This is topic tickets/insurance question please in forum General Talk at Northern California Ford Owners .
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Posted by 5.0-srt-4 (Member # 5864) on
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i bought a car today/under me and my grandpas name, got pulled over,no proof of insurance was issued, my question is my gpa has aaa,im listed as a driver his ploicy covers me on all vehicles, if i get the insurance card tomorrow for this car do i just bring it to court and show the proof or what????
and also is driving while on a cell a point on your record and whats the fine thanks
Posted by Tha91SiCkNeSs (Member # 5790) on
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quote:
Originally posted by 5.0-srt-4:
i bought a car today/under me and my grandpas name, got pulled over,no proof of insurance was issued, my question is my gpa has aaa,im listed as a driver his ploicy covers me on all vehicles, if i get the insurance card tomorrow for this car do i just bring it to court and show the proof or what????
and also is driving while on a cell a point on your record and whats the fine thanks
When you buy a new car and you intend to insure it with your current insurer, there is usually a grace period.
Meaning: Your insurance company will automatically cover the vehicle for a certain amount of days, whether it be 15, or 30. I believe AAA is 30 but I might be mistaken.
So, techincally, you had insurance at the time you were pulled over AND you should be able to get a declarations page which will back date coverage to the time you bought the vehicle.
When you bring this to court and explain that you just bought the car, the judge usually dismisses this. I've had this happen to me, friends, and family members before.
The driving while on a cell phone is NOT a moving violation. But I might have been misinformed on that. However, I'm 99% sure.
Posted by asskickn88 (Member # 4957) on
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If the car has current insurance then it shows on the DMV record of the car unless it was put on less than a week before. If he asked you for proof of insurance its because when he ran the plate it didn't come back as insured. Are you sure its covered? If not then you need to contact your insurance company and say you purchased the car a week before the date you got pulled over and have them add it to your policy to avoid the huge fine. I did it for a friend of mine last year just to keep him from getting in big trouble so it works.
Posted by 5.0-srt-4 (Member # 5864) on
:
quote:
Originally posted by asskickn88:
If the car has current insurance then it shows on the DMV record of the car unless it was put on less than a week before. If he asked you for proof of insurance its because when he ran the plate it didn't come back as insured. Are you sure its covered? If not then you need to contact your insurance company and say you purchased the car a week before the date you got pulled over and have them add it to your policy to avoid the huge fine. I did it for a friend of mine last year just to keep him from getting in big trouble so it works.
thanksguys i think the grace period is 30 days, ill get the card tomorrow,
Posted by 90FoX (Member # 1974) on
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I've been told that the cell phone ticket is a moving violation ![[Frown]](frown.gif)
Posted by 5.0-srt-4 (Member # 5864) on
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quote:
Originally posted by 90FoX:
I've been told that the cell phone ticket is a moving violation
ur right, got lucky though because it doesent give you any points on your record, oh well cant argue it, my fault 100%
Posted by Tha91SiCkNeSs (Member # 5790) on
:
quote:
Originally posted by 5.0-srt-4:
quote:
Originally posted by 90FoX:
I've been told that the cell phone ticket is a moving violation
ur right, got lucky though because it doesent give you any points on your record, oh well cant argue it, my fault 100%
Sorry, I meant that it's not a moving violation in the sense that it doesn't add any points on your record.
However, for each subsequent ticket, the fine increases.
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