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[QUOTE]Originally posted by 135.0: [QB] 3.5% vs 5% isn't shit more down. FHA charges twice in PMI upfront which is almost 2% or maybe more of the loan amount which they tack on no to the loan. Plus the monthly which is higher than conventional, and when you go pay the fucker off they charge a full months worth extra if you don't pay it off by the 1st of the month. You'll get more money back from a conventional loan 10x out of 10x if you plan on upgrading later. Just don't pay any points and take a higher rate vs lower rate if that's the case. FHA is for suckers [/QB][/QUOTE]
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