This is topic I'm done using my ATM card. in forum General Talk at Northern California Ford Owners  .


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Posted by Slowback67 (Member # 6348) on :
 
Went to dinner last night with my wife and my card was declined..... Checked my checking balance this today and it's down to 89.xx [Mad]

Now I have to wait until tomorrow ( Monday ) to go down to my bank and get this all taken care of. I fucking hate having this kind of shit happen. This will be the second time I've had to change my card number.

I think I'm going to stick to paying cash as much as possible from now on.
 
Posted by 89foxstang (Member # 5908) on :
 
Do you use your card at gas stations? I had my info stolen because someone put an extra card reader thing in a gas pump. My bank told me to never put my PIN number at the pump, use it as credit or go inside. The people that stole my info actually made a card and withdrew money from an ATM, was a shit show to get my money back!
 
Posted by Slowback67 (Member # 6348) on :
 
^ Yeah but I usually hit the credit button and punch in my zip code. Luckily I'm with a credit union and have been a long time member. The last time this happend they put the money back into my account right away. [patriot]
 
Posted by phonso302 (Member # 9260) on :
 
Thats why i only use my atm card to withdraw money... everything else i use my credit card.
 
Posted by 94 N.C.F. GT (Member # 3946) on :
 
Had that happen to me twice also its a bitch when it happens
 
Posted by 66_5.0 (Member # 9974) on :
 
Thats all bad man. Ive had that happen too but Im also with a credit union and they're good. Lately I have been carrying cash, its just easier
 
Posted by 8urgm (Member # 9054) on :
 
Same shit happen to me two weeks ago! Just got my new card in the mail!
 
Posted by NEIGHT (Member # 8741) on :
 
Same shit happened to me a few months back! Fuckers kept buying hella money on iTunes. Got all my money back N I think they caught that person. Lol
 
Posted by 66_5.0 (Member # 9974) on :
 
I remember seeing a report on this also. Thieves have a device that doesn't even have to touch you or the card, they simply just run it over your wallet/purse and boom. They now have your info.
 
Posted by 9cobra7 (Member # 2812) on :
 
Cash is king and cash is real, at least for now.
 
Posted by Cobra 93-4992 (Member # 4992) on :
 
My bank has text alerts so if anything more than 100 bux goes thru I get a text or if my balance is below 1000 I get a text. Helps me stop spending like a madman.
 
Posted by Cobra 93-4992 (Member # 4992) on :
 
quote:
Originally posted by phonso302:
Thats why i only use my atm card to withdraw money... everything else i use my credit card.

This works too
 
Posted by SETONKILL (Member # 7277) on :
 
thats why pay cash for almost everything or i use a check,fuck creidt cards an atm cards
 
Posted by Secnd2nun64 (Member # 1431) on :
 
Thats why i use credit to pay for everything. As long as you know how to mamge money its great. Your protected by visa or whatever other company and since its a line of credit your bank account wont get wiped out. There's a lot of theifs using credit card skimmers so i wouldnt use the debit card to pay for anything. It sucks but thats the time we live in.
 
Posted by Nifty50 (Member # 9987) on :
 
go with CHase baank, they do not allow overdrafts anymore.
 
Posted by Wildfire532FB (Member # 1482) on :
 
This is my biggest fear.
 
Posted by Vallejo707 (Member # 10296) on :
 
quote:
Originally posted by Cobra 93-4992:
My bank has text alerts so if anything more than 100 bux goes thru I get a text or if my balance is below 1000 I get a text. Helps me stop spending like a madman.

this is what i have too [worship] [worship] [worship]

[ November 04, 2012, 04:56 PM: Message edited by: Vallejo707 ]
 
Posted by Slowback67 (Member # 6348) on :
 
My bank is only open mon-fri so I'll update you tomorrow when I get this settled. I'll also have a better idea of where my card was nabbed to give the local guys a heads up. [patriot]

[ November 04, 2012, 05:53 PM: Message edited by: Slowback67 ]
 
Posted by DLo (Member # 6133) on :
 
I barter for everything, no need to worry about cash or credit cards.
 
Posted by autumnstang97 (Member # 6111) on :
 
Fuck those scammers! I can't stand thieves! I should start using cash/credit bc I use debit a lot. Hope everything works out.
 
Posted by v-town coupe (Member # 2771) on :
 
if you only have $89.00 in your account, you probably shouldnt be going out to dinner! [Razz]
 
Posted by Slowback67 (Member # 6348) on :
 
quote:
Originally posted by v-town coupe:
if you only have $89.00 in your account, you probably shouldnt be going out to dinner! [Razz]

LOL.
BTW I gots something to drop off to you for yo crumb snatcher. [patriot]
 
Posted by 1ST0KGT (Member # 10606) on :
 
I try to keep away from buying shit online and I do prefer to.pay cash, I changed my card once already
 
Posted by Pittsburg Mustang Owner (Member # 6100) on :
 
I work for the card fraud department of a well known local bank.

The only way to be safe is to not have a card. But banks are quick to give the money back for unauthorized transactions. The thing that holds the money from being put back are customers that are lazy and lag on doing their part on returning documents.
 
Posted by adower (Member # 5955) on :
 
Happened to me before. Theyhad a card reader on a gas station pump. They were going nuts bought stuff at Victoria secret, $200 at a steak house etc.
 
Posted by JZTRK (Member # 7641) on :
 
first time I used a RED BOX kiosk the next day with in 20min time slot I got took for 2k my card number was used to buy three 500 gift cards at the walgreens on hammer ln and the rest was spent at Victoria Secret. good thing is my credit union gave it back to me the folwing week thay made walgreens and Victorias secret pay the money back and filed criminal charges
 
Posted by fredfifty (Member # 10320) on :
 
anybody who uses card readers at gas stations, atms, stores, etc...check the actual card reader itself and see if its been tampered with, loose, extra wires in the card reader slot, shit like that...report it! so local pd can case it and bust these scumbags red handed!
 
Posted by 50Reasons (Member # 6452) on :
 
Stopped using mine a couple yrs ago , save a lot of money that way.. I leave them at home
 




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