This is topic 4 banger conversion insurance question in forum General Talk at Northern California Ford Owners  .


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Posted by svt306snake (Member # 1967) on :
 
who has done this and insured the car i always see guys saying that its cheaper and i understand that but what i want to know you are paying insurance for a whole lot cheaper car and what happens when stolen or wrecked i have AAA and if i have pics or reciepts i get paid for it but again i'm paying for an 8 cylinder car please let me know thanks fellas and why i have you guys man i see lots of guys fighting on here man lets keep that down been here for awhile and seen people get the boot this is great site and your guys are full of knowledge and help me all the time
 
Posted by 1FAST89GT (Member # 5071) on :
 
if the vin # reads 4cyl u are getting paid for a 4cyl [Wink]
 
Posted by sac 5.0 (Member # 2980) on :
 
not true T bring it down to aaa and show them what you have done and they will cover it mine did you know the car i got from you and the car was not even registred and i had full coverage on it i even showed my insurance company the car on my trailer
 
Posted by tama98 (Member # 6167) on :
 
If you are purchasing liability only it doesn't matter what engine you have.

If your are purchasing full coverage then they will treat the vin# as is. You could try to provide copies of proof of the engine swap but other then that it will be treated as a 4cyl.

P.S. I work in insurance.
 
Posted by Jmir018 (Member # 1414) on :
 
my little four banger has liability only.. so i pay liability for a 4 cyl [Big Grin] . i guess if something ever happens i'll be fucked although if the damage is not major i'll hopefully be able to swap parts again. the way i see it is, i barely drive the car.. usually around the block once a week so it doesn't collect spider webs and to the track, so full insurance is not needed.
 
Posted by blind (Member # 3052) on :
 
I checked the box for V8 and am paying V8 insurance on my notch
 
Posted by NavidR (Member # 3164) on :
 
BRO you get what you pay for. If you beat the system and insure it as a 4 cylinder then i bet you they will pay you like a four cylinder if something happens to it.
 




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