This is topic Insurance quotes in forum General Talk at Northern California Ford Owners  .


To visit this topic, use this URL:
https://californiafords.com/cgi-bin/ultimatebb.cgi?ubb=get_topic;f=1;t=045832

---

Posted by JohnCM (Member # 1076) on :
 
I called about adding an 04 ctsv to my insurance and they quoted a 950 dollar increase for 6 months.

Does that seem high? I have a 2010 4runner, my 93 cobra and then it'd be the Cadillac on a policy paying almost 400 a month for insurance

Also, how do you guys insure your stangs?
I've got full coverage on my cobra, but I'm pretty sure book is only 3500 bucks. I would assume that's what I'd get back if it gets in a wreck?
Is there a way to increase the amount you'd get back in the case of an accident? Which wouldn't surprise me around here



 

---

Posted by 2TONE (Member # 4216) on :
 
Progressive?
 

---

Posted by Blind (Member # 3052) on :
 
for your cobra you should have 'stated value' insurance, it's a price you agree on before hand if the unimaginable happens
 

---

Posted by SF Coupe (Member # 1810) on :
 
If you don't drive the cobra a lot get collectors car insurance. It's stated value, no bs. I tried stated value with Mercury, all I did was waste my time getting receipts and pictures. With Heackock insurance I just stated the value over the phone and sent in a picture of the car parked in my garage. Simple, and it's only $250/year.
 

---

Posted by JohnCM (Member # 1076) on :
 
I tried hagerty and they said they wouldn't do it if I drive it to work, then that was about it. I'll call again tomorrow to see about by driving it to work I guess just car shows/meets

I'll be pretty stoked if I can get 250 a yr.
 

---

Posted by Fostang (Member # 3752) on :
 
I'm 28 clean record and pay $500 full coverage 6 months for the caddy. $450 for the cobra $450 for the armada $259 for the ffr cobra.
 

---

Posted by 93 cobra (Member # 7546) on :
 
I called "grundy" and it was around 375.00 for a year of full coverage for two cars a 93 cobra and a 56 ford 2dr hardtop.
 

---

Posted by JohnCM (Member # 1076) on :
 
I called hagerty, kinda rude on the phone. Said they wouldn't insure it because I said it was probably worth around 7-8k minimum is 10k which I'd think I could just go for the 10k minimum though since I'd be paying te difference in cost.
And the other reason was I said I may drive it to work occasionally. Which I can understand. Although I work on a military base and it's probably highly unlikely itd get stolen while I'm at work.
Oh well, looks like it's gonna be a garage queen for a while
 

---

Posted by Blind (Member # 3052) on :
 

quote:

---

Originally posted by SF Coupe:
If you don't drive the cobra a lot get collectors car insurance. It's stated value, no bs. I tried stated value with Mercury, all I did was waste my time getting receipts and pictures. With Heackock insurance I just stated the value over the phone and sent in a picture of the car parked in my garage. Simple, and it's only $250/year.

---

quote:

---

Originally posted by Blind:

quote:

---

Originally posted by SF Coupe:
If you don't drive the cobra a lot get collectors car insurance. It's stated value, no bs. I tried stated value with Mercury, all I did was waste my time getting receipts and pictures. With Heackock insurance I just stated the value over the phone and sent in a picture of the car parked in my garage. Simple, and it's only $250/year.

---

I just got a quote from these guys, do you have the 1000 mile limit that I see on my quote?

I do have the 1000 mile limit, I almost never drive it on the street. I basically got the coverage for theft and if I wreck while towing it. The track time is definitely not covered, we both agreed to that.
They gave me a quote for 10k stated value for both my 89 and 97, $530/yr

I put about 4k miles on my 97 last year though, but they didn't seem to ask for any proof of that?

---