the min. payments...always try and pay over the min. and NEVER PAY LATE! When my main credit card reaches $2500+ I start trippin and make 3,4,5 hundred dollar payments on it. Credit is alright I guess. I usually only use it during the holidy season. As for car parts and shit...save your $$ and just buy it. good luck and be smart :patriot: [/QB][/QUOTE]
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