This is topic Insuring A terminator in forum General Talk at Northern California Ford Owners .
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Posted by hilltim54 (Member # 10655) on
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You guys with terminators that have them paid off. Do you guys have full coverage or just liability coverage?
Posted by NEIGHT (Member # 8741) on
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I'd go with full coverage. If someone were to steal it you ain't getting shit on that 18k+ you just spent.
Posted by slow4v (Member # 9403) on
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Full coverage.
Posted by blackfifty (Member # 9023) on
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Full coverage. Don't take the risk and have it on liability.
Posted by venomous99 (Member # 1917) on
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grundy collector car insurance....
Posted by hilltim54 (Member # 10655) on
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quote:
Originally posted by venomous99:
grundy collector car insurance....
Isn't that really expensive?
Posted by venomous99 (Member # 1917) on
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quote:
Originally posted by hilltim54:
quote:
Originally posted by venomous99:
grundy collector car insurance....
Isn't that really expensive?
naw...
example....im paying 497/year based on a 40k value and 300/500k bodily injury, full coverage.
as long as you're ok w/ the driving limitation like you cant drive it to run errands or to go to work and have proof of a newer commuter you can save a few bucks.
Posted by cobra4v (Member # 4889) on
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If your Cobra is not a daily driver go with Grundy insurance. I have my Shelby and 98 Cobra insured by Grundy. Big savings if u go thru Grundy. Call them to see if u qualify.
Posted by SWITCH 625.0 (Member # 9322) on
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Go with Full Coverage. Beware of one thing on a Terminator. State Farm for example, shows an Excessive Claims History in their system on 03/04 Cobra's. So because of past owners wrapping their Terminator's around trees, current State Farm clients are paying a higher premium. I qualify for every discount available and i am old enough to be the father of most people on this forum and State Farm quoted $798.00 a year on my 04. Definitely shop around to avoid the Excessive Claims up charge.
Posted by Mr.10psi (Member # 11062) on
:
quote:
Originally posted by venomous99:
quote:
Originally posted by hilltim54:
quote:
Originally posted by venomous99:
grundy collector car insurance....
Isn't that really expensive?
naw...
example....im paying 497/year based on a 40k value and 300/500k bodily injury, full coverage.
as long as you're ok w/ the driving limitation like you cant drive it to run errands or to go to work and have proof of a newer commuter you can save a few bucks.
Roughly how many miles are you allowed to drive yearly on grundy insurance?
Posted by cobra4v (Member # 4889) on
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Grundy never ask me about mileage. You got to follow their rules on how they want u to use your car. Got to have a daily driver that is insured by another company and do not use the car to go to work, get grocery do errands etc.
[ 2016-06-11, 04:23 PM: Message edited by: cobra4v ]
Posted by 90GT510 (Member # 9199) on
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quote:
Originally posted by cobra4v:
Grundy never ask me about mileage. You got to follow their rules on how they want u to use your car. Got to have a daily driver that is insured by another company and do not use the car to go to work, get grocery do errands etc.
How would they know what u use the car for?
Posted by venomous99 (Member # 1917) on
:
quote:
Originally posted by 90GT510:
quote:
Originally posted by cobra4v:
Grundy never ask me about mileage. You got to follow their rules on how they want u to use your car. Got to have a daily driver that is insured by another company and do not use the car to go to work, get grocery do errands etc.
How would they know what u use the car for?
Witnesses or based on what is reported to them so yes you can probably lie about that but just be aware of the risks on them not covering the car if in fact the incident happened outside of the coverage
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