This is topic here is my plug for collector car insurance in forum General Talk at Northern California Ford Owners  .


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Posted by venomous99 (Member # 1917) on :
 
my insurance renewal through grundy worldwide just came in for my 97.
here are the specifics
97 insured at 20k
driving record: 0 points, good drive, etc
coverage
bodily injury: 300k/500k
medical payments: 10k
uninsured motorist: 50k
underinsured motorist: 50k
0 deductible
unlimited miles

total yearly premium: 314.80

limitations: car needs to be garaged, car cant be driven to work or used for errands, must show proof of a 2nd car used for primary use. once youve been w/ them for a year they are more lenient on providing proof of the primary driver and basically as u do is renew the insurance.

given how limited i drive my car and what i use it for, collector car insurance fits my needs. just wanted to share for those that do not rely on your stangs for primary transport as this can save u a lot of bucks long term.
 
Posted by Chavez66 (Member # 9812) on :
 
can i get away with my 97 cobra even tho its my daily driver? because i have my 66 mustang on hagerty classic car insurance but thats my weekend car [Wink]
 
Posted by N8 (Member # 6048) on :
 
quote:
Originally posted by Chavez66:
can i get away with my 97 cobra even tho its my daily driver? because i have my 66 mustang on hagerty classic car insurance but thats my weekend car [Wink]
quote:
...limitations: car needs to be garaged, car cant be driven to work or used for errands, must show proof of a 2nd car used for primary use...

 
Posted by venomous99 (Member # 1917) on :
 
quote:
Originally posted by Chavez66:
can i get away with my 97 cobra even tho its my daily driver? because i have my 66 mustang on hagerty classic car insurance but thats my weekend car [Wink]
u can get away with it as they arent policing u when ur on the street but if anything happens while you're using the car outside of its coverage u might encounter some problems w/ the insurance. that said, ive driven my car to work and didnt sweat it...my excuse would be that i drove it on a pleasure ride and stopped by work. LOL i dont drive my car much so those limitations dont bother me
 




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