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Author
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Topic: where to get a car loan for a private party
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dean-93
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Member # 9401
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posted
 
 
my parents are looking to buy a car of Craigslist for around 4500-6500
do they give out carloans for private parties? and not so good credit score also.
thanks in advance, dean
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93 5.0 trickflow h/c/i
Posts: 1175 | From: novato and fairfeild | Registered: Aug 2009
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SnakeBit
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Member # 8871
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posted
Your best bet would be through a credit union
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91 Coupe full M/M suspension
Maier WideBody
331 356 RWHP 357 RWTQ
Tuned by TPS MotorSports
Posts: 2707 | From: Fremont | Registered: Jan 2009
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coupedup
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Member # 9987
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posted
quote:
Originally posted by SnakeBit:
Your best bet would be through a credit union
You can do this^ but to borrow they will want a 10-20% deposit of the amount that you want to borrow. And you will also need good credit and proof of income.
[ October 19, 2012, 08:32 PM: Message edited by: Nifty50 ]
Posts: 4406 | From: Ca | Registered: May 2010
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5.0_707
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Member # 5893
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posted
I got a loan from my CU for a truck I bought private party. I do think that there's a certain amount of years old the vehicle can be tho? My credit is good and I didn't put anything down. It might be possible but most likely have a pretty high interest rate. Either way GL
Posts: 888 | From: 707 | Registered: Aug 2005
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93coupessp
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Member # 8418
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posted
I think most credit unions don't give used auto loans for anything older than 2001. Check Travis cu they are good and yes typically you need ten percent they fund the other 90%
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89 gt project
09 f250 diesel 605hp
14 cts-v
13 harley fxdb 103ci
Posts: 1919 | From: Hell | Registered: May 2008
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Blue92
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Member # 8789
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posted
Credit Union is the way to go. Just get a personal loan, unless the vehicle meets their auto loan standards.
Posts: 2906 | Registered: Dec 2008
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2T0NE
Go 49ers
Member # 4216
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posted
dont think a cu will do anything past 10yrs unless you do a personal loan...my cu covered 80% of kbb I didnt have to put nothing down due to my excellent credit but I did and so far so good
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Originally posted by x Raelsmar x:
Can't wait till the Giants lose tomorrow night so all you Giants fans are forced to shut the fuck up.
Posts: 14676 | From: 760 carlsbad | Registered: Mar 2004
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wilit
Mustang Messiah
Member # 3367
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posted
quote:
Originally posted by 2T0NE:
dont think a cu will do anything past 10yrs unless you do a personal loan...my cu covered 80% of kbb I didnt have to put nothing down due to my excellent credit but I did and so far so good
This. When I was dirt poor, I had to get an unsecured personal loan at like 18% to buy a car. It sucks, but it's better than getting uppercut on the bus.
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"If a man hasn't found something worth dying for, he isn't fit to live." - Martin Luther King Jr.
Posts: 4793 | From: 37.78514° North 122.40100° West | Registered: Oct 2003
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v-town coupe
fordologist
Member # 2771
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posted
quote:
Originally posted by wilit:
quote:
Originally posted by 2T0NE:
dont think a cu will do anything past 10yrs unless you do a personal loan...my cu covered 80% of kbb I didnt have to put nothing down due to my excellent credit but I did and so far so good
This. When I was dirt poor, I had to get an unsecured personal loan at like 18% to buy a car. It sucks, but it's better than getting uppercut on the bus.
LMAO!
Posts: 4597 | From: the V-town | Registered: May 2003
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Sydewayz_Stan
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Member # 10217
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posted
The credit union through my job offers car auto loans for employees with no cash down up to a certain amount and about 8% interest :-)
[ October 21, 2012, 11:42 AM: Message edited by: SydewayzStan ]
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-90 Vert-SOLD
-91 Notch-SOLD
-2000 Explorer 5.0-SOLD
-72 Maverick-SOLD
-2004 GT, vortech V2 si, 10 psi-
-2002 F150 supercrew-
Posts: 3432 | From: 707 vallejo/richmond 510 | Registered: Aug 2010
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