This is topic Getting a loan in forum General Talk at Northern California Ford Owners  .


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Posted by 1990Silver5.0 (Member # 6210) on :
 
Is it better to get a loan straight from the bank and buy a car from an individual seller or just look for a good deal at a dealer?

Thanks
 
Posted by phat_turbo_du (Member # 6699) on :
 
you can get a loan at a bank and buy a car at a dealer FYI. Just because youre not getting a loan from them, doesnt mean you cant buy a car from them.
 
Posted by 1990Silver5.0 (Member # 6210) on :
 
Thanks
 
Posted by 87#184saleen (Member # 6276) on :
 
rates just went down
 
Posted by BlowN67 (Member # 4229) on :
 
who has best rates for used car loans?
 
Posted by SmokinLX (Member # 1684) on :
 
I found the best rate at My credit union. If You belong to one You should check into what they have to offer. Mine was over 4 year's ago and it was in the low 5% range. They send Me stuff all the time offering Me more money for another car.
 
Posted by BlowN67 (Member # 4229) on :
 
I have meriwest credit union but havent really had money in that account for a long time will they still give a loan out
 
Posted by SmokinLX (Member # 1684) on :
 
I don't keep any money at the credit union I got the loan from so it's at least worth checking out.
 
Posted by BlowN67 (Member # 4229) on :
 
kool will try to give them a call here in the next couple days.
 
Posted by 06Xrunner (Member # 6992) on :
 
The used car dealer I am getting my Cobra from gave me a bunch of crap and said the lowest he could get me was 9.94% so I decided to put the car on a credit card with only 3.99% apr... I guess he isn't making the percent that he had hoped, haha.
 
Posted by phat_turbo_du (Member # 6699) on :
 
quote:
Originally posted by 06Xrunner:
The used car dealer I am getting my Cobra from gave me a bunch of crap and said the lowest he could get me was 9.94% so I decided to put the car on a credit card with only 3.99% apr... I guess he isn't making the percent that he had hoped, haha.
nice. try and see if you can get a new card with 0 interest for a year and transfer the balance. then when the year is almost up do the same thing. keep doing it until its paid off, and never pay interest [Wink]
 
Posted by F8LSN8K (Member # 7080) on :
 
quote:
Originally posted by phat_turbo_du:
quote:
Originally posted by 06Xrunner:
The used car dealer I am getting my Cobra from gave me a bunch of crap and said the lowest he could get me was 9.94% so I decided to put the car on a credit card with only 3.99% apr... I guess he isn't making the percent that he had hoped, haha.
nice. try and see if you can get a new card with 0 interest for a year and transfer the balance. then when the year is almost up do the same thing. keep doing it until its paid off, and never pay interest [Wink]
interesting.........
 




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