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» Northern California Ford Owners     » Automotive   » General Talk   » Getting a loan

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Author Topic: Getting a loan
1990Silver5.0
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Is it better to get a loan straight from the bank and buy a car from an individual seller or just look for a good deal at a dealer?

Thanks

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1990 Lx Convert. 5.0(parted)
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Posts: 732 | From: Vallejo | Registered: Nov 2005  |  :
ChrisS
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you can get a loan at a bank and buy a car at a dealer FYI. Just because youre not getting a loan from them, doesnt mean you cant buy a car from them.
Posts: 632 | From: Dallas Texas | Registered: Apr 2006  |  :
1990Silver5.0
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Thanks

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1995 Impala SS
1992 GT Convert. 5.0 auto -sold-
1990 Lx Convert. 5.0(parted)
1992 Lx Hatchback 5.0-sold-:)
1990 5.0 Notchback -SOLD-:(

Posts: 732 | From: Vallejo | Registered: Nov 2005  |  :
87#184saleen
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rates just went down

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R.I.P DAD 3/5/36 - 6/2/07
2004 PORSCHE CAYENNE S on 22”
2013 PORSCHE Panamera on 21”
1987 SALEEN #184
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Posts: 1455 | Registered: Dec 2005  |  :
BlowN67
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who has best rates for used car loans?

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AIM gonein67 JOHN
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Posts: 9809 | From: Home of LARD | Registered: Mar 2004  |  :
SmokinLX
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I found the best rate at My credit union. If You belong to one You should check into what they have to offer. Mine was over 4 year's ago and it was in the low 5% range. They send Me stuff all the time offering Me more money for another car.

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Dont claim power if ya cant mile per hour. 10 second AOD

Posts: 4388 | From: East Bay | Registered: Aug 2002  |  :
BlowN67
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I have meriwest credit union but havent really had money in that account for a long time will they still give a loan out

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AIM gonein67 JOHN
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Posts: 9809 | From: Home of LARD | Registered: Mar 2004  |  :
SmokinLX
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I don't keep any money at the credit union I got the loan from so it's at least worth checking out.

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Dont claim power if ya cant mile per hour. 10 second AOD

Posts: 4388 | From: East Bay | Registered: Aug 2002  |  :
BlowN67
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kool will try to give them a call here in the next couple days.

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AIM gonein67 JOHN
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Posts: 9809 | From: Home of LARD | Registered: Mar 2004  |  :
06Xrunner
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The used car dealer I am getting my Cobra from gave me a bunch of crap and said the lowest he could get me was 9.94% so I decided to put the car on a credit card with only 3.99% apr... I guess he isn't making the percent that he had hoped, haha.

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01 Black GT 526WHP sold
2012 5.0 GT 625WHP sold
1984 Buick G/N Built and boosting...

Posts: 2124 | From: Chico, Ca | Registered: Aug 2006  |  :
ChrisS
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quote:
Originally posted by 06Xrunner:
The used car dealer I am getting my Cobra from gave me a bunch of crap and said the lowest he could get me was 9.94% so I decided to put the car on a credit card with only 3.99% apr... I guess he isn't making the percent that he had hoped, haha.

nice. try and see if you can get a new card with 0 interest for a year and transfer the balance. then when the year is almost up do the same thing. keep doing it until its paid off, and never pay interest [Wink]
Posts: 632 | From: Dallas Texas | Registered: Apr 2006  |  :
LQ9SN95
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quote:
Originally posted by phat_turbo_du:
quote:
Originally posted by 06Xrunner:
The used car dealer I am getting my Cobra from gave me a bunch of crap and said the lowest he could get me was 9.94% so I decided to put the car on a credit card with only 3.99% apr... I guess he isn't making the percent that he had hoped, haha.

nice. try and see if you can get a new card with 0 interest for a year and transfer the balance. then when the year is almost up do the same thing. keep doing it until its paid off, and never pay interest [Wink]
interesting.........

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Posts: 8031 | From: Fresno, Ca | Registered: Sep 2006  |  :


 
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