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Author
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Topic: Best place for car loans.?
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88_Notch
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Member # 12042
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posted
 
 
I'm looking forward towards pulling out a car loan, asides from banks, are there spots or places you guys recommend from your experiences or thoughts? looking to buy an 03/04 cobra btw
Posts: 203 | From: Bay Area | Registered: May 2012
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SacGrown89GT
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Member # 7435
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posted
Not too familiar with other places besides dealerships and banks for loans. But i have heard great things about safe credit union banks with very low interest rates. Jus my 2 cents.
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"Your shit aint hot!"
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"...."
Posts: 699 | From: SacGROWNmento | Registered: Feb 2007
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slidewayz94
CAFords OG
Member # 3101
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posted
Why wouldn't you finance thru a bank??? Unless you have super shitty credit. Even still, a reputable dealership can get you special financing at ridiculously high rates.
Your other option is to but a car from a junk "buy here pay here" car lot that does in house financing. Again your going to get ass raped on interest.
Posts: 4251 | From: Sac | Registered: Jul 2003
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adower
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Member # 5955
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posted
You might have trouble getting a full loan. These cars are over 10 years old. A lot of banks wont finwnce them.
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98 Cobra
Griggs
S Trim
HRE
Posts: 3327 | Registered: Aug 2005
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SLOWBACK 67
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Member # 6348
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posted
Paul Blanco ' s got you covered.
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Originally posted by turbo50:
I have no intenions of keeping anyones parts or taking anyones money.
Posts: 8582 | From: Vallejo | Registered: Dec 2005
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SantaClara_Cobra
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Member # 9488
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posted
quote:
Originally posted by SLOWBACK 67:
Paul Blanco ' s got you covered.
Who sold you that whip, Paul Blanco? Hahaha hey I'm sure we've all been there with shitty credit
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18 Denali diesel
91 🦊
Posts: 1399 | From: San Jose | Registered: Sep 2009
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H8RPWRD
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Member # 12588
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posted
I was wondering the same thing except I have no credit ![[Frown]](frown.gif)
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89 Lx Vert
93 LX Notch- sold
01 Bullitt #00919- Sold
90 LX- Sold
89 LX Vert- Sold
89 LX (DarkHorse)-Sold
Posts: 1330 | From: Hayward | Registered: Dec 2012
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SLOWBACK 67
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Member # 6348
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posted
quote:
Originally posted by FiveOhChuck:
I was wondering the same thing except I have no credit
Assuming you have no credit because you are very young.
Start small with a 500-1000 credit card. Use it to pay for gas a few times a month and pay it off. ALWAYS MAKE YOUR PAYMENT ON TIME!!!! Take it from a guy who bought dumb shit on credit when I was young. Save your money and don't go overboard buying material items. You will thank yourself later in life. ![[patriot]](graemlins/patriot.gif)
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Originally posted by turbo50:
I have no intenions of keeping anyones parts or taking anyones money.
Posts: 8582 | From: Vallejo | Registered: Dec 2005
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2T0NE
Go 49ers
Member # 4216
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posted
Credit union is your best shot 2014 means u gotta find a 04 cobra to meet the 10yr limit
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Originally posted by x Raelsmar x:
Can't wait till the Giants lose tomorrow night so all you Giants fans are forced to shut the fuck up.
Posts: 14676 | From: 760 carlsbad | Registered: Mar 2004
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H8RPWRD
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Member # 12588
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posted
I was wondering the same thing except I have no credit
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89 Lx Vert
93 LX Notch- sold
01 Bullitt #00919- Sold
90 LX- Sold
89 LX Vert- Sold
89 LX (DarkHorse)-Sold
Posts: 1330 | From: Hayward | Registered: Dec 2012
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SVTGhoust
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Member # 20
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posted
Credit Unions usually give a better rate to you because they need your business more.
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2013 Shelby GT500 / 2020 Shelby GT500
Posts: 962 | From: Brentwood, CA 94513 | Registered: Oct 2000
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venomous99
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Member # 1917
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posted
most credit unions offer the best rates compared to a regular bank but only if you have good credit like 740 and up.
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MKII Q7
89LX
Posts: 4811 | From: dc | Registered: Oct 2002
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flores24v
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Member # 10586
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posted
Heard turbo50 gives out loans, send him a PM
Posts: 851 | From: Florida | Registered: Jan 2011
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Infamous5.0
CAFords OG
Member # 1745
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posted
Pm Neight, he gives generous interest rates.
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To be or not to be
Posts: 2340 | From: Bay Area | Registered: Aug 2002
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SwEeT03Gt
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Member # 10283
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posted
quote:
Originally posted by 2T0NE:
Credit union is your best shot 2014 means u gotta find a 04 cobra to meet the 10yr limit
Not really I refinanced my 03 this year for a lower payment n interest plus spending money lol
Posts: 4484 | From: -NicKlE n DiMe- | Registered: Sep 2010
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50Reasons
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Member # 6452
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posted
Not really a smart move in the first place to finance a 10 yr old car just .my .02. But some are correct you must find a 04 to finance unless you get a personal loan
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Daniel/50Reasons
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Posts: 9483 | From: Sacramento Ca | Registered: Jan 2006
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2T0NE
Go 49ers
Member # 4216
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posted
quote:
Originally posted by SwEeT03Gt:
quote:
Originally posted by 2T0NE:
Credit union is your best shot 2014 means u gotta find a 04 cobra to meet the 10yr limit
Not really I refinanced my 03 this year for a lower payment n interest plus spending money lol
That would be a REFI, they'll do that in a heart beat to rob u on interest , NOT a good move at all buddy , unless you wanna pay 30k at the end for a hoot GT. subject is LOAN
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Originally posted by x Raelsmar x:
Can't wait till the Giants lose tomorrow night so all you Giants fans are forced to shut the fuck up.
Posts: 14676 | From: 760 carlsbad | Registered: Mar 2004
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CobramanPhil
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Member # 2170
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posted
If you absolutely have to finance the car than like what everyone said above me..a credit union will give you a pretty good deal on interest.
My advice..don't finance the car..save your marbles and when you reach the goal (what do these cars go for $16-17K) you know you will be free and clear of any payments (except for insurance that is).
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2013 Shelby GT500
2011 Porsche 911 TurboS/AWD
2014 GSXR750
2002 GSXR750 Track Beater Bike
2016 Explorer Unlimted
Posts: 1016 | From: California, Bay Area | Registered: Dec 2002
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SantaClara_Cobra
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Member # 9488
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posted
Refinancing an 03?
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18 Denali diesel
91 🦊
Posts: 1399 | From: San Jose | Registered: Sep 2009
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2T0NE
Go 49ers
Member # 4216
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posted
quote:
Originally posted by SantaClara_Cobra:
Refinancing an 03?
LMAO , yes a GT
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Originally posted by x Raelsmar x:
Can't wait till the Giants lose tomorrow night so all you Giants fans are forced to shut the fuck up.
Posts: 14676 | From: 760 carlsbad | Registered: Mar 2004
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swedensky
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Member # 12185
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posted
Wow...a lot of misinformation here haha..
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I work at Ford!! > Best deals on ALL cars!
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Posts: 1100 | From: Sac, CA | Registered: Jul 2012
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TrillaJay
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Member # 10274
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posted
I'm thinking about selling my 2004 Mystichrome Cobra. ![[Smile]](smile.gif)
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04'MystichromeSVTCobra#524
03'BuiltSilverSVTCobra-SOLD
99'BlackSVTCobra-SOLD
Posts: 2071 | From: EastBay | Registered: Aug 2010
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Beastly GT500 TVS
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Member # 9723
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posted
quote:
Originally posted by swedensky:
Wow...a lot of misinformation here haha..
Lol might wanna give them a credit 101 class
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Posts: 893 | From: 707 | Registered: Jan 2010
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phonso302
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Member # 9260
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posted
are you buying new? i got 0% apr thru ford for 60 months, dont plan on taking it that far though.... hows your credit thats what will decide who will finance you...
Posts: 1820 | From: PINOLE | Registered: Jun 2009
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