This is topic question about buying a car that has a lien in forum General Talk at Northern California Ford Owners  .


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Posted by Fostang (Member # 3752) on :
 
Im considering buying a car that the owner still owes some cash on. Has anyone done this before? How did you go about it? Any paperwork I need to pick up at dmv to make this happen?
 
Posted by N8 (Member # 6048) on :
 
I did it once (sold and bought a lien car). You need to go to the people that the lien is owed. Once you pay it, you will get a "lien satisfied" form that you take to the DMV. From there it is all the normal DMV stuff...
 
Posted by Blind (Member # 3052) on :
 
I bought my `97 that way, went with the guy to his bank, I paid them the payoff amount, gave him the left over from the agreed upon price, the loan place mailed the p/o the title, he called me up and dropped it off after he got it.

had to trust that I'd hear from him again, but it worked out ok for me.
 
Posted by 50 Deep (Member # 6216) on :
 
Only wan to safely do this is to go with the owner to the place that holds legal ownership of the vehicle. You will provide them with the payoff amount and the seller will complete paperwork signing the vehicle over to you. At which point the finance/lien comapy will provide you with the notarized lien satisfied and the titling documents. Actual title or a duplicate title form. This should all be completed same day and at no point should u be waiting for documents from the seller.

If you do it any other way your leaving yourself open to other complications.
 




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