This is topic Got the keys to my first home in the Bay Area (San Bruno) in forum General Talk at Northern California Ford Owners  .


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Posted by AL STOCK (Member # 1852) on :
 
Some good news for early 2011.

Been in the process since November 2010. No co-signer, put in offer in early November, got accepted mid December and closed escrow/recording last Friday (got my keys and final walk-through at 3PM Friday).

This was a short sale by the owner, got a killer deal! Was originally listed for $520K but got it for a lot less.

Feels great to own the biggest house on the block 1700sqft living space & 5200 lot size.

For additional details (mortgage, realtor, lender, down payment, credit score etc) PM ME

Oh BTW my interest is locked in at 3.80% /30yrs



 

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Posted by Smoked50 (Member # 9592) on :
 
Sounds like a great deal. I love those driveways, so much room to work with
 

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Posted by venomous99 (Member # 1917) on :
 
how many points did u pay to lock in 3.8%? any closing cost credit from the lender?
 

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Posted by fredfifty (Member # 10320) on :
 
damn! nice casa! alotta driveway lol

congrats bro on your new home...
 

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Posted by NEIGHT (Member # 8741) on :
 
Congrats man
I bet it feels real good to own your own home
 

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Posted by SSF 50 (Member # 7219) on :
 
damn nice driveway & garage!!
 

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Posted by SAV650HAB (Member # 10324) on :
 
congrats on the new crib
 

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Posted by 50Reasons (Member # 6452) on :
 
Congrats on the first home how can I get that apr on my homes
 

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Posted by AL STOCK (Member # 1852) on :
 

quote:

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Originally posted by venomous99:
how many points did u pay to lock in 3.8%? any closing cost credit from the lender?

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I paid for 1pt to lock in. If i didn't close by last Friday, my rate was gone. I think the rates are back at 4.2-4.5% now.

I was originally pre-approved at 5.575% a year ago, but as rates started to go down i knew it was time to start actively looking.

I had good credit for qualifying and a low DITI.

No help from lender, sellers nothing. I really wanted this property so we put in offer with no credit towards closing.
 

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Posted by 90FoX (Member # 1974) on :
 
Congrats man!!! Looks great. 3.8%
 

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Posted by AL STOCK (Member # 1852) on :
 

quote:

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Originally posted by 50Reasons:
Congrats on the first home how can I get that apr on my homes

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refinance
 

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Posted by dubfive-0 (Member # 8965) on :
 
nice house... I hope in a few years I can share the same experience... but man love that garage and driveway
 

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Posted by BULLITTMAN (Member # 8468) on :
 
Congrats on the great deal wish my house had a driveway like that...
 

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Posted by jrbarkley (Member # 10596) on :
 
Congrats!!
 

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Posted by 87droptop50 (Member # 7185) on :
 
Congrats alstock were neighbors !
 

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Posted by v-town coupe (Member # 2771) on :
 
Looks like the house that was for sale across the st from my friend he stays on mason st out there.
 

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Posted by SF Coupe (Member # 1810) on :
 
Nice! I actually just got off the phone with my realtor to tell him to put an offer on a house in RWC. Great interest rate for you. I hope homes on the peninsula are at or near the bottom.

[ February 01, 2011, 12:32 AM: Message edited by: SF Coupe ]
 

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Posted by Layzie650 (Member # 10274) on :
 
Congrats man.
 

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Posted by 2TONE (Member # 4216) on :
 
Nice come up
 

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Posted by AL STOCK (Member # 1852) on :
 

quote:

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Originally posted by SF Coupe:
Nice! I actually just got off the phone with my realtor to tell him to put an offer on a house in RWC. Great interest rate for you. I hope homes on the peninsula are at or near the bottom.

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