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Author
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Topic: buyin a house
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adower
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Member # 5955
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posted
 
 
quote:
Originally posted by SF Coupe:
quote:
Originally posted by adower:
Best the worst home in the best neighborhood yiu can afford. Don't buy the nicest home in a crap neighborhood.
This is the best advice I've seen. You can remodel the house but you can't change the neighborhood. Once you get through the mortgage BS and figure out what you qualify for start looking on Redfin for houses in your desired area and price range. Compile a list of homes and take it to your realtor. He may want to show you other similar homes which is fine but don't let him push you into a home or neighborhood you don't want. Avoid short sales like the plague. It's a nightmare dealing with them, I know from personal experience.
I sound like a moron. I hate my phone auto correct. Glad you could understand what I was trying to say lol.
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98 Cobra
Griggs
S Trim
HRE
Posts: 3327 | Registered: Aug 2005
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venomous99
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Member # 1917
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posted
as some have already mentioned, why not give some specifics on what your plan is so the cafords mortgage and financial experts can guide
![[Razz]](tongue.gif)
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MKII Q7
89LX
Posts: 4811 | From: dc | Registered: Oct 2002
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DIRTY SALLY
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Member # 7845
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posted
quote:
Originally posted by venomous99:
as some have already mentioned, why not give some specifics on what your plan is so the cafords mortgage and financial experts can guide
lmfao im good on that 1 ![[Wink]](wink.gif)
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Savage Habits
instagram @2cheezen
Posts: 9145 | Registered: Aug 2007
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venomous99
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Member # 1917
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posted
quote:
Originally posted by DIRTY SALLY:
quote:
Originally posted by venomous99:
as some have already mentioned, why not give some specifics on what your plan is so the cafords mortgage and financial experts can guide
lmfao im good on that 1
comon they'll need this info like you're applying for a loan:
home price
list of debt(cc, car loans, school loans, alimony child support etc)
list of assets(how much bread you got in the bank, cars owned, property)
credit score
income from last filing, gross monthly income
until then, they wont be able to provide you w/ the necessary assistance.
u might as well throw in your SSN too.
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MKII Q7
89LX
Posts: 4811 | From: dc | Registered: Oct 2002
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svfreerider87
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Member # 5748
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posted
quote:
Originally posted by venomous99:
quote:
Originally posted by DIRTY SALLY:
quote:
Originally posted by venomous99:
as some have already mentioned, why not give some specifics on what your plan is so the cafords mortgage and financial experts can guide
lmfao im good on that 1
comon they'll need this info like you're applying for a loan:
home price
list of debt(cc, car loans, school loans, alimony child support etc)
list of assets(how much bread you got in the bank, cars owned, property)
credit score
income from last filing, gross monthly income
until then, they wont be able to provide you w/ the necessary assistance.
u might as well throw in your SSN too.
as well as maybe a CC number? don't think it's too much to ask for.
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Dreamspeed Motorsports
Posts: 1685 | From: Sunnyvale | Registered: Jun 2005
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DIRTY SALLY
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Member # 7845
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posted
lets just say i dont have debt
all cc cards are paid off
more that 5k in the bank ![[Roll Eyes]](rolleyes.gif)
just want to buy a house new at this shit and you old fucks know whats up lol
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Savage Habits
instagram @2cheezen
Posts: 9145 | Registered: Aug 2007
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cobraracer46
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Member # 1142
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posted
When considering purchasing a home, I would avoid buying a house that would result in crazy commuting hours to work.
The stupid motherfuckers that buy houses in shit hole cities Stockton and end commuting hours each day are fuckin nuts!
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2001 SVT cobra convertible with a Viper T56, Fikse wheels, Griggs frame kit, roll bar, Vortech, 4:30 gears, brembo GT brakes and more.
Posts: 1172 | From: Woodside California | Registered: Apr 2002
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NEIGHT
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Member # 8741
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posted
Word of advice, don't get a gardener. I mean shit I'm Slowback67's gardener N I do his wife all the time!
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-Savage Habits-
1992 Summer Edition
1986 Hatch- catfish killer
1964 Impala hard top
Posts: 18538 | From: EA$T $IDE REDWOOD CITY | Registered: Nov 2008
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venomous99
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Member # 1917
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posted
hopefully youre far north of 5k. LOL. that 5k will barely cover your closing costs. then again, you should look into FHA loans that cater to the 1st time home buyer and require a much lower down payment.
as already mentioned, if youre low income and looking to buy in a more desirable area look into BMR properties. its not for everone but might be what youre looking for.
these old fucks have experience so listen up and learn lol. on a serious note, i wouldnt go on this site much for financial advice. go research online and maybe join a forum that is more related to what youre trying to get into? trulia has a discussion forum where you can post questions where many are answered by folks in the industry.
[ May 09, 2012, 10:48 AM: Message edited by: venomous99 ]
Posts: 4811 | From: dc | Registered: Oct 2002
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DIRTY SALLY
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Member # 7845
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posted
quote:
Originally posted by NEIGHT:
Word of advice, don't get a gardener. I mean shit I'm Slowback67's gardener N I do his wife all the time!
oohhhh ddddduuhhhhhh llaaayyyyyyyyy ![[Big Grin]](biggrin.gif) ![[Eek!]](eek.gif)
i mow my own lawns
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Savage Habits
instagram @2cheezen
Posts: 9145 | Registered: Aug 2007
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DIRTY SALLY
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Member # 7845
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posted
quote:
Originally posted by venomous99:
hopefully youre far north of 5k. LOL. that 5k will barely cover your closing costs. then again, you should look into FHA loans that cater to the 1st time home buyer and require a much lower down payment.
as already mentioned, if youre low income and looking to buy in a more desirable area look into BMR properties. its not for everone but might be what youre looking for.
these old fucks have experience so listen up and learn lol. on a serious note, i wouldnt go on this site much for financial advice. go research online and maybe join a forum that is more related to what youre trying to get into? trulia has a discussion forum where you can post questions where many are answered by folks in the industry.
thanks bro ill check that out ![[patriot]](graemlins/patriot.gif)
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Savage Habits
instagram @2cheezen
Posts: 9145 | Registered: Aug 2007
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