This is topic Crash rules in forum Road Racing, Auto X & Drifting at Northern California Ford Owners .
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Posted by Mach916 (Member # 8264) on
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Who has seen car wrecks where it's totally one persons fault?what happens then?say one person rear ends another?
Posted by SydeWaySix (Member # 3596) on
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From what I'm aware of, it's up to the parties involved to deal with the incident. The racing organization (ie: NASA, trackmasters, etc) will not be responsible for any damage, which is why you must sign waivers before signing up for a track day.
From what I've heard and read, some insurance companies may cover the accident even if it occurs on a race track, but usually, since it occurred on a race track they will not. Though, there are insurance companies that do offer track day insurance for about $200/day.
Posted by Mach916 (Member # 8264) on
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yes i get that.. but has anyone seen a crash? know what happen? i feel like this can easily happen with an over aggressive or over confident driver..
Posted by acmikee (Member # 5568) on
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Yes most insurance companies will cover your car if your car in a hpde or school session.
Posted by SteveL (Member # 1241) on
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The vast majority of car damage in open track events involve only one car. The guy loses it, spins the car and might hit a wall. Car to car contact is very rare. On the other hand, car to car contact is quite common in the race groups. SCCA puts 60 Miatas on the track at the same time, 6-8 of them come in damaged after a race.
I recommend double checking the fine print on your insurance policy. Most have changed to not include damage that occurs on a course designed for racing (timed or not, competitive or just a 'school' doesn't matter).
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